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Frustration grows with no apparent end in sight for Canada U.S. border ban

June 15, 2020 by James McCarten - THE CANADIAN PRESS

WASHINGTON – The intertwined economies of Canada and the United States demand a more sophisticated solution to the threat of COVID-19 than a simple ban on non-essential travel, say business groups chafing at the prospect of another six weeks of

News Business InterruptionLegal

When courts might rule against insurers in business interruption coverage disputes

June 11, 2020 by Greg Meckbach

A commercial insurer could end up paying for losses that the carrier never intended to cover if a business interruption insurance policy covers government orders or advice to shut down a workplace without clearly excluding something like a widespread pandemic,

News LegalOntarioPersonal Auto

Why Ontario auto liability coverage should get cheaper

June 9, 2020 by Greg Meckbach

Ontario auto insurers may have a hard time raising rates as much as they were before May 15; a major factor could be a controversial change to the dispute resolution process that took effect four years ago. New loss trend

News CyberInsurersLegalOntario

How the lack of cyber caselaw worked against an insurer in a $75-million data breach lawsuit

June 9, 2020 by David Gambrill

The lack of cyber case law worked against an insurer in the Ontario Superior Court of Justice recently, with the court deciding that The Co-operators has a duty to defend two parties named in a $75-million cyber breach class action

News AlbertaClaimsLegal

Alberta drivers push back against no-fault

June 9, 2020 by Adam Malik

Albertans would rather stick with its at-fault auto insurance system than switch to a no-fault program, according to a new survey. More than six in 10 Albertans (61%) surveyed told Nanos Research that they prefer at-fault over the no-fault system.

News Business InterruptionClaimsClaims Canada ArchiveLegal

The ‘massive’ business interruption coverage question with no ‘obvious answer’

June 8, 2020 by Greg Meckbach

The outcome of an ongoing British test case for business interruption during a pandemic could set a precedent for commercial coverage disputes in Canada, a Toronto-based insurance defence lawyer suggests. Britain’s Financial Conduct Authority (FCA) is scheduled to file a

News CatastrophesClaimsEditorialLegal

Editor’s Note: Underwriting for the next pandemic

June 5, 2020 by David Gambrill

The social and economic impact of the novel coronavirus pandemic in 2020 is truly horrifying, saddening, and staggering. Many of us have lost loved ones, or know people who are out of work because of the potentially lethal virus moving

News AlbertaClaims Canada ArchiveLegalLicensingLoss ControlPersonal Auto

Alberta imposing steep penalties but no charges on first time impaired drivers

June 5, 2020 by Dean Bennett - THE CANADIAN PRESS

EDMONTON – Alberta has introduced legislation that would add hefty fines and penalties for first-time impaired drivers but would not have them face a criminal charge. Justice Minister Doug Schweitzer says the proposed change would reduce backlogs in courts and

News AdjustersClaimsLegal

A provincial twist on the emergency suspension of limitation periods

June 4, 2020 by David Gambrill

While many Canadian courts continue to suspend two-year limitation periods for plaintiffs to file civil lawsuits against insurers and other defendants, Alberta’s clock has started running again as of June 1 – and for claims under the province’s Insurance Act,

News HRLegal

Bank of Canada keeps key rate target on hold, expects return to growth in Q3

June 3, 2020 by Jordan Press - THE CANADIAN PRESS

OTTAWA – The economy appears to have avoided a worst-case scenario due to the COVID-19 pandemic, the Bank of Canada said Wednesday as it kept its key interest rate steady at its lower bound. The bank left its target for

News ClaimsClaims Canada ArchiveLegal

COVID-related fraud schemes that IBC has observed

June 2, 2020 by Greg Meckbach

Four vehicles were reported stolen to separate insurers, from the same driveway, on the same night in Brampton, Ont. This is just one example of alleged fraud identified shortly after the onset of the COVID-19 pandemic, the Insurance Bureau of

News ClaimsClaims Canada ArchiveLegal

Dozens of businesses damaged after Montreal anti racism rally

June 1, 2020 by THE CANADIAN PRESS

MONTREAL – Eleven people were arrested after tensions flared between protesters and police on Sunday night following a Montreal demonstration demanding justice for a black man who died following a police intervention in Minnesota. Demonstrators had gathered to denounce racism