Canadian Underwriter

Topic Risk Managers

News AdjustersClaimsClaims Canada ArchiveClaims ProfessionalsLegalLiabilityOntarioPersonal AutoRisk Managers

Why this client wants to take insurer to Supreme Court over family protection endorsement

September 25, 2020 by Greg Meckbach

A motor vehicle personal injury lawsuit, involving Ontario’s family protection endorsement and multiple defendants when alcohol is involved, could be headed to the Supreme Court of Canada. A key question before the top court — if it decides to hear

News Business InterruptionClaimsClaims Canada ArchiveLegalRisk ManagersTrending

Does COVID lockdown constitute ‘prevention or hindrance of access’ under BI?

September 25, 2020 by Greg Meckbach

Clients who lost business income during the pandemic might not get coverage even if they have coverage for “prevention or hindrance of access,” but this depends on exactly how the policies are worded. The High Court of England and Wales

News Business InterruptionClaimsClaims Canada ArchiveClaims ProfessionalsCommercialEmerging RisksLegalLoss TrendsRisk Managers

How Canadian courts could be influenced by U.K. business interruption test case

September 23, 2020 by Greg Meckbach

A recent British court ruling could be good news for Canadian clients who bought insurance covering business interruption from an occurrence of a notifiable disease within a specified distance of their premises, and who had to close due to the

News Business InterruptionClaimsClaims Canada ArchiveLegalLoss ControlLoss TrendsRisk Managers

Why restructuring firms are looking at their clients’ business interruption insurance 

September 22, 2020 by Greg Meckbach

Some clients who are in financial trouble because they had to close during the early days of the pandemic are having their business interruption insurance policies reviewed by consulting firms. With COVID-19, many businesses have reached out to BDO for

News ClaimsClaims Canada ArchiveCommercialEmerging RisksLoss ControlLoss TrendsRisk ManagersTrusted Advisor

How Northbridge is advising clients to prepare for second COVID-19 wave

September 18, 2020 by Greg Meckbach

One key component of preparing for the anticipated second wave of COVID-19 cases in Canada is for businesses to assess how they responded to the first wave of the disease, Northbridge Insurance is telling its commercial clients. “Many businesses that

News Business InterruptionClaimsClaims Canada ArchiveClaims TechnologyCommercialInsurersLegalRisk Managers

FM Global appeals $25-million BI award arising from reactor shutdown

September 17, 2020 by Greg Meckbach

Factory Mutual is appealing an Ontario court ruling that included a finding that “resulting physical damage” can mean loss of use. David Liblong, a partner with Liblong Digambar Professional Corporation, told Canadian Underwriter Wednesday that the insurer is appealing MDS

News BrokersClaimsClaims Canada ArchiveClaims ProfessionalsCommercialHRInsurersLegalLiabilityLoss ControlLoss TrendsRisk ManagersTrusted Advisor

What’s driving D&O rate increases for privately-held firms

September 11, 2020 by Greg Meckbach

Lawsuits from employees alleging harassment or discrimination is one reason for significant price increases in directors’ and officers’ liability rates. In Canada, commercial brokerage Gallagher is seeing an uptick in age and gender discrimination claims and workplace harassment claims under

News BrokersCommercialEducationEmerging RisksLegalLiabilityLoss TrendsOperationsRisk ManagersTrusted Advisor

How Gallagher prepares clients for D&O rate increases

September 4, 2020 by Greg Meckbach

If your clients are going to be hit with rate increases and major changes in terms and conditions to their directors’ and officers’ (D&O) liability policies, you might want to give them some advance warning. “We tend to prepare early

News ClaimsClaims Canada ArchiveClaims ProfessionalsLegalLiabilityRisk Managers

Canadian government named in class-action privacy breach lawsuit

September 3, 2020 by Greg Meckbach

The federal government is facing a proposed class-action lawsuit over data breaches earlier this year affecting thousands of users of online service users. Criminals were able to get the user names and passwords of 9,041 users of GCKey, the federal

News BrokersBusiness InterruptionClaims Canada ArchiveCommercialEmerging RisksLegalLoss ControlManitobaRisk ManagersTrending

Insurers adding pandemic exclusions in commercial policies that go beyond just BI

September 2, 2020 by Greg Meckbach

Many insurers that did not start adding pandemic exclusions this past July may have to do so in January, a Winnipeg-based executive with commercial brokerage Gallagher reports. “The majority of insurers – or all insurers – are adding specific wording

News LegalLiabilityQuebecRisk Managers

Quebec class-action request filed on behalf of alleged victims of ex-hockey coach

September 2, 2020 by Morgan Lowrie - THE CANADIAN PRESS

MONTREAL – A Quebec law firm is launching a $10-million class-action lawsuit on behalf of the alleged victims of a former Montreal police officer and hockey coach who died awaiting trial on sex-related charges. The request for authorization filed Tuesday

News BrokersBusiness InterruptionCommercialEmerging RisksLegalLoss ControlLoss TrendsMGAsRisk ManagersTrending

MGAs finding it harder to place this kind of commercial coverage

September 1, 2020 by Greg Meckbach

If you are finding it difficult to place business interruption insurance for restaurants, hotels and event venues, you aren’t alone. Aurora Underwriting Services Inc., an Alberta-based managing general agent and Lloyd’s coverholder, is still placing insurance for restaurants, company owner