Canadian Underwriter

Topic Ontario

A person holding a large puzzle piece in each hand is about to connect them
News AlbertaB.C.BrokersMergers and AqcuisitionsOntario

Westland expands reach into Ontario with recent acquisitions

May 27, 2022 by Alyssa DiSabatino

Westland Insurance Group Ltd. has broadened its place in commercial and personal lines with the recent acquisition of two Ontario-based brokerages: MCR Insurance in Aurora and Walter Roberts Insurance in Richmond Hill.  Ontario is an area of strategic importance, Westland

Tree damage following derecho
News AdjustersCatastrophesClaimsClaims ProfessionalsEnvironmentalOntarioPersonal HomeQuebec

Emergency alerts when severe weather happens can be improved: Environment Minister

May 26, 2022 by Mia Rabson - THE CANADIAN PRESS

OTTAWA – Emergency weather alerts that are broadcast over the mobile network should be improved to make sure they are getting to the right people at the right time, Environment Minister Steven Guilbeault said Wednesday. Guilbeault is in Germany for

Delta flooding after hurricane.
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How to speed up claims response for NatCats

May 25, 2022 by Yasser Korany, Mario Delorme and Mazen Habash

Extreme weather events have become common, some bringing unprecedented levels of destruction to structures and facilities, overwhelming owners, property managers and insurers. In response, nearly all major insurers have created centralized Cat units dedicated to handling claims arising from extreme

A twister is pictured at the end of a country road. The sky is dark and storming.
News AdjustersCatastrophesClaimsEnvironmentalInsurersOntarioQuebec

Was derecho storm damage caused by climate change?

May 25, 2022 by Alyssa DiSabatino

The Long Weekend derecho storm in Ontario and Quebec, which spawned a tornado in Uxbridge, Ont., and resulted in over 1,000 kilometers of damage, is “very difficult” to credit as a climate change event, even though the industry is seeing

Shot of a young man and woman going over building plans at a construction site
News ClaimsCommercialConstructionLegalOntario

Insurers must defend, even if damage falls below the deductible

May 24, 2022 by David Gambrill

Insurers have a duty to defend in construction cases involving policy exclusions for a “work performed” or “own work,” even if the amount of property damage claimed falls under the policy deductible, Ontario’s Court of Appeal has ruled. In GFL

Calculator and sports car on a white background
News InsurersOntarioPersonal Auto

How low can Ontario auto insurance rates be slashed?

May 24, 2022 by Jason Contant

The Ontario NDP’s proposal to lower auto insurance rates by 40% may be a little high, but a 25% to 30% cut in total premiums is possible, says financial management consultant David Marshall. In its platform released before the upcoming

Storm cloudscape over grass field
News CatastrophesClaimsClaims ProfessionalsEnvironmentalOntarioPersonal HomePropertyQuebec

First Cat of the year predicted after powerful “derecho” storm

May 24, 2022 by Alyssa DiSabatino

A series of powerful thunderstorms that affected Ontario and parts of Quebec this weekend is already being billed by the industry as the first major Cat of 2022. And while industry experts anticipate a large number of insured damages, one

Tow Truck Towing A Vehicle On A Two Lane Highway
News ClaimsInsurersLegalOntarioPersonal Auto

Tow truck driver granted “absolute discharge” for his role in staged collision

May 19, 2022 by David Gambrill

Ontario’s Court for Appeal has given an “absolute discharge” to a tow truck driver who pleaded guilty to fraud under $5,000 – and served a six-month conditional sentence – for his role in a staged collision that cost two insurers

A rear view of a businessman as he places his hand on his head and looks up at random numbers from a clock face that appear on the wall in front of him.
News CannabisClaimsInsurersLegalOntarioPersonal Home

New innocent co-insured law does not apply retroactively: Appeal Court

May 18, 2022 by David Gambrill

Ontario’s new innocent co-insured law does not apply retroactively to claims events that happened before the legislation was passed, the Ontario Appeal Court has ruled. The co-insured rule restricts application of insurers’ policy exclusions for criminal acts only to those

Wildfire burning in Ontario
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Forest fire in northeast Ontario community forces residents to evacuate

May 17, 2022 by The Canadian Press

A forest fire has forced the evacuation of residents in a community north of Sudbury, Ont.   Conservation officers and Ontario Provincial Police assisted with the precautionary evacuation of Shining Tree, Ont., residents Saturday afternoon after a forest fire broke out

Multi-level brown cottage with white trim sits on the water and is surrounded by trees.
News B.C.BrokersInsurersNewfoundland & LabradorNova ScotiaOntarioP.E.I.Personal HomePropertyQuebec

What cottagers may overlook when it comes to seasonal insurance

May 17, 2022 by Alyssa DiSabatino

With the May long weekend just around the corner, many Canadians will be packing their bags and heading up to the cottage, but a post-pandemic surge of demand may mean a lot of cottage rentals, and some important points of

Auto insurance policy with keychain on top
News ClaimsInsurersOntarioPersonal Auto

Ontario auto: Should employee benefits or auto insurers pay out first?

May 17, 2022 by Jason Contant

If the Ontario Progressive Conservative Party moves ahead with one of its proposed changes to auto insurance, it could result in increased claims costs for auto insurers, or else shift the burden more onto extended (supplementary) health insurance policies, says