Damage from flooding across Texas is being pegged at US$1 billion, with a death toll of at least 8. Over 30 inches of rainfall has caused flooding over a wide strip of the state starting in the San Antonio area, and forced thousands from their homes. According to the American Red Cross, upwards of 48,000 homes were destroyed by the flooding and 19 shelters set up. Governor Rick Perry declared a state of emergency in 29 counties, asking for federal relief. With Texans just now attempting to return to their homes, the state’s insurance commissioner is letting people know that much of the damage caused to homes and vehicles could be covered by insurance. In Texas, homeowners’ policies cover damage from wind-driven rain coming through openings in a structure caused by storms. A federal flood policy covers damage from rising waters and automobile policies with comprehensive coverage will pay for damage to vehicles and mobile homes.