Canadian Underwriter




South Western Group

401 The West Mall, Suite 700
Etobicoke, ON   M9C 5J5
Telephone: 1-800-668-4275
Fax: 877-329-2794
Toll-Free Phone: 800-668-4275
Website: www.swgins.com


Products Offered

Animals : Animal Rides
Animals : Livestock Cargo
Automobile : Antiques, Collector Cars
Automobile : Artisan's Vehicles
Automobile : Contractor's Vehicles
Automobile : Excess Liability
Automobile : Foreign Risks
Automobile : High Value Vehicles
Automobile : Motor Truck Cargo
Aviation : Air Cargo
Aviation : Excess Liability
Aviation : Foreign Risks
Boiler and Machinery
Bonds
Bonds : Administration
Bonds : Auctioneers License
Bonds : Automobile Dealers
Bonds : Bailiff
Bonds : Brokers' Blanket
Bonds : Carnet Bonds
Bonds : Collection Agents Bonds
Bonds : Commercial Blanket
Bonds : Comprehensive
Bonds : Consumer Protection
Bonds : Contract Bond
Bonds : Customs, Excise
Bonds : Fidelity
Bonds : Fiduciary
Bonds : Financial Guarantee
Bonds : Guardianship
Bonds : License Permit
Bonds : Lost Document
Bonds : Lost Document Bonds
Bonds : Miscellaneous Bonds
Bonds : Performance
Bonds : RIBO Bonds
Bonds : Real Estate Brokers, Salesperson
Bonds : Sales Tax
Bonds : Securities Act
Bonds : Surety
Bonds : Travel Agency
Bonds : Used Car Dealer
Bonds: Bonds-Private Investigation and Security Guards
Campgrounds
Carnivals and Fairgrounds
Casino and Lawful Gaming : Dice Roll
Casino and Lawful Gaming : Envelope Draw
Casino and Lawful Gaming : Prize Indemnity Bingo
Casino and Lawful Gaming : Prize Indemnity Internet Promotions
Casino and Lawful Gaming : Prize Indemnity Lotteries
Casino and Lawful Gaming : Prize Indemnity Poker
Casino and Lawful Gaming : Prize Indemnity Slots
Casino and Lawful Gaming: Prize Indemnity
Churches
Computers : EDP Equipment
Course Of Construction
Equipment (Excluding Computers) : Container Handling Equipment
Equipment (Excluding Computers) : Contractors
Equipment (Excluding Computers) : Electronic Equipment
Equipment (Excluding Computers) : Excess Liability
Equipment (Excluding Computers) : Forestry Equipment
Equipment (Excluding Computers) : Maintenance Insurance
Equipment (Excluding Computers) : Radio and TV Broadcast Equipment
Equipment (Excluding Computers) : Underwater Marine Equipment
Equipment (Excluding Computers): Farm Equipment and Machinery
Errors And Omissions, Malpractice, Professional Liability : Public Relations and Promotions
Errors and Omissions, Malpractice, Professional Liability
Errors and Omissions, Malpractice, Professional Liability : Accountants
Errors and Omissions, Malpractice, Professional Liability : Actuaries
Errors and Omissions, Malpractice, Professional Liability : Adjusters
Errors and Omissions, Malpractice, Professional Liability : Advertising Agents
Errors and Omissions, Malpractice, Professional Liability : Agents and Brokers
Errors and Omissions, Malpractice, Professional Liability : Agrologists
Errors and Omissions, Malpractice, Professional Liability : Appraisers
Errors and Omissions, Malpractice, Professional Liability : Architects
Errors and Omissions, Malpractice, Professional Liability : Asbestos Removal Consultants
Errors and Omissions, Malpractice, Professional Liability : Associations
Errors and Omissions, Malpractice, Professional Liability : Audiologists
Errors and Omissions, Malpractice, Professional Liability : Banks and Financial Institutions
Errors and Omissions, Malpractice, Professional Liability : Broadcasters
Errors and Omissions, Malpractice, Professional Liability : Burglar Alarm Installers
Errors and Omissions, Malpractice, Professional Liability : Career Counselors
Errors and Omissions, Malpractice, Professional Liability : Cemeteries, Morticians
Errors and Omissions, Malpractice, Professional Liability : Central Alarm Monitoring Stations
Errors and Omissions, Malpractice, Professional Liability : Charitable Institutions
Errors and Omissions, Malpractice, Professional Liability : Clinical Laboratories
Errors and Omissions, Malpractice, Professional Liability : Collections Agencies
Errors and Omissions, Malpractice, Professional Liability : Complimentary Medical Practitioners
