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MPI offers up to 33% discount to drivers with good driving record


December 17, 2010   by Canadian Underwriter


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Manitobans with a solid driving record will be eligible to receive a discount of up to 33% off of their Basic Autopac policies, effective Mar. 1, 2011.
A Manitoba Public Utilities Board ruling requires MPI to make changes to its Driver Safety Rating (DSR) to benefit drivers with a good record.
The DSR is a 32-level scale. Numbers in the positive range representing merit points, leading to premium reductions. Numbers in the negative range represent demerit points, leading to higher premiums.
Traffic convictions and at-fault accidents cause a driver to slide down the DSR scale.
Changes to the DSR include:

  • long-time safe drivers who are placed at +15 on the DSR scale will receive a maximum 33% discount, an increase of 8% from the previous maximum discount;
  • drivers within DSR levels +11 to +14 will receive discounts of 27% to 30%, respectively; and
  • drivers placed at the DSR level +10 will receive a 26% discount, a 1% increase from the previous discount of 25%.

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