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One key difference between a builders’ risk policy and a liability policy

August 30, 2022 by David Gambrill

Starr Insurance & Reinsurance Limited does not have to defend its insured in a Quebec construction case, because its builders’ risk policy is essentially a property policy, not a liability policy, Quebec’s Superior Court has ruled. In construction, a builders’

A cell phone displaying a Rogers service interruption alert
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Class action lawsuit seeks damages for Rogers network outage

July 12, 2022 by Jason Contant

Quebec law firm LPC Avocat Inc. has launched a class action lawsuit alleging misrepresentation, breach of civil liability and negligence in connection with the recent national Rogers outage. In the early morning hours of Friday, July 8, Rogers’ wireless network

A decommissioned pumpjack in Alberta
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Alberta Appeal Court keeps $217 million oilpatch cleanup liability case alive

March 29, 2022 Bob Weber - THE CANADIAN PRESS

A bankruptcy hearing that could determine whether more than $200 million in oilpatch environmental liabilities wind up on the public dime will have to go back to court. The Alberta Court of Appeal ruled Friday that the long-running bankruptcy of

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Do your clients freelance? The right questions will get them proper coverage

December 8, 2021 Brooke Smith

Your clients may love being their own bosses, or they may be self-employed by necessity. “If you look at what’s happening with the gig economy, it seems many [people] are either finding new careers and becoming freelancers or freelancing as

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Saskatchewan to amend employment act to recognize workplace sexual harassment

November 19, 2021 The Canadian Press

REGINA – Saskatchewan is proposing to amend its employment act to recognize sexual harassment in the workplace. The government has introduced legislation to make it clear that any unwelcome action of a sexual nature constitutes harassment. The amendment also covers

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Stability, finally? What insurers and brokers can look forward to in 2022

November 12, 2021 Brooke Smith

Brokers and insurers may see some stabilization in the market in 2022. “We saw tremendous rate pressure, high operating ratios, and low ROIs in 2019 and 2020,” said Kevin Neiles, president, Western Canada and chief markets officer at Gallagher, during

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Spooky Halloween risks that need an insurance policy

October 28, 2021 by Jason Contant

Some insurance professionals will be donning costumes at the (virtual) office this Halloween, and others will be taking their kids out trick-or-treating on the weekend. But just because it’s Halloween doesn’t mean it’s time to forget about insurance altogether. London,

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Why the Supreme Court of Canada validated this limitation-of-liability clause

October 15, 2021 by Greg Meckbach

A software consulting firm that was sued in Quebec for $6.25 million can rely on a limitation of liability clause in its consulting and integration contract, the Supreme Court of Canada ruled in a decision released Friday. In 6362222 Canada

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‘Bodily injury expected or intended’ exclusion applies to daycare seeking liability coverage

September 29, 2021 by Greg Meckbach

Liability insurer Northbridge does not have to cover a Prince George, British Columbia daycare owner accused of shaking a child severely enough to cause brain injury, a judge ruled last week. A lawsuit, against the person operating the daycare, was

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Renting out backyard swimming pools can be lucrative, but experts warn of risks

August 20, 2021 Amanda Stephenson - THE CANADIAN PRESS

CALGARY – Stephanie Sabela didn’t know what to expect when she first decided to list her backyard swimming pool for rent on the popular online platform, Swimply. Sabela, who lives on a five-acre property north of Toronto in King Township,

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Archdiocese selling land to pay survivors of Mount Cashel abuse

July 27, 2021 The Canadian Press

ST. JOHN’S, N.L. – The Roman Catholic archdiocese in Newfoundland and Labrador’s capital city is selling properties to pay survivors of abuse at the former Mount Cashel orphanage. Archbishop of St. John’s Peter Hundt said in a news release Sunday

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Abandoned oil and gas wells will be cleaned up despite backlog: Alberta regulator

May 31, 2021 Bob Weber - THE CANADIAN PRESS

EDMONTON – There’s lots of life in Alberta’s conventional oil industry and plenty of resources and political will to clean up the mess it leaves behind, says the head of the province’s energy regulator. “Will there be halcyon-days growth in