Errors and Omissions, Malpractice, Professional Liability : Computer Consultants
Errors and Omissions, Malpractice, Professional Liability : Computer Service
Errors and Omissions, Malpractice, Professional Liability : Contractors
Errors and Omissions, Malpractice, Professional Liability : Corporate Health Providers
Errors and Omissions, Malpractice, Professional Liability : Crop Consultants
Errors and Omissions, Malpractice, Professional Liability : Dance Studio
Errors and Omissions, Malpractice, Professional Liability : Data Processors
Errors and Omissions, Malpractice, Professional Liability : Day Cares
Errors and Omissions, Malpractice, Professional Liability : Demolition Contractors
Errors and Omissions, Malpractice, Professional Liability : Design/Build
Errors and Omissions, Malpractice, Professional Liability : Difficult-To-Define Trades and Professions
Errors and Omissions, Malpractice, Professional Liability : Educators
Errors and Omissions, Malpractice, Professional Liability : Electronics Manufacturer
Errors and Omissions, Malpractice, Professional Liability : Employment Agencies, Counselors
Errors and Omissions, Malpractice, Professional Liability : Employment Practices
Errors and Omissions, Malpractice, Professional Liability : Engineers
Errors and Omissions, Malpractice, Professional Liability : Environmental Consultants
Errors and Omissions, Malpractice, Professional Liability : Event Planners
Errors and Omissions, Malpractice, Professional Liability : Fiduciary
Errors and Omissions, Malpractice, Professional Liability : Film Producers
Errors and Omissions, Malpractice, Professional Liability : Fitness Instructors
Errors and Omissions, Malpractice, Professional Liability : Franchiser
Errors and Omissions, Malpractice, Professional Liability : Freight Forwarders
Errors and Omissions, Malpractice, Professional Liability : Graphic Design
Errors and Omissions, Malpractice, Professional Liability : Health Clubs
Errors and Omissions, Malpractice, Professional Liability : Hospital Executives
Errors and Omissions, Malpractice, Professional Liability : Hospital Personnel
Errors and Omissions, Malpractice, Professional Liability : Independent Schools
Errors and Omissions, Malpractice, Professional Liability : Information Technology
Errors and Omissions, Malpractice, Professional Liability : Insurance Brokers/Agents
Errors and Omissions, Malpractice, Professional Liability : Insurers
Errors and Omissions, Malpractice, Professional Liability : Interior Designers
Errors and Omissions, Malpractice, Professional Liability : Internet Service Provider
Errors and Omissions, Malpractice, Professional Liability : Investment Counselors
Errors and Omissions, Malpractice, Professional Liability : Investment Managers
Errors and Omissions, Malpractice, Professional Liability : Land Surveyors
Errors and Omissions, Malpractice, Professional Liability : Landscape Architects
Errors and Omissions, Malpractice, Professional Liability : Lawyers
Errors and Omissions, Malpractice, Professional Liability : Legal Expense
Errors and Omissions, Malpractice, Professional Liability : Liability Insurance
Errors and Omissions, Malpractice, Professional Liability : Life Agents Professional
Errors and Omissions, Malpractice, Professional Liability : Management Consultants
Errors and Omissions, Malpractice, Professional Liability : Manicurist, Esthetician, Electrolysis
Errors and Omissions, Malpractice, Professional Liability : Manufacturers
Errors and Omissions, Malpractice, Professional Liability : Marine Architects
Errors and Omissions, Malpractice, Professional Liability : Martial Arts Studio
Errors and Omissions, Malpractice, Professional Liability : Medical
Errors and Omissions, Malpractice, Professional Liability : Multimedia Companies
Errors and Omissions, Malpractice, Professional Liability : Municipal Architects, Engineers
Errors and Omissions, Malpractice, Professional Liability : Mutual Fund Dealers
Errors and Omissions, Malpractice, Professional Liability : Mutual Funds Managers
Errors and Omissions, Malpractice, Professional Liability : Non-Profit Organizations, Directors and Officers
