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Satellite image of Hurricane Lee
News CatastrophesClaimsClaims CanadaClimate ChangeInsurance

What to expect if Lee makes landfall in the Maritimes

September 12, 2023 by David Gambrill

It’s increasingly likely Hurricane Lee will make landfall in Atlantic Canada this weekend as either a strong tropical storm or a weak Category 1 hurricane. The Canadian Hurricane Centre and AccuWeather report they are increasingly confident Hurricane Lee will hit

Working on servicing a car in vehicle auto service or repair workshop
News AdjustersClaimsClaims CanadaInsuranceMarkets / Coverages

What insurers pay to repair EVs

September 11, 2023 by David Gambrill

Although electric vehicles in Canada cost an average of $1,328 more to repair than vehicles with internal combustion engines (ICE), EVs are less likely to be written off as a total loss, says a Mitchell report. The cost of the

A gas station destroyed by the Bush Creek East wildfire in Squilax, B.C.
News ClaimsClaims CanadaClimate ChangeInsuranceMarkets / Coverages

B.C. sets up climate emergency task force amid wildfire crisis

September 11, 2023 The Canadian Press

VANCOUVER – British Columbia Premier David Eby says he’s launching an expert task force into wildfires, drought and heat emergencies that have hammered the province. Eby, who’s in the B.C. Interior touring wildfire zones, says the province is still focused

Flooding in Nova Scotia in July 2023
News CatastrophesClaimsClaims CanadaConstructionInsuranceMarkets / Coverages

Government won’t commit to buying out homes ravaged by recent N.S. flooding

September 8, 2023 The Canadian Press

HALIFAX – Nova Scotia’s housing minister says any request for the province to buy homes damaged in a Halifax suburb in flooding last July would have to come from the municipality. John Lohr says while he’s not prepared to say

Injured person following an e-scooter accident
News ClaimsInsurance

How potholes lead to serious brain injuries for e-scooter riders

September 8, 2023 Brittany Sinclair, B.Sc., P.Eng. 30 Forensic Engineering

Editor’s note: This is the second of a two-part series on the biomechanics of rider falls from e-scooters. Part 1 appeared Aug. 25.   Road safety is directly linked to maintenance standards. In Ottawa, the city’s recommended maintenance quality standard

The McDougall Creek wildfire in West Kelowna, BC.
News AdjustersClaimsClaims CanadaInsuranceMarkets / CoveragesRestorationRisk

Feds predict parts of Canada could see wildfires through winter

September 7, 2023 The Canadian Press

OTTAWA – The latest federal government forecast says Canada’s already unprecedented 2023 wildfire season could continue late into the fall or winter.   Energy and Natural Resources Minister Jonathan Wilkinson says there is potential for increased wildland fire activity from eastern

Hurricane Fiona Cloud Map Nova Scotia 3D Render Color
News CatastrophesClaimsClaims CanadaClimate ChangeInsuranceReinsuranceRisk

Hurricane Lee: Why the Canadian P&C industry is watching

September 7, 2023 by David Gambrill

Hurricane Lee is strengthening into a powerhouse Category 5 storm, and some preliminary scenarios suggest it could hit Atlantic Canada as a tropical storm sometime next week, AccuWeather is forecasting. “Lee poses a risk to people from the northern Caribbean

A volunteer directing traffic in Yellowknife
News AdjustersCatastrophesClaimsClaims CanadaCommercial LinesInsuranceMarkets / Coverages

Adjusters provide update on B.C., N.W.T. wildfires

September 6, 2023 by Jason Contant

Wildfires in British Columbia and Northwest Territories continue to present a mixed bag of claims for P&C adjusters. Claims adjusters are seeing a variety of both residential and commercial losses. “Major loss, total losses and less severe claims as well,”

Person showing others the way out of a cave
News BrokersClaimsInsuranceMarkets / Coverages

Which coverages will lead brokers out of the hard market?

September 5, 2023 David Gambrill

For several years, Canadian P&C insurance brokers climbed through a hard market in virtually all commercial specialty lines. Now, industry analysts have told Canadian Underwriter, that climb has plateaued in both the cyber and directors and officers (D&O) lines. “Now

Scene of a car accident
News ClaimsInsuranceLegal

What a tribunal said about psychological symptoms in an auto case

September 5, 2023 by David Gambrill

Ontario’s Licence Appeal Tribunal has rejected a claim for auto accident benefits arising from psychological symptoms, finding that while these symptoms happened after the crash, they were not caused by the crash. Also, the adjudicator found the injured insured’s doctors

A Kelowna wildfire burns on Aug. 18
News CatastrophesClaimsInsurance

Intact reports Q3 wildfire claims losses

September 1, 2023 by David Gambrill

Intact Financial Corporation is projecting $570 million Cdn in pre-tax losses due to wildfires in 2023 Q3, the company announced Thursday. Intact has a national Canadian P&C insurance market share of 18.7% based on $12.6 billion of net premiums written

Illustration of a woman crunching numbers to find the best price for a customers insurance policy
News ClaimsInsuranceMarkets / Coverages

What carriers are offering auto customers seeking lower premiums

September 1, 2023 Philip Porado

Car thefts are way up in Canada and that’s got the attention of property and casualty (P&C) insurers. Thefts have risen particularly fast in the greater Toronto area, Montreal and some other parts of Quebec, noted Paul Gilbody, SVP operations