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Supreme Court Orphan Well ruling: the impact on brokers one year later

March 4, 2020 by Greg Meckbach

If you place pollution liability coverage, you could be hearing from banks and lenders concerned about oil and gas producers potentially going bankrupt. Inquiries about environment impairment liability are on the rise for at least one major Canadian brokerage following

Feature ClaimsClaims CanadaCommercial LinesLegalRisk

Snowed Under

March 3, 2020 Naomi Grosman

Canada gets a lot of snow. So why is it so difficult to find snowplow insurance in this country?

News BrokersClaimsInsurance

Quebec broker offers his take on one major advantage of the province’s auto insurance model

March 3, 2020 by Jason Contant

While Quebec’s auto insurance model offers low bodily injury compensation amounts, it also limits the amount of fraud in the system, a Quebec broker told Canadian Underwriter Monday. In Quebec, the government’s Société de l’assurance automobile du Québec (SAAQ) pays

News ClaimsClaims CanadaLegal

Does home insurance cover road rage?

March 2, 2020 by Greg Meckbach

If a client is sued for alleged road rage in Ontario, is coverage for the legal defence the responsibility of the home insurer, auto insurer or both? This question could go to the Supreme Court of Canada if it agrees

News ClaimsInsuranceLegal

The curious case of whether the home insurance claim had actually been closed

March 2, 2020 by David Gambrill

Think your client is satisfied with how you handled their claim? Better get that in writing. Almost one year after sending a letter to B.C. homeowners confirming that their $232,000 home insurance claim had been closed, a B.C. insurance company

News BrokersClaimsInsurance

Here’s one thing on which Canadian drivers and insurers can agree

February 28, 2020 by Adam Malik

Canadians and insurers agree on one thing: Distracted driving is the biggest threat to safe roads. A recent survey by Rates.ca shows that 40% of Canadians think distracted driving is the top cause of car-related deaths, surpassing impaired driving at

News ClaimsClaims CanadaLegal

New Supreme Court of Canada guidance on liability for Canadian clients operating overseas

February 28, 2020 by Greg Meckbach

If you place commercial liability insurance for clients with supply chains outside of Canada, be sure and check out Friday’s Supreme Court of Canada ruling in Nevsun Resources Ltd. v. Araya. In its divided ruling, Canada’s top court ruled that

News Claims

How many winter storms has Newfoundland already had this season?

February 28, 2020 The Canadian Press

ST. JOHN’S, N.L. – Newfoundland was gripped by another winter storm Friday, its 22nd of the season. Environment Canada issued advisories and winter storm warnings across the island this morning, mostly for blowing snow especially heavy in the morning that

News ClaimsClimate ChangeInsurance

The cascading societal effects of insurance flood claims

February 27, 2020 by Adam Malik

Insurance flood claims have a much broader societal impact than on just the property and casualty insurance industry alone — which is another reason why it is critical to start adopting flood mitigation and prevention measures now, a climate expert

News CatastrophesClaimsClimate ChangeInsurance

The hard part of managing wildfire risk

February 26, 2020 by Greg Meckbach

Your clients may be doing all the right things to manage their wildfire risk, but what about the property halfway down the street? “You can have four homes in a row that are perfectly maintained, just the way they are

News ClaimsInsuranceLegal

One way ICBC will reduce legal costs

February 26, 2020 by Jason Contant

The government of British Columbia has introduced legislative amendments in an effort to reduce costs and speed up motor vehicle claims in the current auto insurance system. The proposed amendments will limit the number of experts and expert reports that

News ClaimsEmploymentInsuranceLegislation / RegulationRisk

Privacy commissioners reveal how egregious employee snooping has become

February 25, 2020 by Jason Contant

Cases of egregious employee “snooping” in Alberta have exploded to the point where some affected individuals won’t even seek health treatment within their communities anymore, the province’s privacy commissioner said at a conference Friday. Jill Clayton, Alberta’s information and privacy