Errors and Omissions, Malpractice, Professional Liability : Opticians
Errors and Omissions, Malpractice, Professional Liability : Optometrists
Errors and Omissions, Malpractice, Professional Liability : Orthopedists
Errors and Omissions, Malpractice, Professional Liability : Personal Trainer
Errors and Omissions, Malpractice, Professional Liability : Pharmacists
Errors and Omissions, Malpractice, Professional Liability : Pollution Consultants
Errors and Omissions, Malpractice, Professional Liability : Premium Financing Companies
Errors and Omissions, Malpractice, Professional Liability : Printers
Errors and Omissions, Malpractice, Professional Liability : Private Investigators
Errors and Omissions, Malpractice, Professional Liability : Project Managers
Errors and Omissions, Malpractice, Professional Liability : Property Managers
Errors and Omissions, Malpractice, Professional Liability : Psychiatrists
Errors and Omissions, Malpractice, Professional Liability : Psychologists
Errors and Omissions, Malpractice, Professional Liability : Public Officials Liability
Errors and Omissions, Malpractice, Professional Liability : Publishers
Errors and Omissions, Malpractice, Professional Liability : Quantity Surveyors
Errors and Omissions, Malpractice, Professional Liability : Quasi-Medical
Errors and Omissions, Malpractice, Professional Liability : Radiologists
Errors and Omissions, Malpractice, Professional Liability : Real Estate Agents
Errors and Omissions, Malpractice, Professional Liability : Security Guards
Errors and Omissions, Malpractice, Professional Liability : Seed Cleaners
Errors and Omissions, Malpractice, Professional Liability : Seedsmen
Errors and Omissions, Malpractice, Professional Liability : Single Projects
Errors and Omissions, Malpractice, Professional Liability : Social Workers
Errors and Omissions, Malpractice, Professional Liability : Software/Hardware Developers
Errors and Omissions, Malpractice, Professional Liability : Spas
Errors and Omissions, Malpractice, Professional Liability : Stock Transfer Agents
Errors and Omissions, Malpractice, Professional Liability : Stockbrokers
Errors and Omissions, Malpractice, Professional Liability : Suntanning Salons
Errors and Omissions, Malpractice, Professional Liability : Tattoo and Body Piercing
Errors and Omissions, Malpractice, Professional Liability : Telecommunications
Errors and Omissions, Malpractice, Professional Liability : Telephone Answering Services
Errors and Omissions, Malpractice, Professional Liability : Theological Counselors
Errors and Omissions, Malpractice, Professional Liability : Town Planners
Errors and Omissions, Malpractice, Professional Liability : Translators
Errors and Omissions, Malpractice, Professional Liability : Travel Agents
Errors and Omissions, Malpractice, Professional Liability : Trustee In Bankruptcy
Errors and Omissions, Malpractice, Professional Liability : U.S. Exposures
Errors and Omissions, Malpractice, Professional Liability : Umbrella
Errors and Omissions, Malpractice, Professional Liability : Website Security
Errors and Omissions, Malpractice, Professional Liability: Condominiums, Directors and Officers
Errors and Omissions, Malpractice, Professional Liability: Directors and Officers
Errors and Omissions, Malpractice, Professional Liability: Excess E and O, Malpractice and/or Professional Liability
Errors and Omissions, Malpractice, Professional Liability: Executors and Trustees
Errors and Omissions, Malpractice, Professional Liability: Hairdressers, Barbers and Beauty Shops
Errors and Omissions, Malpractice, Professional Liability: Ministers and Pastors
Errors and Omissions, Malpractice, Professional Liability: Patent and Trademark Agents
Errors and Omissions, Malpractice, Professional Liability: Sprinkler and Fire Protection Installers
Farming : Agricultural Machinery
Farming : Crops, Tobacco
Farming : Substandard Risk
Financial and Legal : Accounts Receivable
Financial and Legal : Legal Expense Insurance
Financial and Legal : Mortgage Impairment
Fine Arts
Floaters : Contractor's Equipment
