Canadian Underwriter




Totten Insurance Group



Totten Insurance Group was founded in 2002 and specializes in providing solutions for challenging accounts as well as specialty risks. With offices across Canada, Totten supports the broker community in key segments, including Commercial Property and Casualty, Healthcare, Hospitality, Forestry, Mining, Professional Liability and Personal Lines. Working with the majority of Canadian-licensed insurance carriers, located both domestically and internationally, our underwriters have well-developed professional underwriting and technical experience. Collectively, our underwriting team has decades of experience working with hard-to-place risks. We have particularly strong expertise in placing coverages in the hospitality, construction (wrap ups, COC, & professional indemnity), roofing (hot application), restoration and remediation, healthcare, manufacturing and protective services industries.

20 Dundas St. W., Suite 910
Toronto, Ont.   M5G 2C2
Toll-Free Phone: 888-868-8367
Website: www.tottengroup.com


Products Offered

Animals : Animal Rides
Animals : Full Mortality, Horses (Other Than Farm Animals)
Animals : Horses, Named Perils
Animals : Livestock, Named Perils
Boiler and Machinery
Bonds : Fidelity
Bonds : Fiduciary
Casino and Lawful Gaming : CGL
Casino and Lawful Gaming : Prize Indemnity Internet Promotions
Casino and Lawful Gaming: Prize Indemnity
Catastrophe : Earthquake
Catastrophe : Flood
Catastrophe : Terrorism
Churches
Computers : Computer Fraud
Computers : Data Fraud
Computers : Data Security
Computers : Extortion
Computers : Identity Theft
Course Of Construction
Equipment (Excluding Computers) : Contractors
Equipment (Excluding Computers) : Electronic Equipment
Equipment (Excluding Computers) : Excess Liability
Equipment (Excluding Computers) : Forestry Equipment
Equipment (Excluding Computers) : Geophysical Equipment
Equipment (Excluding Computers) : Medical Equipment
Equipment (Excluding Computers) : Radio and TV Broadcast Equipment
Equipment (Excluding Computers) : Scientific Instruments
Equipment (Excluding Computers) : Underwater Marine Equipment
Equipment (Excluding Computers): Farm Equipment and Machinery
Errors and Omissions, Malpractice, Professional Liability : Accountants
Errors and Omissions, Malpractice, Professional Liability : Actuaries
Errors and Omissions, Malpractice, Professional Liability : Adjusters
Errors and Omissions, Malpractice, Professional Liability : Advertising Agents
Errors and Omissions, Malpractice, Professional Liability : Agents and Brokers
Errors and Omissions, Malpractice, Professional Liability : Agrologists
Errors and Omissions, Malpractice, Professional Liability : Appraisers
Errors and Omissions, Malpractice, Professional Liability : Architects
Errors and Omissions, Malpractice, Professional Liability : Associations
Errors and Omissions, Malpractice, Professional Liability : Audiologists
Errors and Omissions, Malpractice, Professional Liability : Banks and Financial Institutions
Errors and Omissions, Malpractice, Professional Liability : Broadcasters
Errors and Omissions, Malpractice, Professional Liability : Burglar Alarm Installers
Errors and Omissions, Malpractice, Professional Liability : Career Counselors
Errors and Omissions, Malpractice, Professional Liability : Central Alarm Monitoring Stations
Errors and Omissions, Malpractice, Professional Liability : Collections Agencies
Errors and Omissions, Malpractice, Professional Liability : Complimentary Medical Practitioners
Errors and Omissions, Malpractice, Professional Liability : Computer Consultants
Errors and Omissions, Malpractice, Professional Liability : Computer Service
Errors and Omissions, Malpractice, Professional Liability : Contractors
Errors and Omissions, Malpractice, Professional Liability : Crop Consultants
Errors and Omissions, Malpractice, Professional Liability : Dance Studio
Errors and Omissions, Malpractice, Professional Liability : Data Processors
Errors and Omissions, Malpractice, Professional Liability : Design/Build
Errors and Omissions, Malpractice, Professional Liability : Difficult-To-Define Trades and Professions
Errors and Omissions, Malpractice, Professional Liability : Digital Risks
Errors and Omissions, Malpractice, Professional Liability : Educators
Errors and Omissions, Malpractice, Professional Liability : Employment Agencies, Counselors
