Canadian Underwriter

Topic Ontario

Damage from the May 21 derecho in Ontario
News AdjustersCatastrophesClaimsClaims Canada ArchiveEnvironmentalInsurersLicensingOntarioQuebec

Why this province’s approach to adjuster capacity needs to go national

June 6, 2022 by Jason Contant

The president of the Canadian Independent Adjusters’ Association (CIAA) is hoping other provinces take note of how Ontario’s insurance regulator has approached adjuster capacity and licensing issues following the May 21 derecho that struck Ontario and Quebec. On May 31,

Non-compete agreement
News CommercialLegalOntario

Why brokers should check their older non-compete agreements

June 3, 2022 by Jason Contant

Ontario courts will declare older non-competition clauses unenforceable if they are unreasonable between the parties due to ambiguity or because the scope of prohibited activities is overly broad, two lawyers write in an analysis of Court of Appeal for Ontario

semi-truck at night
News CommercialCommercial AutoInsurersLegalOntario

The insurance policy clause that saved this self-insurer

June 2, 2022 by David Gambrill

Clean Harbors Canada, one of largest hazardous waste haulers in North America, is not on the hook to pay the cost of first-party fire damage to a truck owned and operated by one of its contractors, an Ontario court has

Doctor consulting male patient, working on diagnostic examination of mental illness
News ClaimsInsurersLegalOntarioPersonal Auto

Auto AB claim: Where privacy meets abuse of process

June 1, 2022 by David Gambrill

An Ontario court has rejected the privacy concerns of an auto accidents benefits claimant who refused to attend a psychological examination required by his insurer, finding that the claimant’s privacy concerns amounted to an abuse of process. Ali Baradaran Bagherian

Image of man standing with his hands on his hips, looking at Winnipeg's red river floodway
News AdjustersCatastrophesClaimsClaims ProfessionalsInsurersManitobaOntario

Adjusters stretched thin after back-to-back storms

May 31, 2022 by Alyssa DiSabatino

Manitoba has experienced one of the wettest springs on record, and the back-to-back storms and flooding have stretched adjusters’ resources very thin, claims professionals say.  Strong winds and a rainstorm that occurred in Manitoba last evening have continued into today. This event

Stormy sky with a wall of clouds
News B.C.CatastrophesClaimsOntarioQuebec

Hot summer temperatures, big storms to sweep much of Canada, Weather Network predicts

May 31, 2022 by David Friend - THE CANADIAN PRESS

TORONTO – Seasonal or higher than normal temperatures across much of the country will offer Canadians a chance to enjoy the summer, but predictions from a prominent national forecaster warn the humidity could welcome a rather stormy few months. Chris

Tree and property damage from natural disaster
News InsurersOntarioPersonal AutoPersonal HomeQuebec

Where the derecho falls among Canadian Cat events

May 30, 2022 by David Gambrill

Canada’s rare and deadly derecho last week seems likely to rank among the country’s Top 10 costliest insured catastrophes, Aon plc predicts. “In Canada, a rare derecho impacted densely populated metropolitan areas in Ontario and Quebec on May 21 that

A person holding a large puzzle piece in each hand is about to connect them
News AlbertaB.C.BrokersMergers and AqcuisitionsOntario

Westland expands reach into Ontario with recent acquisitions

May 27, 2022 by Alyssa DiSabatino

Westland Insurance Group Ltd. has broadened its place in commercial and personal lines with the recent acquisition of two Ontario-based brokerages: MCR Insurance in Aurora and Walter Roberts Insurance in Richmond Hill.  Ontario is an area of strategic importance, Westland

Tree damage following derecho
News AdjustersCatastrophesClaimsClaims ProfessionalsEnvironmentalOntarioPersonal HomeQuebec

Emergency alerts when severe weather happens can be improved: Environment Minister

May 26, 2022 by Mia Rabson - THE CANADIAN PRESS

OTTAWA – Emergency weather alerts that are broadcast over the mobile network should be improved to make sure they are getting to the right people at the right time, Environment Minister Steven Guilbeault said Wednesday. Guilbeault is in Germany for

Delta flooding after hurricane.
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How to speed up claims response for NatCats

May 25, 2022 by Yasser Korany, Mario Delorme and Mazen Habash

Extreme weather events have become common, some bringing unprecedented levels of destruction to structures and facilities, overwhelming owners, property managers and insurers. In response, nearly all major insurers have created centralized Cat units dedicated to handling claims arising from extreme

A twister is pictured at the end of a country road. The sky is dark and storming.
News AdjustersCatastrophesClaimsEnvironmentalInsurersOntarioQuebec

Was derecho storm damage caused by climate change?

May 25, 2022 by Alyssa DiSabatino

The Long Weekend derecho storm in Ontario and Quebec, which spawned a tornado in Uxbridge, Ont., and resulted in over 1,000 kilometers of damage, is “very difficult” to credit as a climate change event, even though the industry is seeing

Shot of a young man and woman going over building plans at a construction site
News ClaimsCommercialConstructionLegalOntario

Insurers must defend, even if damage falls below the deductible

May 24, 2022 by David Gambrill

Insurers have a duty to defend in construction cases involving policy exclusions for a “work performed” or “own work,” even if the amount of property damage claimed falls under the policy deductible, Ontario’s Court of Appeal has ruled. In GFL