Canadian Underwriter

Topic Personal Auto

Close up of a traffic light on yellow
News BrokersClaimsInsurersLegalLiabilityPersonal Auto

Who’s at fault in caution light crashes?

September 12, 2022 by David Gambrill

Canada’s dreaded amber light: it’s the source of numerous intersection crashes, resulting in untold insurance claims. If you are dispensing driver safety tips to clients, be sure to tell your insureds to watch out when turning left against yellow caution

Is Canada going into recession?
News BrokersCatastrophesClaimsCommercialCommercial AutoConstructionInsurersLoss ControlPersonal AutoPersonal HomeProperty

Lessons from COVID-19 will help brokers get clients through a recession

September 9, 2022 by David Gambrill

If a long-predicted recession comes to pass, brokers will need to stay close to their clients’ changing needs. But in some ways, commercial insurance brokers have gained an advantage from the discipline developed while navigating their clients through COVID-19. Those

School crossing sign in front of an empty road
News B.C.BrokersClaimsInsurersPersonal Auto

Insurer urges lessons for driving in school safety zones

September 7, 2022 by Alyssa DiSabatino

Dangerous driving in school zones is a common occurrence, especially during back-to-school time, according to a survey by the British Columbia Automobile Association (BCAA). Eighty per cent of those surveyed said they’ve witnessed speeding in school zones, while 77% have

Close up asian business woman using a calculator to calculate the numbers.
News AdjustersClaimsInsurersLegalPersonal Auto

Aviva wins appeal regarding EI deductions from IRB benefits

September 6, 2022 by David Gambrill

Aviva Canada successfully appealed a tribunal decision that called for the insurer to pay full auto insurance income replacement benefits (IRB), with no deduction, on top of the sickness benefits she was already receiving under the Employment Insurance Act (EIA).

Man using port to break into a car's ignition system
News BrokersClaimsOntarioPersonal Auto

Brokers: These tips can help clients avoid getting their cars stolen

September 2, 2022 by Philip Porado

Car thefts are rising globally, driven by supply chains problems that have squelched car makers’ access to key components, and pushed up prices for both new vehicles and the parts needed to fix cars already on the road. In Europe

Woman repairing a car in an auto repair shop
News ClaimsLiabilityLoss ControlLoss TrendsPersonal AutoSupply Chain

Brokers: Do your clients have the right amount of vehicle loss-of-use coverage?

August 30, 2022 by Jason Contant

Although supply chain issues show some signs of easing, these challenges are still causing lengthy repair times for vehicles that extend well past standard loss-of-use coverage. In other words, clients may need to pay out of pocket for months’ worth

a man holds a green beer bottle in one hand and the steering wheel of his car in the other
News AlbertaInsurersNova ScotiaOntarioPersonal AutoSaskatchewan

Number of impaired drivers issues alarm bell for insurer

August 29, 2022 by Alyssa DiSabatino

Saskatchewan Government Insurance statistics show a record this year in impaired driving offences.  The province’s law enforcement stopped 497 impaired drivers, including 292 drivers who were charged with Criminal Code offences this July, according to SGI’s Traffic Safety Spotlight.  “While

A wide open trunk of an empty SUV car,
News B.C.ClaimsInsurersLegalPersonal Auto

Court sides with insurer in unidentified driver case

August 29, 2022 by David Gambrill

The six-month notification period to make a claim under the unidentified driver portion of B.C.’s Insurance (Vehicle) Act won’t be extended, even though it took a year for the victim to become aware she could make such a claim, a

A memorial near the scene of a fatal crash in Barrie, Ont.
News ClaimsOntarioPersonal Auto

Six people reported missing believed dead in vehicle crash: Barrie, Ont. police  

August 29, 2022 by Jordan Omstead - THE CANADIAN PRESS

BARRIE, Ont. – The mayor of Barrie, Ont., called on the city to rally around the families of six people who were reported missing and then found dead in a car crash on Sunday morning.   Barrie police said four men

Hacker thief with laptop in darkness
News AdjustersB.C.ClaimsClaims ProfessionalsInsurersLegalLiabilityPersonal Auto

Insurer found vicariously liable for adjuster selling client information

August 26, 2022 by David Gambrill

B.C.’s public auto insurer has been held vicariously liable for a privacy breach, in which one of its claims adjusters sold client information to a third party that ultimately led to arson and shooting attacks. “Between April 2011 and January

Recall painted in yellow on a roadway to represent an auto recall
News ClaimsCommercial AutoInsurersLiabilityLoss ControlPersonal AutoPersonal HomePropertyTrusted Advisor

Fire-risk recall may give brokers opportunity to contact auto clients

August 25, 2022 by Philip Porado

A recall of two late-model SUV models by Hyundai Motor America and Kia America was amplified by a consumer alert from the U.S. National Highway Traffic Safety Administration (NHTSA) in Washington. The issue involves a tow hitch, sold as a

High tech car thief using an tablet to access a car door lock
News ClaimsEmerging RisksInsurersLoss ControlOntarioPersonal AutoSaskatchewan

How to bust a car theft ring – a look inside project MYRA

August 24, 2022 by Philip Porado

In late July, charges were announced in a nearly two-year, multi-jurisdictional investigation nicknamed Project MYRA that targeted rings of organized car thieves. The thieves altered vehicle identification numbers (VINs), and then re-registered and sold the cars privately to unsuspecting customers.