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liability

Aerial view near Barrie, Ontario
News ClaimsClaims CanadaCommercial LinesInsuranceMarkets / CoveragesRisk

Rising insurance premiums create challenges for local municipalities

March 20, 2024 Wayne Doyle, Local Journalism Initiative Reporter, BarrieToday.com – The Canadian Press

The cost of insurance for local municipalities continues to rise. Springwater Township received its annual insurance renewal notice last Friday at a cost of $625,709.52. That’s almost $42,000 more than last year, or slightly more than seven per cent. According

A quad on its side after it has been accidentally flipped.
News ClaimsInsuranceLegalLegislation / Regulation

‘Negligent operation’ of ATV includes turning it over to inexperienced driver

March 18, 2024 by David Gambrill

If parents permit an adult child to use their all-terrain vehicle (ATV), and the son or daughter then negligently turns over control of that ATV to an inexperienced driver who gets seriously injured in a crash, the parents can be

Sports Photographer in an empty stadium
News ClaimsInsuranceLegalRisk

Sports insurers urged to consider video review

February 22, 2024 by David Gambrill

A legal firm urges sports insurers to require their sports association clients to install cameras to record the action, following the B.C. Court of Appeal’s January 2024 decision in Cox v. Miller. In Cox v Miller, the court found Karl

Red pumpjack in Alberta
News ClaimsClaims CanadaInsuranceMarkets / CoveragesRestorationRisk

Alberta releases liability estimate for well cleanup

January 23, 2024 Bob Weber - The Canadian Press

Alberta’s oil and gas producers spent nearly $700 million in 2022 on cleaning up the hundreds of thousands of old wells that dot the province, the regulator’s first report on the extent of those liabilities indicates.  That’s 65 per cent

Single wind turbine, a coal burning power plant with pollution and electricity pylons in the background.
News BrokersClaimsClimate ChangeInsuranceLegal

Why your clients may be exposed to more climate change claims

January 4, 2024 by David Gambrill

Your business clients may face increased exposure to climate change liability claims, based on a recent decision by the Federal Court of Appeal (FCA). “With strong language, the Federal Court of Appeal affirmed the ‘existential challenge’ posed by climate change

Dog bearing her teeth about to bite while waiting for her bath.
News BrokersClaimsEmploymentInsuranceLegalRisk

Brokers: Is your client’s dog “friendly?”

September 25, 2023 by David Gambrill

When two dog owners pass each other while walking their dogs, it is common to hear one ask of the other’s dog, “Friendly?” Perhaps that’s what personal lines home insurance brokers should be asking their dog-owning clients, since lawsuits against

Hacker with a laptop
News ClaimsClaims CanadaCommercial LinesInsuranceMarkets / CoveragesTechnology

How ransomware claims are trending

September 20, 2023 by Jason Contant

Ransomware claims have transformed from mostly third-party liability claims into first-party liability, a cyber insurance expert tells Canadian Underwriter.  “It used to be third-party liability; you were concerned about monitoring credit, and somebody sues you because of a hack,” said

Ambulance toy wooden block and alarm clock on blue background. Emergency healthcare medical concept.
News AdjustersClaimsInsuranceLegal

Why this auto claim can proceed 2 years after the limit expired

May 9, 2023 by David Gambrill

Nova Scotia’s Supreme Court recently allowed an auto liability claim to proceed four years after the collision happened, and two years after the time limit for making a claim had expired. The delay was based mainly on the claimants’ lawyer

Version of Michelangelo's painting "The Creation of Adam" depicting the development of generative AI and machine learning
News BrokersClaimsCommercial LinesInsuranceLegalTechnology

What your business clients need to know about generative AI risks

May 4, 2023 by David Gambrill

Commercial brokers and insurers should alert their business clients to new liability risks around intellectual property (IP), copyright and licensing associated with using generative artificial intelligence (AI) technologies like ChatGPT, Dall-E and Bard. “Generative AI is a type of artificial

Firefighters extinguishing an industrial fire at the fire station holding on to the hose spraying the fire at a storage tank.
News CatastrophesClaimsCommercial LinesInsuranceLegal

Insurer successfully defends city’s appeal over fire response times

April 28, 2023 by David Gambrill

Canada’s top court Thursday refused to hear an appeal in a case in which a Quebec municipality was found 25% liable for a fire that destroyed a commercial building when not enough firefighters were present after 10 minutes to fight

Police officer (20s) conducting sobriety test on woman.
News ClaimsInsuranceLegal

Latest Supreme Court ruling may reduce liability risk due to impaired drivers

March 27, 2023 by David Gambrill

Canada’s top court has restored the impaired driving conviction of an Ontario ATV driver, whose Charter rights were violated when the police pulled him over on a shared private driveway instead of a public highway. The case is of interest

Oil pumpjack in Alberta
News ClaimsCommercial LinesInsuranceMarkets / CoveragesRisk

Oil well cleanup program listed as ‘key objective’ in Alberta’s pre-election budget

March 1, 2023 Bob Weber - THE CANADIAN PRESS

EDMONTON – Alberta Premier Danielle Smith’s last budget before an expected spring election gives strong support to a proposed tax break for energy companies to fulfill their legal cleanup duties but doesn’t tell voters how much would be spent on