Ontario politicians introduce two new auto insurance private members’ bills

Ontario politicians introduced two new private member’s bills into the legislature on Mar. 7: one would make it easier to report auto insurance fraud, and the other would eliminate the ability of insurers to rate auto insurance based on addresses or postal codes.

Very few private member’s bills become law.

Mississauga-Brampton South MPP Amrit Mangat reintroduced her auto insurance bill, which she first introduced in June 2011. The purpose of her Bill 41 is to protect people who report insurance fraud. It is also intended to ensure that insurance investigators have the proper tools to investigate fraud.

York West MPP Mario Sergio introduced a private member’s bill, Bill 43, related to elements used in classifying auto insurance.

Specifically, the bill would require automobile insurers to use a person’s driving record, a person’s age and the type of automobile in classifying risks for coverage or a category of automobile insurance.

“The bill also prohibits automobile insurers from using a person’s home address or postal code in classifying such risks,” Sergio said when introducing the bill.