Floaters : Exhibition Floater
Floaters : Installation Floater
Floaters : Miscellaneous Property Floater
Floaters : Timber Floater
Floaters : Woodland Equipment Floaters
General Liability
General Liability : Abuse/Molestation
General Liability : Ad Agency
General Liability : Advertiser
General Liability : Amusement Devices
General Liability : Amusement Parks
General Liability : Bingo Halls
General Liability : Broadcaster
General Liability : Cablecaster
General Liability : Casinos
General Liability : Caterers
General Liability : Church
General Liability : Computer Professionals
General Liability : Computer Retailers
General Liability : Concerts
General Liability : Consultants
General Liability : Contractors
General Liability : Contractors, All US Risks
General Liability : Contractors, Spraying
General Liability : Contractors, Blasting
General Liability : Contractors, Demolition
General Liability : Contractors, Landscapers
General Liability : Contractors, Remediation
General Liability : Contractors, Roofing
General Liability : Crane Rentals
General Liability : Credit Unions
General Liability : Dance Studios
General Liability : Demolition Derby
General Liability : Employment Practices Liability
General Liability : Entertainment
General Liability : Environmental Contractors
General Liability : Equestrian
General Liability : Equestrian, Group
General Liability : Equestrian, Schools
General Liability : Esthetics
General Liability : Event Planners
General Liability : Excess Liability
General Liability : Farm
General Liability : Feed Mills
General Liability : Festivals
General Liability : Fireworks Display
General Liability : Fish Farms
General Liability : Fitness Trainers
General Liability : Garage Dealers
General Liability : Garbage Collection
General Liability : Golf Courses
General Liability : Hangar Keepers
General Liability : Health Clubs/ Fitness Centres
General Liability : Hoisting Engineers
General Liability : Hospital
General Liability : Host Liquor
General Liability : Industrial Electricians
General Liability : Intellectual Property
General Liability : Internet
General Liability : Kennels
General Liability : Landfill Transfer Stations
General Liability : Laser Treatments
General Liability : Log Home Builders
General Liability : Logging
General Liability : Long Term Healthcare Facilities
General Liability : Manufacturing, Hazardous Materials
General Liability : Marine
General Liability : Martial Arts Studio
General Liability : Massage
General Liability : Mining
General Liability : Motor Truck Cargo
General Liability : Municipality
General Liability : Municipality, Small
General Liability : Music Promoters
General Liability : Nail Salons
General Liability : Owner Occupied Dwellings
General Liability : Oxygen Bars
General Liability : Permanent Make-Up
General Liability : Personal Training Studios
General Liability : Producer/Distributor Entertainment)
General Liability : Product Run-off
General Liability : Protective Services
General Liability : Racing Events
General Liability : Recycling Centres
General Liability : Riding Academies/Stables
General Liability : Rodeos
General Liability : Scrap/Wrecking Yards
General Liability : Seasonal Risks (Ski Lifts, Water Slides, Skating, Etc.)
General Liability : Ship Repair
General Liability : Short-Term Events (Sporting Events, Trade Shows)
General Liability : Small Commercial
General Liability : Spas
General Liability : Special Events
General Liability : Spectator Liability
General Liability : Suntanning Salons
General Liability : Tattoo and Body Piercing
General Liability : Terrorism
General Liability : Theatre
General Liability : Truckmen's Liability
General Liability : US Sales
General Liability : Veterinarians
General Liability : War Risks
General Liability : Warehousemans'
General Liability : Water Theme Parks
General Liability : Wave Pools
General Liability : Welding Contractors
General Liability : Workers' Compensation
General Liability : Wrap Up
General Liability: Care, Custody and Control
General Liability: Carnival and Circus
General Liability: Clubs and Community Associations
