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alcohol

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Bar owners that offer rare wine and spirits carve takeout business model

July 8, 2020 Salmaan Farooqui -  THE CANADIAN PRESS

TORONTO – Bar and restaurant owners who deal in specialty alcohol say they’ve carved out a new business model around Ontario’s relaxed rules for takeout liquor, and they’ll fight to make the system permanent. In late March, the Ontario government

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How liability coverage limits determined what this bar owed in commercial host lawsuit

May 25, 2020 by Greg Meckbach

A bar found 20% liable for an impaired driving accident has to pay two-thirds of the plaintiff’s legal costs and wound up paying double for damages what the at-fault motorist paid. Hummel v. Jantzi, released May 14 by the Ontario

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This type of claim should dry up in Ontario with COVID-19

March 27, 2020 by Greg Meckbach

With the Ontario government ordering the closure of bars and nightclubs, this should eliminate – temporarily – one category of commercial liability claim. “I don’t think claims will be launched against commercial hosts at this time,” said Mouna Hanna, an

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What can go wrong if adjuster fails to obtain coroner’s report

January 3, 2020 by Greg Meckbach

An auto insurer wants to deny liability coverage because its client had alcohol in his blood when he died. The thing is, the insurance company didn’t know its client had alcohol in his blood for three years, which is how

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Don’t be a dumb waiter

September 5, 2019 Greg Meckbach, Associate Editor

If your organization is involved in any way with serving alcohol, your risk management strategy may need a sober second thought. How to be free and clear of liability

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Inattentive drivers causing more collisions than impaired and speeding drivers combined: OPP

August 30, 2017 by Canadian Underwriter

Inattentive driving is linked to more collisions on Ontario Provincial Police (OPP)-patrolled roads so far this year than speeding and alcohol/drug-related collisions combined, the police service reported on Tuesday. Since Jan. 1, 2017, driver distraction has been reported as the primary cause in 6,360 road collisions, the OPP said in a press release. By comparison, speed was the primary cause in 4,700 crashes, while 1,158 of incidents involved a driver who consumed alcohol or drugs.
As well, a total of 47 people have died to…

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88 tickets issued to new Saskatchewan drivers, motorcyclists in June: SGI

July 24, 2017 by Canadian Underwriter

Law enforcement officers across Saskatchewan issued 88 tickets to new drivers and motorcyclists who weren’t following the requirements outlined on their licences, Saskatchewan Government Insurance (SGI) reported on Monday. The results from last month’s traffic safety spotlight on new drivers

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Six in 10 U.S. drivers think self-driving cars will eliminate problem of distracted driving: poll

March 28, 2017 by Canadian Underwriter

Almost six in 10 drivers in the United States think that self-driving cars will eliminate the problem of distracted driving, according to a new poll conducted on behalf of Erie, Penn.-based Erie Insurance. The online survey by Harris Poll, released

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Toronto city staff warn of ‘increased risk-taking behaviour’ when combining alcohol with caffeine drinks

March 14, 2017 by Canadian Underwriter

Toronto’s board of health will consider Monday a proposal to require organizers of events on city property to “be familiar” with a federal government warning against mixing alcohol with caffeinated energy drinks. Health Canada prohibits the sale of pre-packaged, premixed

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Gasoline, alcohol sales, food preparation among special risks for supermarkets: Chubb

January 24, 2017 by Canadian Underwriter

Chubb Ltd. is advising supermarket operators in the United States who sell alcohol to consider limiting the amount of alcohol a customer can buy and to watch parking lots to ensure customers are not drinking. In a report released Monday,

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Alcohol or drugs a contributing factor in one-third of fatal crashes this year on RCMP-patrolled roads in New Brunswick

December 5, 2016 by Canadian Underwriter

So far this year, use of alcohol or drugs was a contributing factor in more than one-third of fatal vehicle crashes on roads patrolled by the RCMP in New Brunswick, the police force said in a statement on Friday. Statistics

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Three-day roadside suspensions for drug-impaired Ontario drivers start Oct. 2

September 29, 2016 by Canadian Underwriter

Effective this Monday, Ontario police will be able to impose three-day roadside licence suspensions for drivers found to be operating vehicles while impaired by a drug or by a combination of drugs and alcohol. The Transportation Statute Law Amendment Act