Canadian Underwriter

Topic Personal Auto

News LegalOntarioPersonal Auto

How an insurer in an “underinsured” auto case reduced its exposure by more than $452K

July 7, 2020 by David Gambrill

An Ontario auto insurer in an underinsured accident case is entitled to make a subrogated claim against a third party – in this case, a bartender who was found 11% responsible for a fatal car crash — even though its

Feature BrokersOntarioPersonal Auto

Briefing Note: Ontario

July 6, 2020 by Canadian Underwriter Staff

Auto reform has been the province’s biggest concern over the past year, says Colin Simpson, CEO of the Insurance Brokers Association of Ontario. “Inflation on physical damage has been reported to be about 6% to 7% a year,” he says.

News Personal AutoTrending

How many of your low-mileage drivers are shopping around for a better deal?

July 6, 2020 by Greg Meckbach

One impact of the pandemic has been a large spike in customers who are shopping around for a better deal because they are not driving very much, LowestRates.ca reports. “Consumers don’t understand why different insurance companies are reacting differently to

News InsurersLegalOntarioPersonal AutoProperty

A new regime for tow truck regulations? What auto insurers want to see

July 2, 2020 by David Gambrill

Auto insurers are applauding Ontario’s creation of a new government task force to improve provincial oversight of the tow truck industry, citing the possibility of reducing insurance fraud and associated premium reductions for consumers. “IBC applauds the Ontario government for

News BrokersClaimsCommercial AutoInsurersPersonal Auto

Why the risk for small car drivers is growing

July 2, 2020 by Adam Malik

Small cars may be even more dangerous to drive these days just because they are sharing the road with an increasing number of larger vehicles, which have dominated new auto sales in recent years. The Insurance Institute of Highway Safety

News AdjustersClaimsClaims Canada ArchiveClaims ProfessionalsCommercialLegalLiabilityOntarioPersonal AutoRisk Managers

How a property owner can be liable when a motorcycle hits a wayward donkey

July 2, 2020 by Greg Meckbach

A Supreme Court of Canada decision released Thursday means a construction materials supplier is partly liable for injuries suffered by a motorcyclist who collided with a donkey that escaped from a rural property. In 2009, Amir Youssef was riding his

News AlbertaLegalNewfoundland & LabradorNova ScotiaOntarioPersonal AutoTechnology

How IBC would change auto insurance regulation in four provinces

June 26, 2020 by Greg Meckbach

Motorists in Ontario, Alberta, Nova Scotia and Newfoundland and Labrador should be allowed to buy pay-per mile insurance, an Insurance Bureau of Canada official says. Those four provinces already allow usage-based insurance, wrote Ryan Stein, IBC’s executive director of auto

News B.C.BrokersPersonal AutoTrusted Advisor

How this motorist missed out on his senior’s discount

June 24, 2020 by Greg Meckbach

When a British Columbia motorist turned 65 in 2017, he did not immediately get the senior rate class discount, so he tried to sue the public auto insurer for a refund. But the province’s Civil Resolution Tribunal ruled in favour

News InsurersLegalOntarioPersonal Auto

Toronto officer now allegedly linked to illegal tow truck scheme

June 24, 2020 by Paola Loriggio - THE CANADIAN PRESS

TORONTO – A Toronto police officer arrested last week in the theft of a police radio has now allegedly been linked to an illegal operation benefiting the tow truck industry. Toronto police said Monday that 11 people, including 47-year-old Const.

News InsurersPersonal Auto

How auto dealership closures affected the industry

June 23, 2020 by Greg Meckbach

Canada’s property and casualty insurance industry saw a steep drop this past April in the number of auto clients seeking policies for new vehicles, and it’s not clear how long a more recent rebound will last, the head of LowestRates.ca

News ManitobaPersonal Auto

Manitoba auto insurance rates to drop 10 per cent, pending regulator approval

June 17, 2020 by THE CANADIAN PRESS

WINNIPEG – Manitoba drivers could soon be paying less for their vehicle insurance. Manitoba Public Insurance has applied for an average 10.5 per cent cut in overall rates, which it says would save the typical passenger vehicle owner about $130

News B.C.Commercial AutoInsurersPersonal Auto

Road tests for certain types of driver licenses set to resume in B.C

June 10, 2020 by THE CANADIAN PRESS

VANCOUVER – The Insurance Corporation of British Columbia is resuming on-road testing for commercial licences but drivers waiting for passenger vehicle tests must hold on a little longer. In line with B.C.’s COVID-19 restart plan, the corporation says commercial road