Keyword
auto insurance
Brokers, insurers respond to 2023 Ontario budget
March 24, 2023 by Jason ContantOntario’s broker association is glad to see auto insurance as well as enhancing Ontario’s emergency response remains on the provincial government’s agenda. In its 2023 Ontario Budget, the government said it will “continue to make progress on previous commitments, including…
Trial lawyers to intervene in important accident benefits case
March 2, 2023 by David GambrillOntario’s Superior Court has allowed the Ontario Trial Lawyers Association (OTLA) to intervene in an auto insurance case that will address whether a settlement agreement is enforceable when the injured claimant dies before accident benefits (AB) structured settlement instructions were…
No one’s auto insurance was suspended under the Emergencies Act: Inquiry Report
February 21, 2023 by David GambrillPolice chose not to apply federal Emergencies Act measures to suspend the auto insurance policies of any Freedom Convoy protest participants last year, according to the Report of the Public Inquiry into the 2022 Public Order Emergency. “The duty to…
When will self-driving tech consistently prevent crashes?
February 17, 2023 Harrison Griffiths and Hannah Van StaverenOne aim of autonomous driving technology is to take the human element out of the driving ecosystem with an eye toward preventing collisions. But right now, autonomous driving technology can’t guarantee it will detect and react to road hazards earlier…
Insurers can deny entire claim for fraud, not just the fraudulent part, court affirms
February 13, 2023 by David GambrillIf an auto insurance claimant fraudulently applies for accident benefits payments arising out of a crash, the insurer can deny the entire auto claim, not just the fraudulent part of the claim, the Alberta Court of Appeal has confirmed. In…
Accident benefits claimant misses notification period by two decades
February 3, 2023 by David GambrillOntario’s Licence Appeal Tribunal (LAT) has denied an application for auto accident benefits from a woman injured in an auto accident because she missed the 30-day window to notify her insurance company — by more than 20 years. On May…
EY clarifies report that rekindled public-private auto insurance debate
February 1, 2023 by Jason ContantEY Canada has issued a clarification to a report it conducted that B.C.’s public auto insurer says show the province’s auto insurance rates are among the lowest in Canada. Commissioned by the Insurance Corporation of British Columbia (ICBC), EY conducted…
Claimant can’t resume auto AB payments after 13 months on the job
January 30, 2023 by David GambrillA New Brunswick woman injured in an auto accident is not entitled to resume her accident benefits payments 13 months after returning to work, the province’s top court has ruled. New Brunswick’s Court of Appeal sided with her auto insurer,…
Borrowing cars and implied consent: When ‘No’ doesn’t mean ‘No.’
January 27, 2023 by David GambrillIf a friend asks you to borrow your rental car, sometimes saying ‘No’ doesn’t actually mean ‘No.’ An auto repair shop owner in Ontario was held vicariously liable last Wednesday for an auto accident injury caused after his friend, who…
Regulator looking into the ‘black box’ of auto rating models
January 24, 2023 by Jason ContantAuto insurance rating models are becoming so complex that Ontario’s regulator is looking not only at the inputs of these models, but now the outputs as well, attendees heard at an industry event last week. “There are concerns that these…
Should race be used as a rating factor for auto insurance?
January 20, 2023 by Jason ContantThe Financial Services Regulatory Authority of Ontario (FSRA) is trying to determine how auto insurance rating factors affect vulnerable groups given the general lack of data, a senior executive at the regulator said during an industry event Thursday. Brian Sullivan,…
When a relationship is a “roller-coaster” ride, who counts as a “spouse” in an auto policy?
January 19, 2023 by David GambrillInsurers relying merely on co-habitation in the context of a stormy relationship between spouses with a child will have a tough time proving a person doesn’t meet the definition of a “spouse” in an auto policy, as suggested in a…