Canadian Underwriter

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News AnnouncementsClaimsInsuranceLegalLegislation / Regulation

How auto insurers responded to Ontario’s auto fraud announcement

November 24, 2023 by David Gambrill

Ontario auto insurers are commending the provincial government for committing $18 million over three years to help police services combat and prevent auto theft. “Last year marked the first time in history when Canada’s insurers paid over $1 billion in claims

Car Accident Detail.
News BrokersInsuranceLegislation / Regulation

What Ontario drivers might save by dropping DCPD coverage

November 23, 2023 by David Gambrill

Ontario brokers are questioning the value of the Ontario government’s forthcoming new law allowing drivers to drop out of direct compensation property damage (DCPD) coverage for their cars. DCPD coverage is currently mandatory and protects policyholders in the event of

House model with man holding magnifying glass home inspection or searching for a house
News ClaimsInsuranceLegalLegislation / Regulation

Auto insurance: How you can live with someone but not be in a “household”

November 22, 2023 by David Gambrill

A passenger seriously injured in an auto collision caused by an uninsured driver is not considered an “insured” under her father’s or boyfriend’s auto policies, even though she was living with them at the time of the crash, B.C.’s Court

Solid State Battery for EV Electric Vehicle, new research and development batteries with solid electrolyte energy storage for automotive car industry
News ClaimsInsurance

Risks of EV battery repair

August 23, 2023 by David Gambrill

Canadian Collision repair shops and their insurance partners should be investing in training and education to safely repair defective or damaged electrical vehicle (EV) batteries over the next three to five years, attendees heard at Collision Repair magazine’s EV Repair

Magnifying glass representing scrutiny.
News InsuranceLegal

What FSRA found when it examined take-all-comers compliance

August 4, 2023 Philip Porado

Ontario’s auto insurance regulator has used the phrase “systemic non-compliance” to describe how the province’s 12 largest auto insurance companies are approaching Ontario’s take-all-comers requirement. According to a Financial Services Regulatory Authority of Ontario (FSRA) report, released Friday, market behaviour

Stressful businessman with penalty list
News InsuranceLegislation / Regulation

Why auto regulator fined Aviva and S&Y $300K each

August 4, 2023 by David Gambrill

Ontario’s insurance regulator has fined Aviva Insurance Company of Canada (AIC) and its subsidiary S&Y Insurance Company (S&Y) $300,000 each for breaching the province’s “take all comers” rule for auto insurance. In a settlement with the Financial Services Regulatory Authority

Car thief in action late at night, wearing a black mask on his head
News ClaimsInsuranceRisk

Insurer introduces new auto rating variable for oft-stolen cars

July 20, 2023 by David Gambrill

With Canada’s property and casualty industry facing a record number of auto theft claims, insurers have introduced a variety of incentives and disincentives to encourage drivers to take theft-prevention measures — and now it’s showing up in a new ‘High

Blue Toy Car In Front Of Businessman calculating payments
News InsuranceLegislation / Regulation

New government commits to auto insurance reform

July 17, 2023 by David Gambrill

Alberta’s new UCP government has tasked its minister of finance, Nate Horner, to come up with options for auto insurance reform. Alberta Premier Danielle Smith sent a mandate letter to Horner dated July 13 instructing Horner to lead a review

Distracted driver about to have a car accident
News BrokersClaimsInsuranceLegalTechnology

What’s to blame for distracted driving trends?

July 14, 2023 Philip Porado

Brokers hear lots of stories about minor fender-benders that don’t lead to injuries. And some could even be seen as amusing – if they weren’t linked to financial losses for insurers. “We had an incident where someone was trying to

Driver sleeping in self-driving car
News ClaimsCommercial LinesInsuranceLegalProductsRiskTechnology

When will self-driving tech consistently prevent crashes?

February 17, 2023 Harrison Griffiths and Hannah Van Staveren

One aim of autonomous driving technology is to take the human element out of the driving ecosystem with an eye toward preventing collisions. But right now, autonomous driving technology can’t guarantee it will detect and react to road hazards earlier

Motorbike accident
News ClaimsInsuranceLegal

Failure to tell an insurer about a new vehicle can mean trouble

February 16, 2023 Philip Porado

A multiple-vehicle owner who failed to add a motorcycle to his insurance within a set time period is precluded from receiving benefits following an accident, said a Feb. 6 decision by Ontario’s Licence Appeal Tribunal (LAT) adjudicator Stephanie Kepman. On

Dangling car key in front of a car
News ClaimsInsuranceLegal

Borrowing cars and implied consent: When ‘No’ doesn’t mean ‘No.’

January 27, 2023 by David Gambrill

If a friend asks you to borrow your rental car, sometimes saying ‘No’ doesn’t actually mean ‘No.’ An auto repair shop owner in Ontario was held vicariously liable last Wednesday for an auto accident injury caused after his friend, who