Errors and Omissions, Malpractice, Professional Liability : Employment Practices
Errors and Omissions, Malpractice, Professional Liability : Engineers
Errors and Omissions, Malpractice, Professional Liability : Environmental Consultants
Errors and Omissions, Malpractice, Professional Liability : Event Planners
Errors and Omissions, Malpractice, Professional Liability : Fiduciary
Errors and Omissions, Malpractice, Professional Liability : Film Producers
Errors and Omissions, Malpractice, Professional Liability : Fitness Instructors
Errors and Omissions, Malpractice, Professional Liability : Freight Forwarders
Errors and Omissions, Malpractice, Professional Liability : Graphic Design
Errors and Omissions, Malpractice, Professional Liability : Health Clubs
Errors and Omissions, Malpractice, Professional Liability : Independent Schools
Errors and Omissions, Malpractice, Professional Liability : Interior Designers
Errors and Omissions, Malpractice, Professional Liability : Internet Service Provider
Errors and Omissions, Malpractice, Professional Liability : Joint Ventures
Errors and Omissions, Malpractice, Professional Liability : Land Surveyors
Errors and Omissions, Malpractice, Professional Liability : Landscape Architects
Errors and Omissions, Malpractice, Professional Liability : Liability Insurance
Errors and Omissions, Malpractice, Professional Liability : Management Consultants
Errors and Omissions, Malpractice, Professional Liability : Manicurist, Esthetician, Electrolysis
Errors and Omissions, Malpractice, Professional Liability : Marine Architects
Errors and Omissions, Malpractice, Professional Liability : Martial Arts Studio
Errors and Omissions, Malpractice, Professional Liability : Medical
Errors and Omissions, Malpractice, Professional Liability : Multimedia Companies
Errors and Omissions, Malpractice, Professional Liability : Municipal Architects, Engineers
Errors and Omissions, Malpractice, Professional Liability : Non-Destructive Testing
Errors and Omissions, Malpractice, Professional Liability : Non-Profit Organizations, Directors and Officers
Errors and Omissions, Malpractice, Professional Liability : Pension Consultants
Errors and Omissions, Malpractice, Professional Liability : Pension Trusts
Errors and Omissions, Malpractice, Professional Liability : Personal Trainer
Errors and Omissions, Malpractice, Professional Liability : Pollution Consultants
Errors and Omissions, Malpractice, Professional Liability : Printers
Errors and Omissions, Malpractice, Professional Liability : Private Investigators
Errors and Omissions, Malpractice, Professional Liability : Project Managers
Errors and Omissions, Malpractice, Professional Liability : Property Managers
Errors and Omissions, Malpractice, Professional Liability : Publishers
Errors and Omissions, Malpractice, Professional Liability : Quantity Surveyors
Errors and Omissions, Malpractice, Professional Liability : Security Guards
Errors and Omissions, Malpractice, Professional Liability : Seed Cleaners
Errors and Omissions, Malpractice, Professional Liability : Seedsmen
Errors and Omissions, Malpractice, Professional Liability : Single Projects
Errors and Omissions, Malpractice, Professional Liability : Social Workers
Errors and Omissions, Malpractice, Professional Liability : Software/Hardware Developers
Errors and Omissions, Malpractice, Professional Liability : Suntanning Salons
Errors and Omissions, Malpractice, Professional Liability : Telecommunications
Errors and Omissions, Malpractice, Professional Liability : Telephone Answering Services
Errors and Omissions, Malpractice, Professional Liability : Theological Counselors
Errors and Omissions, Malpractice, Professional Liability : Title Abstractors
Errors and Omissions, Malpractice, Professional Liability : Town Planners
Errors and Omissions, Malpractice, Professional Liability : Translators
Errors and Omissions, Malpractice, Professional Liability : Travel Agents
Errors and Omissions, Malpractice, Professional Liability : Trust Funds
Errors and Omissions, Malpractice, Professional Liability : U.S. Exposures
Errors and Omissions, Malpractice, Professional Liability: Condominiums, Directors and Officers
Errors and Omissions, Malpractice, Professional Liability: Directors and Officers
Errors and Omissions, Malpractice, Professional Liability: Excess E and O, Malpractice and/or Professional Liability
Errors and Omissions, Malpractice, Professional Liability: Executors and Trustees
