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Why this insurer gives workers 10 extra personal days off a year


September 23, 2019   by Greg Meckbach


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Removing the stigma of mental illness is something all industry leaders need to work on, and one of Canada’s biggest insurers is promoting mental well-being by giving workers more time off than they would normally be entitled to.

RSA Canada gives its workers 10 personal days off a year – on top of existing paid days for things like vacation and bereavement – said Donna Ince, RSA Canada’s senior vice president of personal lines, during a recent panel discussion.

RSA is trying to raise awareness around mental health, Ince said Aug. 22 during the leaders’ panel at Symposium West.

At RSA Canada, part of the rationale for giving workers 10 days off is to let people use those days however they want, said Ince. A worker only needs to tell their supervisor they are taking a personal day and does not need to give a reason.

“Maybe they are going through a grieving process and they didn’t have enough time for bereavement – whatever that may be which causes stress in their personal life or even their work life.”

Farm Mutual Reinsurance Plan Inc.  does not have exactly the same policy but does have a similar philosophy.

“We don’t have formal 10 days off but if you need it, we’ll support it,” said Steve Smith, then president and CEO of Farm Mutual Re, who retired at the end of August.

Produced by the Insurance Institute of Canada, Symposium West was held at the Cambridge office of Farm Mutual Re and the Ontario Mutual Insurance Association.

Farm Mutual Re recently did a psychological safety initiative, Smith said during Symposium West.

“We have someone on site every day that can meet people one on one to discuss their own health and wellness issues that they want to address.”

Moderator Kadey Schultz, a partner with law firm Schultz Frost, asked panelists how industry leaders can do a better job of removing the stigma.

“I think we all have a role to role to play in removing the stigma” of mental health disorder, said Greg Smith, chief client officer of Crawford & Company (Canada) Inc. “Five years ago this would not have been a topic a gathering of insurance people.”

Crawford has invested in mental health first aid training for its senior leadership.

“It talks about mental health as an illness. It equates it to a broken leg, cancer or heart disease – something that you should just talk about and accommodate as an employers,” said Smith.

Industry leaders need to admit that mental health issues exist, said Tracey Medeiros, senior vice president of national operations for Arthur J. Gallagher & Co. Canada in London, Ont.

“I think one of the things that happens is, when you don’t realize someone is in crisis, you tend to make comments like, ‘Oh, what’s wrong with her today? You can’t say anything to her. She just cries at the drop of a hat. Or are you nuts? Are you losing your mind?’” said Medeiros.

“No one means to be like that but when you don’t know someone is in crisis, these words mean a lot. They shut people down.”


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6 Comments » for Why this insurer gives workers 10 extra personal days off a year
  1. Raphael Chouinrd says:

    I guess you should review this. At RSA, there is no sick days. At all. If you fall sick for a day, you have to use one of those personnal « extra » days. Usually, most of the employers give sick days. But not RSA. I could add also, according to intern surveys at RSA, the major part of the employees would not recommend anyone to join the company

  2. Harold A Maio says:

    “Removing” the stigma of mental illness is something all industry leaders need to work on ???

    You err, the error is very common: Industry lender need to focus on those taught or teaching there is a stigma.

    Yielding to them has gotten us nowhere.

    Harold A Maio

  3. Jason Sellick says:

    Of course it is great that companies like RSA are eschewing ‘sick days’ in favour of ‘life days’, removing the awkwardness of calling in sick when all you really need is some down time. But that policy has been in place for well over 10 years at RSA and is hardly unique to that organization. The title also implies that the company is granting an ADDITIONAL 10 days when in fact the majority of those days come from the removal of the traditional ‘sick days’ allotment.
    The article should really titled “Why replacing sick days with life days is a good idea, and what one Insurer is saying about it”.
    Just saying.

  4. Michael L. says:

    I’ve been hearing about removing the stigma for decades and we are still talking about it. But removing the stigma doesn’t help anyone get better. If a company knew they could loose 25% of their workforce next week, they would have a disaster recovery plan in place. But no one does. An investment of a million dollars in bringing Psychiatrists and therapists on staff will do more to help those who need help than removing the stigma.

  5. Carrie says:

    This title is very misleading. It makes it look like you get extra days but theses 10 days are the same as sick days-not extra. You may want to clarify.

  6. Tammy says:

    What RSA does not tell you unlike other companies that give you unlimited sick days, the RSA employees have to use these personal days if they are sick and if you are sick longer than 10 days you use your vacation or don’t get paid.

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