Canadian Underwriter

Keyword
liability


News InsuranceLegal

Your client is house-sitting when a pipe bursts on their watch. Are they liable for damages?

March 22, 2018 by Greg Meckbach

Is your client looking after someone’s home? Be careful: a man describing himself as a “voluntary house-sitter” is now a defendant in a lawsuit arising from a flooded home. The plaintiffs, Jiang Wei and Xiu Qing Hu, filed a lawsuit

News InsuranceLegislation / Regulation

Workplace injury could be covered by CGL policy, triggering insurer’s duty to defend: Court

March 19, 2018 by Greg Meckbach

Intact has a duty to defend a lawsuit arising from a workplace injury under a commercial general liability policy, the Alberta Court of Appeal ruled. Normally workplace injuries are covered under no-fault provincial workers compensation programs rather than by property

News ClaimsLegal

Workplace harassment policies should include non-employees, risk manager says

February 14, 2018 Greg Meckbach, Associate Editor

Managing liability risk includes making workplaces free from harassment for not only employees, but also for non-employees, advises Darius Delon, an independent risk consultant based in Calgary. Lawsuits arising from harassment are one major emerging area of risk, said Delon,

News ClaimsInsuranceLegalLegislation / RegulationTechnology

Will current auto liability regime apply to driverless cars?

February 7, 2018 Greg Meckbach, Associate Editor

Insurance and traffic laws probably need to change when motorists start sharing the road with driverless cars, a speaker told claims specialists Tuesday. There are now vehicles on the roads with limited self-driving capabilities (as opposed to having no steering

News ClaimsInsuranceLegalMarkets / Coverages

Contractor immune from liability in botched demolition of burning building

February 7, 2018 by David Gambrill

A trucking and excavation company in Nova Scotia is immune from tort liability because it was acting under orders from the local fire department in a botched attempt to demolish a burning building, a Nova Scotia court has ruled. The

News ClaimsInsuranceLegal

Two minor fender benders lead to $362,000 award for future care

February 6, 2018 by David Gambrill

A B.C. woman has received a court award for $362,102 in damages after developing a debilitating neck pain following two minor fender benders that occurred three years apart. Even though the court reduced the award from what the injured driver

News InsuranceLegal

Why brokers should ask clients about their human resource departments

January 30, 2018 Greg Meckbach, Associate Editor

By asking if a business client has a human resources department, a broker can quickly find out about that client’s liability exposure. If a client’s business has an HR person or a legal advisor, that “tends to really decrease liability

News Insurance

Court shuts door on case that may have muddied the water on limitation periods

January 29, 2018 by Canadian Underwriter

Directors’ and officers’ (D&O) insurers may breathe somewhat easier after a recent Supreme Court of Canada decision that appears to have put the final nail in the coffin of a shareholders’ class action lawsuit that carried the potential to stop

News InsuranceLegal

Gift cards–a new way to reduce liability

January 26, 2018 by David Gambrill

You are providing risk advice to a company accused of wrongdoing. What do you think about your client offering voluntary gift cards as a strategy to reduce liability? The question is currently before the Ontario Superior Court of Justice in

News InsuranceLegalMarkets / Coverages

Nova Scotia court dismisses auto liability case — after an 18-year delay

January 22, 2018 by David Gambrill

Would you be prepared to wait almost two decades to defend your insured policyholder in an uncomplicated auto liability case? One insurer stuck it out for 18 years until finally, on Jan. 19, 2018, the Supreme Court of Nova Scotia

News ClaimsInsuranceLegalMarkets / Coverages

How the Feds’ pot plan could trigger home insurance claims

January 7, 2018 by David Gambrill

Canadian insurance claims professionals see social host liability issues at play when the federal government’s Cannabis Act comes into force. “If somebody goes to a home where cannabis is available because the homeowner is able to grow four plants, and

News InsuranceMarkets / CoveragesMergers and Aqcuisitions

Totten buys online brokerage

January 4, 2018 by Canadian Underwriter

Managing general agency Totten Insurance Group has acquired Windsor, Ont.-based EasyInsure, which offers quotes for both commercial and personal insurance online. Toronto-based Totten intends to use EasyInsure’s “digital capabilities to better support [Totten’s] current and future clients,” said Hub International