Errors and Omissions, Malpractice, Professional Liability: Hairdressers, Barbers and Beauty Shops
Errors and Omissions, Malpractice, Professional Liability: Ministers and Pastors
Errors and Omissions, Malpractice, Professional Liability: Patent and Trademark Agents
Errors and Omissions, Malpractice, Professional Liability: Sprinkler and Fire Protection Installers
Financial and Legal : Legal Expense Insurance
Fine Arts
Floaters : Contractor's Equipment
Floaters : Installation Floater
Floaters : Miscellaneous Property Floater
Floaters : Woodland Equipment Floaters
General Liability : Abuse/Molestation
General Liability : Ad Agency
General Liability : Advertiser
General Liability : Agri-Commercial
General Liability : Amusement Devices
General Liability : Amusement Parks
General Liability : Bingo Halls
General Liability : Casinos
General Liability : Caterers
General Liability : Church
General Liability : Computer Professionals
General Liability : Computer Retailers
General Liability : Concerts
General Liability : Consultants
General Liability : Contractors
General Liability : Contractors, All US Risks
General Liability : Contractors, Spraying
General Liability : Contractors, Blasting
General Liability : Contractors, Demolition
General Liability : Contractors, Landscapers
General Liability : Contractors, Remediation
General Liability : Contractors, Roofing
General Liability : Crane Rentals
General Liability : Dance Studios
General Liability : Demolition Derby
General Liability : Employment Practices Liability
General Liability : Entertainment
General Liability : Environmental Contractors
General Liability : Esthetics
General Liability : Event Planners
General Liability : Excess Liability
General Liability : Farm
General Liability : Feed Mills
General Liability : Festivals
General Liability : Fireworks Display
General Liability : Fitness Trainers
General Liability : Garage Dealers
General Liability : Garbage Collection
General Liability : Hangar Keepers
General Liability : Health Clubs/ Fitness Centres
General Liability : Hoisting Engineers
General Liability : Home Employed
General Liability : Host Liquor
General Liability : Industrial Electricians
General Liability : Internet
General Liability : Kennels
General Liability : Landfill Transfer Stations
General Liability : Laser Treatments
General Liability : Liquor, Retail Sales
General Liability : Log Home Builders
General Liability : Logging
General Liability : Manufacturing, Hazardous Materials
General Liability : Martial Arts Studio
General Liability : Massage
General Liability : Mining
General Liability : Motor Truck Cargo
General Liability : Music Promoters
General Liability : Nail Salons
General Liability : Owner Occupied Dwellings
General Liability : Personal Training Studios
General Liability : Protective Services
General Liability : Recycling Centres
General Liability : Riding Academies/Stables
General Liability : Scrap/Wrecking Yards
General Liability : Seasonal Risks (Ski Lifts, Water Slides, Skating, Etc.)
General Liability : Short-Term Events (Sporting Events, Trade Shows)
General Liability : Small Commercial
General Liability : Spas
General Liability : Special Events
General Liability : Spectator Liability
General Liability : Stand Alone Cyber Liability
General Liability : Suntanning Salons
General Liability : Tattoo and Body Piercing
General Liability : Tenant User Programs
General Liability : Terrorism
General Liability : Truckmen's Liability
General Liability : US Sales
General Liability : Veterinarians
General Liability : Warehousemans'
General Liability : Water Theme Parks
General Liability : Welding Contractors
General Liability : Wrap Up
General Liability: Care, Custody and Control
General Liability: Explosives and Powderman
Group : Commercial
Group : Homeowners
Group : Kidnap and Ransom
Group : Liability
Group : Personal Excess Liability
Group: Errors and Omissions
Hospitality : Bars, Sportsbars, Pubs, Lounges
Hospitality : Bed and Breakfast's
Hospitality : Driving Ranges
Hospitality : Family Restaurants
Hospitality : Fine Dining Restaurants
Hospitality : Food Borne Illness
Hospitality : Hotel/Motel
Hospitality : Legal Expense
Hospitality : Lodges, Fishing Camps
Hospitality : Substandard Risks
Hospitality: Rooming and Boarding Houses
Internet : Access Providers
Internet : Application Developers
Internet : Cyber Risks
Internet : Web Design
Kennels
Kidnap, Ransom and Extortion
