Keyword
Catastrophic Impairment
Insuring catastrophic auto injuries: Recommendations for reform
March 29, 2022 by Jason ContantAdequate coverage on a no-fault basis for catastrophically injured accident victims is probably the most value that personal injury auto insurance should deliver, says David Marshall, a financial management consultant who has served as a senior advisor to the Government…
Why LAT’s first catastrophic impairment case must be re-heard
June 25, 2019 by Greg MeckbachThe Ontario Licence Appeal Tribunal [LAT]’s first ruling on a disputed catastrophic impairment claim is now officially quashed, the province’s appeal court confirmed in a decision released Friday. As it stands, the disputed claim now has to go before a…
How the old catastrophic impairment definition still affects Ontario auto insurers
August 8, 2018 by Greg MeckbachIt has been more than two years since Ontario changed the definition of catastrophic impairment, but Canada’s largest auto insurer is still dealing with claims that arose under the old cat definition. “Clearly, people are trying to get as much…
Good news from Supreme Court for auto liability insurers
June 10, 2018 by Greg MeckbachAn auto bodily injury ruling described as favourable to insurers is now officially in the books, as the Supreme Court of Canada rejected leave to appeal Thursday. The initial Court of Appeal for Ontario ruling, which now stands, was “very…
Marshall gives his take on the ‘real problem’ with auto catastrophic impairment coverage
October 30, 2017 Greg MeckbachThe Ontario auto insurance system needs to do more for claimants who are catastrophically injured and not rely so much on “competing opinions” among medical practitioners, a former chief executive officer of the workers compensation system suggested to brokers recently.…
Intact has yet to see ‘full impact’ of 2016 change to Ontario auto catastrophic impairment criteria
August 3, 2017 by Canadian UnderwriterIt has been more than a year since Ontario changed its criteria for catastrophic impairment and reduced the mandatory coverage for accident benefits, but the “long tail profile” of accident benefits claims means the Ontario reforms “have not fully been…
First nine months of 2016 ‘disappointing’ for Canadian P&C industry: Intact president
January 25, 2017 Greg Meckbach, Associate EditorBrokers should expect personal automobile insurance to be “much more difficult” for their carriers, while a new definition of catastrophic impairment in Ontario was the most important change the province made effective June, 2016, the president of Intact Insurance suggested…
Supreme Court could decide whether denial of catastrophic impairment status triggers two-year limitation period in Ontario auto dispute system
September 20, 2016 by Canadian UnderwriterA disputed Ontario auto insurance claim, in which the carrier denied a claimant’s request for catastrophic impairment status, could reach the Supreme Court of Canada. Court records indicate that RBC General Insurance Company sent correspondence to Zofia Machaj denying her…
Ontario adjusters will need retraining on injury definitions as part of auto reforms taking effect in June: Walker
May 11, 2016 by Angela StelmakowichInsurance adjusters will likely need to be re-educated and retrained on new medical terminology when the latest batch of Ontario auto insurance reforms – which include a revised definition catastrophic impairment – comes into force June 1, Laurie Walker, president…
Function Test
May 1, 2016 Marc Smith, Principal, Forget Smith MorelThe criteria to obtain a catastrophic impairment designation, in Ontario, will be narrower as of June 1, as the Glasgow Coma Scale will be replaced with the Glasgow Outcome Scale.