Topic
Legal
A golfer’s shot hits a homeowner’s car. Is he liable for not shouting “fore”?
February 7, 2024 by David GambrillA golfer who doesn’t shout “fore” before his golf ball damages a nearby homeowner’s car isn’t necessarily liable to pay the auto owner’s insurance deductible. That’s because even if the golfer had issued the warning, the parked car couldn’t get…
What types of injuries happen when e-scooters collide with cars?
February 6, 2024 Philip PoradoAs you might expect, roadways and especially intersections are the most common places for accidents involving e-scooters that lead to claims and lawsuits. “It’s difficult when a motor vehicle [is] following the rules of the road and, all of a…
What the new ‘foreign interference’ guidelines mean for insurers
February 6, 2024 by David GambrillManaging third-party risk and conducting thorough background checks are among several regulatory guidelines for banks and insurers looking to protect themselves against ‘foreign interference,’ as outlined in the Integrity and Security Guideline released by Canada’s solvency regulator last week. The…
Lithium-ion batteries leading to deadly fires – and lawsuits
February 5, 2024 Philip PoradoCanadian property and casualty insurers may need to review their exposure to e-scooter claims, based on fresh claims emerging in the courts. A Vancouver woman is suing several makers of e-bikes and e-scooters following an apartment fire in 2022 in…
What happened after a broker quit without proper notice
February 5, 2024 by David GambrillA B.C. broker who quit without giving proper notice under his employment contract doesn’t owe his former brokerage any money for damages, because the brokerage couldn’t prove any lost income due to the resignation, the B.C. Civil Resolution Tribunal has…
Who’s on the hook if e-scooter riders hurt pedestrians?
February 2, 2024 Philip PoradoMany consumers facing sharply rising prices for automobiles, gasoline, and auto insurance are looking to save a buck by switching from four wheels to two. Electric standup scooters powered by small motors have become popular with people looking to get…
Why the court denied an auto insurer’s ‘shockingly intrusive’ motion
January 30, 2024 by David GambrillEditor’s Note: The Ontario Superior Court decision incorrectly identified the auto insurer in this case as Echelon Insurance. Echelon has contacted Canadian Underwriter to confirm it has reached out to the court to correct the public record and it did…
Editorial | Public order laws and auto insurance don’t mix
January 29, 2024 by David GambrillAnyone seeking clarity on how the federal government’s Emergencies Act was supposed to apply to auto insurance cancellations won’t find it in the Federal Court of Canada’s latest ruling. The Federal Court of Canada last Tuesday found the federal government’s…
How accident claims hit rideshare drivers’ personal auto policies
January 26, 2024 Philip PoradoThere seems to be a disconnect between drivers and their insurers about the ability to access personal auto coverage when driving for food delivery or rideshare companies like Uber, Lyft and others. While there’s no hard data to quantify a…
Feds heed auto insurers’ call for auto theft summit
January 24, 2024 by David GambrillCanada’s federal government has answered the call by the nation’s auto insurers to promote a whole-of-society solution to a mounting auto theft crisis. A National Summit on Combatting Auto Theft will take place in Ottawa on Feb. 8, 2024, Public…
Why a court upheld a $175K personal injury award against Ontario Place
January 18, 2024 by David GambrillOntario’s Court of Appeal has upheld a $175,000 damage award against Ontario Place in Toronto, finding that Ontario Place had blocked people’s access to the main exit and failed to erect barriers that would have prevented people from leaving the…
Roof collapses feared if freezing rain follows heavy snowfall
January 16, 2024 by David GambrillFearing a wave of roof collapses could occur in the short term, Toitures Hogue, a large Quebec roofer, is urging owners of commercial, industrial and/or institutional buildings to be cautious and proactive in advance of a freezing rain forecast over…