Legal Expense Insurance
Manufacturing and Resources (Except Oil and Gas) : Chemicals, High Hazard
Manufacturing and Resources (Except Oil and Gas) : Contractors Equipment
Manufacturing and Resources (Except Oil and Gas) : Drugs, Pharmaceuticals, Perfumes, Cosmetics
Manufacturing and Resources (Except Oil and Gas) : Excess Liability
Manufacturing and Resources (Except Oil and Gas) : Explosives
Manufacturing and Resources (Except Oil and Gas) : Fireworks
Manufacturing and Resources (Except Oil and Gas) : Food Processing
Manufacturing and Resources (Except Oil and Gas) : Highly Protected Manufacturing Risks
Manufacturing and Resources (Except Oil and Gas) : Light Industry
Manufacturing and Resources (Except Oil and Gas) : Machine Shops
Manufacturing and Resources (Except Oil and Gas) : Machinery
Manufacturing and Resources (Except Oil and Gas) : Medical Products
Manufacturing and Resources (Except Oil and Gas) : Mining Operations
Manufacturing and Resources (Except Oil and Gas) : Paper Products
Manufacturing and Resources (Except Oil and Gas) : Printing Operations
Manufacturing and Resources (Except Oil and Gas) : Product Recall
Manufacturing and Resources (Except Oil and Gas) : Safety Equipment
Manufacturing and Resources (Except Oil and Gas) : Sawmills
Manufacturing and Resources (Except Oil and Gas) : Software/Hardware
Manufacturing and Resources (Except Oil and Gas) : Sporting Goods
Manufacturing and Resources (Except Oil and Gas) : Woodworking Shops
Manufacturing and Resources (Except Oil and Gas): Logging Operations (and Brush Clearing Equipment)
Manufacturing and Resources (Except Oil and Gas): Metal Products (Excluding Aircraft and Auto Parts)
Manufacturing and Resources (Except Oil and Gas): Plastics, Synthetic Resins and Fibers
Oil and Gas : Above And Below Ground Storage
Oil and Gas : Drilling Equipment
Oil and Gas : Environmental Damage Liability
Oil and Gas : Excess Liability
Oil and Gas : Pollution
Oil and Gas : Service Contractors
Overseas Exposures : Excess Liability
Overseas Exposures : Liability
Overseas Exposures : Marine Cargo
Overseas Exposures : Property
Overseas Exposures : Umbrella Liability
Overseas Exposures : World Wide Product Liability
Political Risk
Pollution : Asbestos, Lead, Silica and Mould Remediation
Pollution : Consultant
Pollution : Contractors
Pollution : Contractors, Remediation
Pollution : Environmental
Pollution : Fixed Facilities
Pollution : Garbage Collection
Pollution : Landfill Transfer Stations
Pollution : Pesticide Liability
Pollution : Real Estate
Pollution : Storage Tank Liability
Property : Builders Risk
Property : Claims Frequency
Property : Contents in Storage
Property : Excess Property
Property : Hard To Place Homeowners
Property : High Networth Homeowners
Property : High Valued Property
Property : Highly Protected Manufacturing Risks
Property : Homeowners With Boarders
Property : Independent Schools/Day Cares
Property : Jewelry
Property : Legal Expense
Property : Mortgagee In Possession
Property : Primary Or Excess Placements
Property : Rental Property
Property : Short Term Rentals
Property : Spec House for Sale
Property : Stand-alone Seasonals
Property : Student Dwellings
Property : Substandard Property
Property : Terrorism
Property : Unusual Buildings
Property : Vacant House for Sale
Property : Vacant and Idle Buildings
Real Property : Bridges and Tunnels
Real Property : Dams and Hydro Projects
Real Property : Excess Liability
Real Property : Fibre Optics Cable
Real Property : Storage Tanks
Real Property : US Risks
Salons
Sports and Entertainment : Concerts, Theatre
Sports and Entertainment : Contractual Bonus/Incentive
Sports and Entertainment : Event Cancellation
Sports and Entertainment : Non Appearance
Sports and Entertainment : Sports Associations
Umbrella and Excess Liability
Wholesale, Retail, Service : Automobile Repair Garages and Service Stations
Wholesale, Retail, Service : Convenience Stores
Wholesale, Retail, Service : Dental Equipment Dealers
Wholesale, Retail, Service : Equipment Dealers
Wholesale, Retail, Service : Excess Liability
Wholesale, Retail, Service : Feed Mills
Wholesale, Retail, Service : Fine Arts
Wholesale, Retail, Service : Florists
Wholesale, Retail, Service : Foreign/USA Sales
Wholesale, Retail, Service : Nursery/Garden Centre
Wholesale, Retail, Service : Protective Services Industry
Wholesale, Retail, Service : Rental Equipment Dealers
Wholesale, Retail, Service : US Risks