Canadian Underwriter


3D rendering of Hurricane Fiona over Nova Scotia
News CatastrophesClaimsClaims CanadaClimate ChangeInsuranceRestoration

Do we need a Category 6 for hurricanes?

February 6, 2024 by Jason Contant

Two climate scientists are questioning whether the open-endedness of Category 5 hurricanes is sufficient to communicate the risk of hurricane property damage in a warming climate. Michael Wehner of Lawrence Berkeley National Laboratory (Berkeley Lab) and James Kossin of First

Buildings are seen in floodwater following a major rain event in Halifax on Saturday, July 22, 2023. A long procession of intense thunderstorms have dumped record amounts of rain across a wide swath of Nova Scotia, causing flash flooding, road washouts and power outages
News CatastrophesClaimsClaims CanadaConstructionInsuranceRestoration

Months after request, Nova Scotia silent on possible buyout of flooded Halifax homes

January 24, 2024 Keith Doucette – The Canadian Press

HALIFAX – Frustration is building with a lack of a commitment from the Nova Scotia government to buy and demolish some of the Halifax area homes ravaged by massive flooding last July. Halifax Regional Council sent a letter on Oct.

Red pumpjack in Alberta
News ClaimsClaims CanadaInsuranceMarkets / CoveragesRestorationRisk

Alberta releases liability estimate for well cleanup

January 23, 2024 Bob Weber - The Canadian Press

Alberta’s oil and gas producers spent nearly $700 million in 2022 on cleaning up the hundreds of thousands of old wells that dot the province, the regulator’s first report on the extent of those liabilities indicates.  That’s 65 per cent

Damage to homes from a wildfire outside of Halifax.
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Homeowners discuss the high insurance costs of wildfires

January 2, 2024 Michael Tutton - THE CANADIAN PRESS

HALIFAX – Seven months after a wildfire left a charred, 1,000-hectare scar on the western suburbs of Halifax, less visible damage persists in the lives of those who lost their homes to the flames. Lindsay Law said the financial and

Flooded Parking Garage
News CatastrophesClaimsClimate ChangeCommercial LinesInsuranceRestoration

How to mobilize claims repairs in a flood-prone city

October 5, 2023 by Alyssa DiSabatino

How do you mobilize a claims response when capacity and labour shortage issues are extending property restoration timelines in disaster-prone regions? Bring your recovery team closer to the repairs. At least, that’s the strategy First Onsite is taking. The restoration

The McDougall Creek wildfire in West Kelowna, B.C.
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Feds predict parts of Canada could see wildfires through winter

September 7, 2023 The Canadian Press

OTTAWA – The latest federal government forecast says Canada’s already unprecedented 2023 wildfire season could continue late into the fall or winter.   Energy and Natural Resources Minister Jonathan Wilkinson says there is potential for increased wildland fire activity from eastern

Ransomware attack on a business computer
News ClaimsClaims CanadaCommercial LinesInsuranceMarkets / CoveragesRestorationTechnology

Why ransomware is still a threat to your cyber clients

August 31, 2023 by Jason Contant

Ransomware is “almost certainly the most disruptive form of cybercrime facing Canada” because it’s pervasive and can have a serious impact on an organization’s ability to function, said a new report from the Canadian Centre for Cyber Security. However, it’s

Construction engineers consult by phone with the chief architect about problems at the construction site
News ClaimsConstructionInsuranceProfessional DevelopmentRestoration

Humber building talent pipeline into the property restoration industry

August 14, 2023 by David Gambrill

Humber College in Toronto is building a talent pipeline into the Canadian property restoration industry. “We’re looking at building a program that will help get more talented, skilled professionals into the restoration property management space, and then have graduates work

Buildings are seen in floodwater following a major rain event in Halifax on Saturday, July 22, 2023. A long procession of intense thunderstorms have dumped record amounts of rain across a wide swath of Nova Scotia, causing flash flooding, road washouts and power outages
News AdjustersBrokersCatastrophesClaimsClimate ChangeCommercial LinesInsuranceRestoration

Claims pouring in for record Nova Scotia rainstorm

July 24, 2023 by Alyssa DiSabatino

Adjusters are beginning to see claims pour in after thunderstorms dumped record amounts of rain on Nova Scotia Friday.  Torrential downpours dropped over two months’ worth of rain (between 200 and 250 millimetres) in about 24 hours on Halifax, Nova

An Ottawa resident looking out a window of a tornado-damaged home
News ClaimsClaims CanadaInsuranceRestoration

Tornado hits suburban Ottawa neighbourhood, damaging 125 homes and scattering debris

July 14, 2023 Mia Rabson and Liam Fox - THE CANADIAN PRESS

OTTAWA – The remains of totalled fences, blown-out windows and ripped-off roofs were scattered across a south-end neighbourhood in Ottawa on Thursday after a tornado hit with little warning. After the skies had cleared, families sat out on their porches

Carpenter at work on a kitchen repair
News AdjustersBrokersClaimsConstructionInsuranceRestoration

High building materials and labour costs still slowing home repairs

July 12, 2023 Philip Porado

While inflation’s pace has eased in Canada, it’s still expensive to put homeowners back into their properties after a fire, flood, wind or other event. That’s because lingering supply chain and labour-shortage issues are extending restoration timelines. And that’s increasing

A washed-out section of highway in Riviere-Eternite, Que. following a major landslide
News ClaimsClaims CanadaInsuranceMarkets / CoveragesRestoration

Quebec landslides bring insurance coverage questions into focus

July 12, 2023 by Jason Contant

With heavy rains triggering flooding and landslides in parts of Quebec, some clients may understandably have questions about which perils are covered under their insurance policies. Certain types of water damage are typically covered, while coverage for overland flooding or