Canadian Underwriter

Topic Personal Auto

Authoritative person sitting in front of gray background. His face is showing. Insuring the vehicle safely. Car insurance protects any damage to the vehicle. The hand of the person wearing the white shirt prevents the boards from damaging the falling vehicle.
News ClaimsInsurersLegalPersonal AutoQuebec

Auto insurance doesn’t always apply just because an auto’s involved

November 29, 2022 by David Gambrill

Two Quebec Court of Appeal decisions in 2022 demonstrate it’s not enough to show an auto is involved in a claim for an insured to be eligible for compensation under the province’s auto insurance scheme, a Quebec lawyer writes in

FSRA's in-office logo
News Commercial AutoInsurersPersonal Auto

How FSRA plans to tackle auto insurance health care provider fraud

November 28, 2022 by Alyssa DiSabatino

A new, two-year supervision plan for health service providers (HSP) aims to protect consumers’ rights by delivering supervision and education to higher risk auto insurance HSPs, according to Ontario’s insurance regulator. Higher risk service providers are defined as those “more

Shot of a motocross competition
News ClaimsInsurersLegalOntarioPersonal Auto

Why this dirt bike in closed competition was considered an “automobile”

November 25, 2022 by David Gambrill

A dirt bike driven in a closed course motocross competition is an “automobile” under Ontario’s auto accident benefits scheme, thus paving the way for a seriously injured driver to claim auto accident benefits from his auto insurer, the Ontario Court

Covid-19 virus image
News AdjustersClaimsClaims ProfessionalsClaims TechnologyCommercialCommercial AutoConstructionHRLegalLiabilityManagementOperationsPersonal AutoPersonal HomeProperty

Does an immuno-compromised adjuster have to return to field work?

November 23, 2022 by The CIP Society, Insurance Institute of Canada

For almost three years, there’s been confusion around COVID-19 protocols. It’s made it hard for people to get on with their daily lives. An example of how these stresses burden our industry is illustrated in a dilemma faced by a

Man with a neck injury
News ClaimsClaims Canada ArchiveClaims ProfessionalsEmerging RisksInsurersLegalLoss ControlLoss TrendsOntarioPersonal Auto

The spreading tentacles of staged collision operations

November 22, 2022 by Jason Contant

Staged collisions in Canada remain a significant concern for auto insurers, particularly in the Greater Toronto Area, where many interconnected players can make these operations difficult to infiltrate, an industry expert said at KPMG’s 2022 Insurance Conference last week. Violent

A giant fireball is seen as a wild fire rips through the forest 16 km south of Fort McMurray, Alberta on highway 63 on May 7, 2016. THE CANADIAN PRESS/Jonathan Hayward
News AlbertaClaimsEmerging RisksInsurersLoss ControlPersonal AutoPersonal HomeTechnology

Why insurers should invest in genetically modified trees

November 22, 2022 by David Gambrill

Insurance companies should consider investing in genetically-modified, slow-burning trees to mitigate wildfire damage, according to a first-prize pitch at the WinterHack 2022: Design Thinking Ideathon. “We will be taking advantage of state-of-the-art biotechnology and building upon it to create a

Concept of inflation and economics
News ClaimsClaims Canada ArchiveInsurersLoss ControlLoss TrendsPersonal AutoSupply Chain

How claims inflation is affecting Definity’s auto, property lines

November 22, 2022 by Jason Contant

Claims inflation in Definity Financial Corporation’s auto and property lines appears to be stable, Definity president and CEO Rowan Saunders said during a recent virtual fireside chat with RBC Capital Markets. While inflation is at elevated levels, it’s starting to

sea coast houses bracing for a hurricane
News BrokersCatastrophesClaimsClaims ProfessionalsCommercialCommercial AutoConstructionEnvironmentalInsurersLoss TrendsNew BrunswickNewfoundland & LabradorNova ScotiaP.E.I.Personal AutoPersonal HomePropertyQuebec

How hurricane losses will impact pricing and capacity

November 21, 2022 by Philip Porado

Watch for Hurricane Ian’s damage estimates of between US$50 billion and US$70 billion to made insurers more conservative about pricing and capacity, according to Aon’s global market insights for 2022 Q3. “As the full market impacts of Hurricane Ian materialize,”

Cra in driveway covered with snow
News InsurersLegalOntarioPersonal Auto

Walking towards your car, you slip and fall on ice. Is this an ‘auto accident’?

November 18, 2022 by David Gambrill

If you slip and fall on ice within 10-15 feet of your car, the car did not cause your fall, so that isn’t an ‘auto accident’ under the Statutory Accident Benefits Schedule (SABS), Ontario’s Licence Appeal Tribunal (LAT) ruled last

A red car has slid on the icy road and his into the freeway medium. A moderate traffic jam with two other white cars has occured
News AlbertaB.C.BrokersClaimsCommercial AutoInsurersManitobaNew BrunswickNewfoundland & LabradorNova ScotiaNunavutNWTOntarioP.E.I.Personal AutoQuebecSaskatchewanYukon

Will inflation stop Canadians from buying winter tires?

November 17, 2022 by Alyssa DiSabatino

Even when faced with the rising cost of living, 82% of Canada’s motorists believe investing in winter tires is important, said a new survey by the Tire and Rubber Association of Canada (TRAC).  However, brokers will be interested to know

Car thief shining flashlight into the interior of a car
News ClaimsEmerging RisksInsurersLegalPersonal Auto

Canada’s top-10 stolen cars

November 15, 2022 by David Gambrill

If there’s one supply chain Canada’s insurers would like to see disrupted, it’s the national, $1 billion business of auto theft rings supplying clients, unscrupulous dealers and chop shops with cars and auto parts. Of the $1 billion auto theft

Woman using a mobile phone while charging an electric car
News EnvironmentalPersonal AutoSupply Chain

Delays for new hybrid, electric cars reach years – not months – amid supply crunch

November 14, 2022 by Brett Bundale - THE CANADIAN PRESS

When Jesse Chiasson called a car dealership last month to buy a new vehicle, he ended up paying $1,000 to be put on a waitlist instead. “The salesman was pretty vague but hinted it could be 2024 by the time