Canadian Underwriter

Keyword
auto insurance


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News BrokersClaimsLegalLegislation / Regulation

Brokers needn’t advise new Canadians to obtain a provincial driver’s licence

February 20, 2024 by David Gambrill

Insurance brokers in B.C. aren’t required to advise clients new to Canada that they must apply for a provincial driver’s licence within 90 days of residency in the province, B.C.’s Civil Rules Tribunal has ruled. “I find that the duty

Arrows are not targeted, Failure to attack the target. unsuccessful.
News BrokersClaimsInsuranceLegislation / Regulation

CU Poll: Ontario’s DCPD auto reform widely viewed as a flop

February 16, 2024 by David Gambrill

Ontario’s property and casualty insurance professionals have widely panned the provincial government’s latest move to make mandatory Direct Collision Physical Damage (DCPD) coverage optional to reduce premiums. Canadian Underwriter conducted an online poll with more than 400 P&C professionals nationwide

Policeman putting handcuffs on young criminal's hands at night.
News ClaimsInsuranceLegislation / Regulation

National auto theft summit comes and goes: what comes next?

February 9, 2024 by David Gambrill

The National Summit on Combatting Auto Theft ended in Ottawa yesterday with a commitment to develop a detailed plan to be released in “winter.” The Government of Canada convened the meeting between government officials of all levels, industry leaders —

Senior Male Caucasian Golfer Driving off the Tee in Fall
News ClaimsLegal

A golfer’s shot hits a homeowner’s car. Is he liable for not shouting “fore”?

February 7, 2024 by David Gambrill

A golfer who doesn’t shout “fore” before his golf ball damages a nearby homeowner’s car isn’t necessarily liable to pay the auto owner’s insurance deductible. That’s because even if the golfer had issued the warning, the parked car couldn’t get

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News ClaimsLegal

Why the court denied an auto insurer’s ‘shockingly intrusive’ motion

January 30, 2024 by David Gambrill

Editor’s Note:  The Ontario Superior Court decision incorrectly identified the auto insurer in this case as Echelon Insurance. Echelon has contacted Canadian Underwriter to confirm it has reached out to the court to correct the public record and it did

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News AnnouncementsBrokersClaimsInsuranceMarkets / Coverages

Home, auto rate increases in 2023 “highest…seen in years.”

January 26, 2024 by David Gambrill

Canadian auto insurance rates increased 10% in 2023 compared to 2022, and similarly home insurance rates saw an increase as well — up 6.6% last year, according to the latest release of the Applied Rating Index. “The close of 2023

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News ClaimsInsuranceLegalRiskTechnology

Feds heed auto insurers’ call for auto theft summit

January 24, 2024 by David Gambrill

Canada’s federal government has answered the call by the nation’s auto insurers to promote a whole-of-society solution to a mounting auto theft crisis. A National Summit on Combatting Auto Theft will take place in Ottawa on Feb. 8, 2024, Public

The road as seen through the eyes of a drunk driver
News ClaimsClaims CanadaInsuranceMarkets / Coverages

MPI’s Top 5 auto fraud claims of 2023

January 2, 2024 by Jason Contant

A customer who claimed amnesia following an auto collision and another who said their symptoms were so severe they were unable to work were among Manitoba Public Insurance’s (MPI) Top 5 fraud claims of 2023. Every year, it’s estimated auto

auto and handcuffs on shiny background.
News AnnouncementsClaimsInsuranceLegalLegislation / Regulation

How auto insurers responded to Ontario’s auto fraud announcement

November 24, 2023 by David Gambrill

Ontario auto insurers are commending the provincial government for committing $18 million over three years to help police services combat and prevent auto theft. “Last year marked the first time in history when Canada’s insurers paid over $1 billion in claims

Car Accident Detail.
News BrokersInsuranceLegislation / Regulation

What Ontario drivers might save by dropping DCPD coverage

November 23, 2023 by David Gambrill

Ontario brokers are questioning the value of the Ontario government’s forthcoming new law allowing drivers to drop out of direct compensation property damage (DCPD) coverage for their cars. DCPD coverage is currently mandatory and protects policyholders in the event of

House model with man holding magnifying glass home inspection or searching for a house
News ClaimsInsuranceLegalLegislation / Regulation

Auto insurance: How you can live with someone but not be in a “household”

November 22, 2023 by David Gambrill

A passenger seriously injured in an auto collision caused by an uninsured driver is not considered an “insured” under her father’s or boyfriend’s auto policies, even though she was living with them at the time of the crash, B.C.’s Court

Online car insurance
News BrokersInsuranceMarkets / Coverages

Brokerage, carrier partner up to offer digital auto coverage

November 7, 2023 by Jason Contant

Square One Insurance Services and Zurich Canada have partnered to offer personal auto insurance to Ontario drivers, with a Quebec and Alberta rollout planned for early 2024. “What sets this offering apart is our fully digital experience that allows our