November 22, 2017 by Canadian Underwriter
Halifax has the highest collision frequency rate (7.9%) in Canada this year, according to the Allstate Insurance Company of Canada’s 2017 Safe Driving Study. It’s the third consecutive year that Halifax has topped Allstate’s study of collision frequency in Canada.
Ajax, Ont. (7.77%) and North York, Ont. (7.67%) rounded out the top three communities with the highest collision frequency rate per 100 cars between 2015-2017.
On the opposite end of the spectrum, Hanmer, Ont. ranked the safest place to drive, with a collision frequency rate of only 3.65%. Spruce Grove, Alta. (3.79%) and Chelmsford, Ont. (3.82%) finished as the second and third safest driving communities, respectively.
Ontario produces more than its fair share of collision claims, Allstate Canada reported in a press release.
Ontario is the only province to report an overall increase in its collision frequency rate – up 4.7% since last year. Regionally, this was driven by Metro Toronto, which saw an increase of 8.5%, followed by Central Ontario at 5.5%. In fact, the five communities with the greatest increase in collision frequency rate were found in southern, central and eastern Ontario.
The most severe collisions can be attributed to incidents involving pedestrians and cyclists, while the second-most severe type was head-on collisions.
The ninth annual study, released on Wednesday, examines collision data of Allstate Canada consumers in 93 communities in Alberta, New Brunswick, Nova Scotia and Ontario.