General Liability: Explosives and Powderman
General Liability: Liquor, Bars and Clubs
General Liability: Outfitters and Guides
General Liability: Radio and Television
General Liability: Railways and Rail Operations
Hospitality
Hospitality : Adult Entertainment, Nightclubs
Hospitality : Bars, Sportsbars, Pubs, Lounges
Hospitality : Family Restaurants
Hospitality : Fine Dining Restaurants
Hospitality : Hotel/Motel
Hospitality : Legal Expense
Hospitality : Substandard Risks
Internet : Access Providers
Internet : Application Developers
Internet : Broadcasters/Podcasters
Internet : Cyber Risks
Internet : Web Design
Jackpot Coverage : Bingo
Jackpot Coverage : Direct Mail Solicitation
Jackpot Coverage : Hole In One
Jackpot Coverage : Lottery
Jackpot Coverage : Scratch Cards
Jackpot Coverage : Slots
Jackpot Coverage : Sports Book
Jackpot Coverage : Video Poker
Kidnap, Ransom and Extortion
Legal Expense Insurance
Manufacturing and Resources (Except Oil and Gas)
Manufacturing and Resources (Except Oil and Gas) : Agricultural Product
Manufacturing and Resources (Except Oil and Gas) : Clothing
Manufacturing and Resources (Except Oil and Gas) : Contractors Equipment
Manufacturing and Resources (Except Oil and Gas) : Excess Liability
Manufacturing and Resources (Except Oil and Gas) : Food Processing
Manufacturing and Resources (Except Oil and Gas) : Garment Contractors
Manufacturing and Resources (Except Oil and Gas) : Metal Products (Auto Parts)
Manufacturing and Resources (Except Oil and Gas) : Paper Products
Manufacturing and Resources (Except Oil and Gas) : Product Contamination (Malicious)
Manufacturing and Resources (Except Oil and Gas) : Product Recall
Manufacturing and Resources (Except Oil and Gas) : Rubber Recycling and Remanufacture
Manufacturing and Resources (Except Oil and Gas) : Software/Hardware
Manufacturing and Resources (Except Oil and Gas) : Woodworking Shops
Manufacturing and Resources (Except Oil and Gas): Logging Operations (and Brush Clearing Equipment)
Manufacturing and Resources (Except Oil and Gas): Metal Products (Excluding Aircraft and Auto Parts)
Manufacturing and Resources (Except Oil and Gas): Plastics, Synthetic Resins and Fibers
Marine : Builders Risks
Marine : Cargo, Coastal
Marine : Cargo, Contingent Ins
Marine : Cargo, Ocean
Marine : Charter Risks
Marine : Ferries
Marine : High Value Yachts
Marine : Marinas
Marine : Motor Truck Cargo L.L.
Marine : Ocean Marine
Marine : Off-Shore Drilling
Marine : Pleasure Craft
Marine : Shiprepairers Legal Liability
Marine : Stock Through-Put
Marine : Tour Boats
Marine : Tugs, Barges
Marine : US Sales
Marine : Water Transport Services
Marine: Boat and Boat Supply Dealers
Marine: Hull and Machinery
Marine: Wharf and Waterfront Property
Museums
Oil and Gas : Above And Below Ground Storage
Oil and Gas : Business Interruption
Oil and Gas : Drilling Equipment
Oil and Gas : Environmental Damage Liability
Oil and Gas : Excess Liability
Oil and Gas : Offshore Drilling
Oil and Gas : Onshore Oil Well Drilling
Oil and Gas : Petroleum, Natural Gas, Well-Lease Property
Oil and Gas : Pollution
Oil and Gas : Refineries, Property And Liability
Oil and Gas : Seismic
Oil and Gas : Service Contractors
Oil and Gas : Site Preparation
Oil and Gas : Storage Risks
Oil and Gas : US Risks
Oil and Gas : Well Blow Out (Cost Of Control)
Oil and Gas : Wind Farms
Oil and Gas : Wireline Logging
Overseas Exposures : Liability
Overseas Exposures : Marine Cargo
Overseas Exposures : Oil and Gas Consultants
Overseas Exposures : Property
Overseas Exposures : U.S. Products Liability
Overseas Exposures : Umbrella Liability
Overseas Exposures : War Risk, AD and D
Overseas Exposures : War Risk, Term Life
Overseas Exposures : World Wide Product Liability
Personal Injury : Advertisers
Personal Injury : Advertising Agencies
Personal Injury : Book Publisher
Personal Injury : Broadcasters, Radio and Television
Personal Injury : Cablecasters
Personal Injury : Internet Liability
Personal Injury : Internet Service Provider
Personal Injury : Libel, Slander
Personal Injury : Magazine, Publishers
Personal Injury : Media Holding Cos.
