Canadian Underwriter

Topic Personal Auto

News ClaimsCommercial AutoPersonal Auto

How telematics impacts auto insurer’s risk

May 29, 2020 by Greg Meckbach

Auto clients who think they are paying too much should consider telematics, the co-founder of LowestRates.ca suggests. With telematics, or usage-based insurance, the client normally installs an app on their smart phone or hardware into their vehicle diagnostic port, the

News Personal Auto

This ‘cardinal sin’ will increase your client’s auto insurance bill

May 26, 2020 by Greg Meckbach

Young male motorists can expect to pay more than women for auto coverage but the decisions your clients make have an even greater bearing on their insurance bill, the co-founder of LowestRates.ca suggests. “The cardinal sin is cancellation for non-payment,”

News LegalOntarioPersonal Auto

Guns, drugs, cash seized in organized crime probe of Toronto area tow truck industry

May 26, 2020 by Liam Casey -THE CANADIAN PRESS

VAUGHAN, Ont. – Four alleged organized criminal organizations that operated as rival tow truck companies involved in a violent battle for territory in the Toronto area have been dismantled, police said Tuesday. York regional police said the alleged crimes involved

News Loss TrendsPersonal Auto

What surprises Intact about recent driving habits

May 11, 2020 by Greg Meckbach

Canada’s largest property and casualty carrier observed a 50% drop after the middle of March in the distance driven by its auto clients, but the insurer’s usage-based telematics data suggest driving has started to pick up in recent weeks at

Feature B.C.LegalLoss TrendsPersonal Auto

B.C.’s move to no-fault

April 8, 2020 by Jason Contant, Online Editor

What the province’s changes to auto insurance mean for drivers, brokers, and the legal system

News LegalOntarioPersonal Auto

What’s really behind Ontario auto rate increases

February 11, 2020 by Greg Meckbach

Auto rates continue to climb in Ontario but the increase in frequency and severity of claims plays a big role, Insurance Bureau of Canada suggests. None of the 21 Ontario auto insurers who filed for rate changes during the last

News LegalOntarioPersonal Auto

What Santa delivered to Ontario auto insurers

December 23, 2019 by Greg Meckbach

Sugar plums are likely dancing in the heads of at least some Ontario auto underwriters as a result of a series of developments over the past year. When the government released its budget this past April, it included a bunch

News ClaimsClaims Canada ArchiveClaims ProfessionalsLegalOntarioPersonal Auto

Intact loses court battle over voiding auto policy for misrepresentation

September 26, 2019 by Greg Meckbach

If an Ontario auto insurer discovers a client made a material misrepresentation or non-disclosure in its application, could the insurer treat the policy as invalid to begin with? Not now. Or at least, not if the fact situation is the

News CannabisLegalNova ScotiaPersonal Auto

Pot legalization not a good reason to raise auto rates: Regulator

March 26, 2019 by Greg Meckbach

Nova Scotia’s auto insurance regulator is not letting The Dominion of Canada General Insurance Company take marijuana legalization into account when calculating this year’s rate increases. The Dominion said in a rate change application that claims frequency will likely go

News AdjustersClaimsClaims Canada ArchiveClaims ProfessionalsOntarioPersonal Auto

New Ontario auto catastrophic impairment definition starts in 2016

September 3, 2015 by Canadian Underwriter

A new definition of catastrophic impairment, for vehicle accident injuries, takes effect next year, the Financial Services Commission of Ontario suggested in a recent bulletin. The new definition of catastrophic impairment, in Ontario’s standard accident benefits schedule (SABS), “includes new

News OntarioPersonal Auto

Top 10 Ontario cities with the highest car insurance rates

February 17, 2015 by Canadian Underwriter

New research from KANETIX.ca shows the majority of Ontario cities with the most expensive car insurance premiums are in the Greater Toronto Area (GTA), with Brampton topping the list. Ontario has the highest auto insurance rates in the country, notes