A major issue confronting liability, health, and disability insurers is persistent or chronic subjective injury (CSI) claims. A CSI is a descriptive medical condition where there is not an objective diagnostic test available to verify the severity — or even…

The ARC Group Canada held its Annual Seminar & Cocktail Reception on Oct. 28 at the St. Andrews Club & Conference Centre. Delegates heard from the insurance and legal perspectives with respect to professional liability. Immediately following the seminars, guests…

Right now, the first wave of baby boomers are approaching their mid-sixties. It is estimated that roughly 20 per cent of Canada’s population will be over 65 by 2030. Seniors are more independent and active than ever before. They remain…

A UK Perspective

S. 267.5(7) of the Insurance Act:

If an auto injury claim in Manitoba is denied on the basis that the damage was caused by a deliberate or willful act, a claimant does not have the option to have the Automobile Injury Compensation Appeal Commission (AICAC) review…

Third party property losses are one of the most difficult and challenging types of claim in the film and television business. A film production is looking for that picture perfect location to match their storyline. Dan, a location manager, scoured…

Canada’s property and casualty insurance industry is conducting research into the possibility of offering overland flood insurance, which is not currently available, as part of a homeowner’s policy. Panelists at the National Insurance Conference of Canada (NICC) in Montreal noted…

The loss of dependency claim: calculating for the present value

Ontario is entering into yet another optimistic phase of its seemingly perpetual auto insurance reform cycle, but many within the insurance industry appear to want to break out of this cycle and build an altogether new model for auto insurance…

We have all heard the expression the straw that broke the camels back. For biomechanists, it is a simple way to describe a minor event, which results in an unexpected injury. Unfortunately, the concept of a trivial event being responsible…

The family of a man who was crushed to death while dismantling a truck flatbed for parts is not entitled to benefits because he was not fatally injured in an “ordinary and well-known activity to which automobiles are put,” an…