Personal Injury : Newspaper Carriers
Personal Injury : Newspapers
Personal Injury : Non-Profit Media
Personal Injury : Producers Errors and Ommissions
Personal Injury : Radio, TV and Film
Personal Injury : Societies and Associations
Political Risk
Pollution
Pollution : Asbestos, Lead, Silica and Mould Remediation
Pollution : Consultant
Pollution : Contractors
Pollution : Contractors, Remediation
Pollution : Environmental
Pollution : Fixed Facilities
Pollution : Garbage Collection
Pollution : Landfill Transfer Stations
Pollution : Pesticide Liability
Pollution : Real Estate
Pollution : Storage Tank Liability
Pollution : US Risk
Property
Property : 60 Amp Service
Property : Builders Risk
Property : Claims Frequency
Property : Contents in Storage
Property : Excess Property
Property : Golf Courses
Property : High Valued Property
Property : Highly Protected Manufacturing Risks
Property : Homeowners With Boarders
Property : Independent Schools/Day Cares
Property : Jewelry
Property : Legal Expense
Property : Mobile Homes (Non-Motorized)
Property : Mortgagee In Possession
Property : Non-CSA Woodburners
Property : Primary Or Excess Placements
Property : Rental Property
Property : Stand-alone Seasonals
Property : Student Dwellings
Property : Substandard Property
Property : Unusual Buildings
Property : Vacant House for Sale
Property : Vacant and Idle Buildings
Railway Rolling Stock
Real Property
Real Property : Bridges and Tunnels
Real Property : Dams and Hydro Projects
Real Property : Excess Liability
Real Property : Fibre Optics Cable
Real Property : Piers and Docks
Real Property : Pipelines
Real Property : Power Generation
Real Property : Radio and Television Towers and Equipment
Real Property : Storage Tanks
Real Property : Toll Highways
Real Property : US Risks
Renewable Energy : Associated Liability
Renewable Energy : Biomass
Renewable Energy : Hydro Electric
Renewable Energy : Installation Risks
Renewable Energy : Photo Voltaic
Renewable Energy : Solar Power
Renewable Energy : Wind Turbines
Salons
Sports Promotion : 8 on the Break
Sports Promotion : Basketball Shoot
Sports Promotion : Bean Bag Toss
Sports Promotion : Bowl
Sports Promotion : Contractors Bonus Incentives
Sports Promotion : Coupon Over-Redemption
Sports Promotion : Excess Liability
Sports Promotion : Fish Weight
Sports Promotion : Football Field Goal
Sports Promotion : Hockey Goal
Sports Promotion : Lacrosse Target
Sports Promotion : Lucky Key Pick
Sports Promotion : Number Match
Sports Promotion : Paper Airplane Toss
Sports Promotion : Prize Indemnity
Sports Promotion : Promotion Incentives
Sports Promotion : Radio Promo
Sports Promotion : Skeet Perfect Game
Sports Promotion : Tag Fish
Sports Promotion : Weather Promos
Sports and Entertainment : Concerts, Theatre
Sports and Entertainment : Death and Disgrace
Sports and Entertainment : Event Cancellation
Sports and Entertainment : Film and Entertainment
Sports and Entertainment : Golf Courses
Sports and Entertainment : Medical Malpractice
Sports and Entertainment : Non Appearance
Sports and Entertainment : Sports Associations
Sports and Entertainment : Sports, Accident and Liability
Terrorism and Sabotage
Umbrella and Excess Liability
Weather
Wholesale, Retail, Service
Wholesale, Retail, Service : ATM's
Wholesale, Retail, Service : Auto Dealers Showroom
Wholesale, Retail, Service : Building Centres
Wholesale, Retail, Service : Building Supply Stores
Wholesale, Retail, Service : Coin Dealers
Wholesale, Retail, Service : Computer Retailers Or Wholesales
Wholesale, Retail, Service : Convenience Stores
Wholesale, Retail, Service : Dealer Floor Plans
Wholesale, Retail, Service : Dental Equipment Dealers
Wholesale, Retail, Service : Equipment Dealers
Wholesale, Retail, Service : Excess Liability
Wholesale, Retail, Service : Farm Equipment Dealers
Wholesale, Retail, Service : Fine Arts
Wholesale, Retail, Service : Foreign/USA Sales
Wholesale, Retail, Service : Jewelers Block
Wholesale, Retail, Service : Protective Services Industry
Wholesale, Retail, Service : RV Dealers
Wholesale, Retail, Service : Rental Equipment Dealers
Wholesale, Retail, Service : Retail Chain Package
Wholesale, Retail, Service : Safety Deposit Boxes
Wholesale, Retail, Service : Self Storage Facilities
Wholesale, Retail, Service : Specie
Wholesale, Retail, Service : US Risks