Canadian Underwriter

Topic Ontario

A person holds the steering wheel of a car with their left hand while their right hand hovers over the horn
News BrokersCommercial AutoInsurersOntarioPersonal Auto

Distracted driving accelerates post-pandemic

June 29, 2022 by Alyssa DiSabatino

Ninety-eight per cent of Ontario drivers report witnessing unsafe driving behaviours over the past year — a 3% increase from the year previous — and yet only 58% admit to engaging in dangerous driving behaviours themselves, a CAA South Central

Insurance broker discussing and consulting on auto insurance policy
News BrokersInsurersOntarioPersonal Auto

Broker or insurer: Who’s responsible for letters of non-renewal on auto policies?

June 23, 2022 by Jason Contant

The issue of how much responsibility an Ontario broker has for sending out non-renewal notices to auto insurance clients is in the spotlight, featuring an online discussion focused on adequate notice time and the possibility of errors and omissions (E&O)

Man with a ski mask inserts a tool into a locked car door at night
News BrokersClaimsInsurersOntarioPersonal Auto

How auto theft can affect your clients’ premiums

June 16, 2022 by Alyssa DiSabatino

Although making a car theft claim won’t yield higher premiums, repeated claims may make it difficult for an insured to hold onto their theft coverage, says one insurance expert.  Not all auto insurance policies cover car theft, Matt Hands, director of insurance

Blank, headless portrait of a business man in a suit and tie
News BrokersHRInsurersManagementOntario

P&C industry’s predictions for Ontario’s finance minister

June 13, 2022 by Alyssa DiSabatino

With the Ontario election in the rearview mirror, and Doug Ford re-elected as premier with a sizeable majority, the P&C industry is eagerly awaiting to hear who the next finance minister will be. But political pundits and insurance experts predict

Tow truck towing a vehicle on a two-lane highway
News Commercial AutoInsurersOntario

Positives emerging from the crack-down on tow truck turf wars

June 10, 2022 by Jason Contant

Despite recently-withdrawn charges related to violent tow truck turf wars across the Greater Toronto Area, the investigation resulted in many positives, including regulatory change, says Équité Association. In 2021, Équité Association’s investigative services team supported the York Regional Police’s far-reaching

A small Canadian flag is staked out on top of a map of Canada
News AlbertaB.C.CatastrophesEnvironmentalInsurersManitobaNew BrunswickNewfoundland & LabradorNova ScotiaNunavutNWTOntarioP.E.I.QuebecSaskatchewanYukon

Canada’s most-exposed flood regions

June 10, 2022 by Alyssa DiSabatino

Quebec has the highest historical average annual loss (AAL) for flood faced by any region across the country, at $861.3 million, but Yukon’s average annual loss per residential address (RA) stands at $925, well above Quebec’s $229 loss per residence.

News ClaimsInsurersLegalLiabilityOntario

Caregiving daughter does not ‘reside’ with Mom; not entitled to auto coverage

June 9, 2022 by David Gambrill

Whether or not a daughter is entitled to auto insurance coverage under her mother’s OPCF 44R family protection endorsement depends on the facts of the case, and not on whether her mother believes her caregiving daughter ‘resides’ at her place,

Marilyn Horrick
News CommercialHRInsurersOntario

Industry veteran elected to Ontario Chamber of Commerce’s board

June 9, 2022 by Jason Contant

Desjardins Group’s Marilyn Horrick has been elected to the Ontario Chamber of Commerce’s (OCC) board of directors. OCC president and CEO Rocco Rossi announced new members to the chamber’s board of directors last month. Horrick, senior vice president for Desjardins

Wooden denied stamp on yellow background. Horizontal composition with copy space.
News InsurersLegalOntarioPersonal Auto

Should you attach a dispute-resolution form to a denial letter?

June 8, 2022 by David Gambrill

An injured auto driver has lost an appeal against her insurer, which denied benefits a full seven years before she launched her legal challenge against the decision. One notable aspect of the case was whether the claimant received a dispute

Group of business people assembling a jigsaw puzzle
News BrokersCommercialManagementManitobaMergers and AqcuisitionsOntarioOperationsPersonal AutoPersonal HomeSaskatchewan

Canadian P&C brokerage space sees four M&A deals in June

June 8, 2022 by Jason Contant

Merger and acquisition activity in the Canadian P&C insurance industry is showing no sign of slowing down in the second half of 2022, with the announcement of four transactions by three brokerages already since the beginning of June. McDougall Insurance

a maroon coloured minivan is being hoisted on to a tow truck. A fallen tree is in the forefront of the photo. A man in a yellow vest and a CAT vehicle are in the background.
News AdjustersBusiness InterruptionCatastrophesClaimsClaims Canada ArchiveClaims ProfessionalsEnvironmentalInsurersOntarioPropertyQuebec

How the derecho impacted claims service levels

June 7, 2022 by Jason Contant

It’s only natural claims adjusting service levels will drop, given the large number of claims arising from the derecho that struck parts of Ontario and Quebec in May, says the president of the Canadian Independent Adjusters’ Association (CIAA). “Things like

a maroon coloured minivan is being hoisted on to a tow truck. A fallen tree is in the forefront of the photo. A man in a yellow vest and a CAT vehicle are in the background.
News B.C.CatastrophesEnvironmentalInsurersManitobaOntarioQuebec

Becoming better at planning for disasters

June 6, 2022 by Alyssa DiSabatino

If the ongoing flooding in Manitoba and the Ontario/Quebec derecho storm of last month taught us anything, it’s that we must change how we think about natural disasters, argue the Institute for Catastrophic Loss Reduction’s Glenn McGillivray, and PhD candidate Korey Pasch,