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Nova Scotia vineyard
News AdjustersBrokersBusiness InterruptionClaimsClaims ProfessionalsCommercialEnvironmentalInsurersLoss ControlNova Scotia

Recent extreme cold snap causes ‘devastating’ damage to Nova Scotia vineyards

February 10, 2023 by The Canadian Press

The president of the Grape Growers Association of Nova Scotia says it will take years for vineyards to recover from the recent extreme cold snap. Steve Ells says between 95 and 100 per cent of Nova Scotia-grown vinifera variety grapes

Long-haul truck crossing grassy area
News AlbertaB.C.ClaimsCommercial AutoInsurersLiabilityManitobaSaskatchewanTechnology

How telematics may help Alberta truckers’ rates

February 9, 2023 by Philip Porado

With an eye toward improving driving habits, Facility Association (FA) announced the launch of a telematics program for truck drivers in Alberta, effective May 1, 2023. It said the program’s objective is to help drivers and operators correct poor driving

News ClaimsInsurersLegalOntarioPersonal Auto

Insurers don’t need a medical reason for denying IRB: Appeal Court

February 9, 2023 by David Gambrill

An auto insurer does not have to state a medical reason for terminating a claimant’s income replacement benefits (IRBs) if there is another legal, non-medical ground for doing so (such as a return to work, for example), the Ontario Court

The atmospheric river in B.C. in November 2021
News B.C.CatastrophesClaimsClaims Canada ArchiveEnvironmentalInsurers

Why atmospheric rivers, derechos and bomb cyclones are on insurers’ radar

February 9, 2023 by Jason Contant

Wild and wacky weather events like atmospheric rivers, derechos and bomb cyclones may seem new because of recent media coverage, but they’ve been known and named phenomena for quite some time in the history of meteorology and atmospheric science, speakers

Small figure dwarfed by a tall percentage sign
News ClaimsCommercialInsurersLoss TrendsPersonal AutoPersonal Home

Despite inflation easing, Intact expects ongoing hard market

February 8, 2023 by David Gambrill

Despite lower inflation, Intact Insurance is nevertheless predicting an ongoing hard market in Canada in 2023 because of higher reinsurance rates and elevated natural catastrophes. “Looking at the [Canadian P&C insurance] industry, we see hard market conditions continuing, given rising

Earthquake in central Montreal
News ClaimsPersonal HomePropertyQuebec

What’s the best way to increase earthquake insurance take-up in Quebec?

February 8, 2023 by Jason Contant

The best way to get consumers to buy earthquake insurance in provinces like Quebec is to find a balance between highlighting the benefits of early intervention and not making the narrative too scary, a research social scientist told delegates at

Condo owner calls her insurance company as the kitchen ceiling leaks
News B.C.BrokersClaimsLegalLiabilityPersonal HomeProperty

How an insurer’s report on a condo ceiling leak won the day

February 8, 2023 by Philip Porado

Repairs outlined in an insurance company’s assessment of damages at a British Columbia condo must be made by the strata, said a decision from the province’s Civil Resolution Tribunal (CRT). Applicants in Rolfe v. The Owners, Strata Plan EPS3064 claimed the

Picture of a business man smiling underwater, his business flooded
News AlbertaCatastrophesClaimsCommercialInsurersLegal

Extension covering “influx of water” trumps broad form flood exclusion

February 6, 2023 by David Gambrill

A commercial property policy extension granting coverage for an “influx of water derived from natural sources” trumps a policy’s broad form flood exclusion, Alberta’s Appeal Court has found in a 2-1 split decision. A bowling alley in Fort McMurray, Alta.,

Mouse infiltration damages water lines
News B.C.ClaimsPersonal Home

Did negligence cause mice ingress and water leaks?

February 6, 2023 by Philip Porado

A British Columbia condo owner failed to show a strata corporation breached its duty to repair and maintain the irrigation system or the building’s waterproofing membrane. In Yoon v. The Owners, Strata Plan, the applicant, Bori Yoon, claimed the strata negligently

Three white house figurines submerged in water.
News BrokersCatastrophesClaimsCommercialEnvironmentalInsurersPersonal Home

Aviva Canada CEO on brokers’ role in climate change mitigation

February 6, 2023 by Alyssa DiSabatino

Brokers and insurers both said natcats and climate change will be the second biggest issue heading into 2023, according to a Canadian Underwriter survey last month. But one group is more vocal about climate change than the other, one CEO

Firefighter putting out a house fire
News ClaimsPersonal Home

Action needed to prevent future fires on First Nations, organization says 

February 3, 2023 by Fakiha Baig - THE CANADIAN PRESS

A 10-year-old girl who died after a house fire on a northern Ontario First Nation might still be alive if firefighting and prevention resources her community has been seeking were in place, an organization representing 49 First Nations said Thursday.  

Man holding a clock over a computer laptop
News ClaimsInsurersLegalOntarioPersonal Auto

Accident benefits claimant misses notification period by two decades

February 3, 2023 by David Gambrill

Ontario’s Licence Appeal Tribunal (LAT) has denied an application for auto accident benefits from a woman injured in an auto accident because she missed the 30-day window to notify her insurance company — by more than 20 years. On May