Keyword
Auto
How dashcams are settling insurance and liability questions
August 15, 2019 Dan Healing - THE CANADIAN PRESSCALGARY – In a video taken through the windshield of Dung Le’s 15-year-old Toyota Echo, an oncoming car breaks the monotony of a wide, nearly empty street on a quiet August morning in a sprawling residential Edmonton neighbourhood. As it…
Ontario regulator considering ‘file and use’ for private passenger auto
August 2, 2019 by Greg MeckbachA “file-and-use” system for private passenger auto rate changes could be coming to Ontario if a proposal from the province’s Financial Services Regulatory Authority comes to fruition. “We are close to introducing a new standard rate filing process that will…
How old Ontario auto cat claims affect Intact’s bottom line
July 31, 2019 by Greg MeckbachCanada’s largest P&C insurer has been taken by surprise by the number of old Ontario auto claims in which accident victims are trying to get benefits for catastrophic impairment. Ontario changed its catastrophic impairment definition for accidents occurring on or…
Allstate ponders appeal in $700,000 lawsuit over Brampton auto insurance allegations
July 30, 2019 by Greg MeckbachAllstate officials are considering appealing last week’s Ontario court judgement that rejected the company’s $700,000 counter-suit against a former employee. “Our legal counsel is reviewing the decision and we will decide whether to appeal in the next few weeks,” Angie…
Claimant loses appeal over whether Ontario court can hear bad-faith claim
July 24, 2019 by Greg MeckbachWhen the Ontario government moved accident benefits dispute resolution to the Licence Appeal Tribunal in 2016, it did not intend for two similar issues in a disputed claim to be adjudicated both in court and before the LAT, the Court…
How hitting a bicycle can lead to six-figure liability claim
July 18, 2019 by Greg MeckbachAn Ontario auto insurer is out more than $500,000 after a motorist hit a cyclist, causing soft-tissue injuries. In St. Marthe v. O’Connor, released this past Monday, Ontario Superior Court Justice Patrick Hurley awarded Peter St. Marthe $380,000 (including sales…
How SGI’s expansion into Ontario auto fared last year
July 12, 2019 by Greg MeckbachSaskatchewan’s government-owned insurer has been blindsided by its Ontario auto line. Regina-based Saskatchewan Government Insurance (SGI) reported Tuesday that SGI Canada’s 2018-19 loss ratio in Ontario was 91.9%, up 16.5 points from 75.4% in 2017-18. That increase was “largely due…
How auto accident defendants who admitted liability were awarded $61,000 in costs
July 11, 2019 Colin Perkel - THE CANADIAN PRESSTORONTO – A woman awarded $50,000 by a jury for injuries suffered in a car crash will have to pay more than $61,000 to cover the costs of the two men she sued, even though losers in a lawsuit are…
Optional benefits priority ruling could create “administrative nightmare” for auto insurers
July 9, 2019 by David GambrillAn insurance defence lawyer is warning of a potential “administrative nightmare” for insurers in light of a recent Court of Appeal for Ontario decision on priority disputes involving optional benefits. Continental Casualty Company v. Chubb in Ontario is now becoming…
How auto manufacturers could write insurance in Canada
July 9, 2019 by Greg MeckbachIf a vehicle manufacturer wants to write auto insurance in Canada, it would need to have a subsidiary that is approved by the government to write insurance, says Ottawa’s insurance regulator. Asked whether an auto manufacturer can insure P&C risks…
Does anyone still believe that $200,000 is enough auto liability coverage?
July 8, 2019 by Greg MeckbachAlthough Ontario motorists can legally put their vehicles on the road with as little as $200,000 in liability coverage, brokers likely wouldn’t want one of those motorists for a client. “There is no way you can justify why you sold…
Why LAT’s first catastrophic impairment case must be re-heard
June 25, 2019 by Greg MeckbachThe Ontario Licence Appeal Tribunal [LAT]’s first ruling on a disputed catastrophic impairment claim is now officially quashed, the province’s appeal court confirmed in a decision released Friday. As it stands, the disputed claim now has to go before a…