Topic
Legal
FSCO dismisses insurer’s appeal in AB case related to attempted headstand on party bus stripper pole
October 17, 2011 by Canadian UnderwriterThe Financial Services Commission of Ontario (FSCO) has dismissed The Economical’s appeal of a decision that required the insurer to pay accident benefits to a man catastrophically injured after attempting a headstand on a stripper pole inside a party bus.FSCO…
RIBO warns of alleged fraudulent home and auto insurance scheme
October 14, 2011 by Canadian UnderwriterRegistered Insurance Brokers of Ontario (RIBO), Ontario’s broker regulator, has issued an advisory about an alleged referral program that allows consumers access to a five-year home and auto policy. However, the insurer listed as the provider had no knowledge of…
BC man convicted for setting his car on fire, and claiming it
October 14, 2011 by Canadian UnderwriterA British Columbia man has been convicted of setting his car on fire and then subsequently making a fraudulent insurance claim, ICBC reports.Michael David Garcia contacted Quesnel RCMP in October 2008 to report that his black, newer-model Honda Civic had…
Business interruption claims a key exposure in ammonia contamination incidents
October 14, 2011 by Canadian UnderwriterUnderwriters need to be careful about writing insurance policy sublimits for food contaminated by ammonia, as the door can be opened for business interruption claims and other physical damage related to ammonia contamination.Larry Gordon of Travelers in the United States…
Nova Scotia approaching a record for fewest highway deaths in a year
October 12, 2011 by Canadian UnderwriterNova Scotia is tracking toward the fewest highway deaths the province has had since record-keeping started in 1948, according to thechronicleherald.caAs of the end of September 2011, 51 people had died on Nova Scotia’s roads, four fewer than during the…
It’s official: Banks now banned from promoting non-authorized insurance on their Web sites
October 12, 2011 by Canadian UnderwriterCanada’s new regulations prohibiting banks from promoting unauthorized insurance products and services on their Web sites are now official.The regulations came into force with very few amendments to the pre-published draft of regulations posted for public comment on Feb. 12,…
B.C. Appeal Court upholds order against insurer to defend District of Saanich in personal injury claim related to an errant lacrosse ball
October 11, 2011 by Canadian UnderwriterB.C.’s Court of Appeal has upheld a lower court order that requires Aviva Insurance Company of Canada to defend the Corporation of the District of Saanich in a personal injury liability case involving two named insured lacrosse associations.A man identified…
Manitoba drivers no longer obligated to report minor fender-benders to police
October 11, 2011 by Canadian UnderwriterManitoba motorists are no longer required to report collisions involving property damage to police, except under certain circumstances including serious injury or death.Manitoba Attorney General Andrew Swan, minister responsible for Manitoba Public Insurance (MPI), said the changes to the province’s…
Ontario arbitrator finds injured trucker eligible for AB, despite his mistaken election of WSIB benefits in confusion following tribunal decision
October 7, 2011 by Canadian UnderwriterA trucker seriously injured in an accident is entitled to accident benefits, even though he elected to receive Workplace Safety and Insurance Board (WSIB) benefits in confusion after the Workplace Safety and Insurance Appeals Tribunal (WSIAT) barred most of his…
Ontario court upholds insurer’s motion to try tort and AB actions related to the same vehicle accident together
October 5, 2011 by Canadian UnderwriterThe Ontario Superior Court has upheld an insurer’s request to have a plaintiff’s tort action and accident benefits action – both of which relate to injuries allegedly sustained in a single motor vehicle accident – tried together.The plaintiff appealed the…
RIBO reminds brokers to use proper names in social media
October 5, 2011 by Canadian UnderwriterThe Registered Insurance Brokers of Ontario (RIBO) is reminding brokers that the name or identity they use to market themselves or their business on social media sites must match the registered name of the individual broker or the business being…
I’m Sorry
October 1, 2011 by Canadian UnderwriterApology legislation introduced throughout the country allows people to express regret without fear that the words “I’m sorry” might constitute an admission of liability in a court of law.