Falls sending more Canadians to hospital, report shows
July 5, 2018 Sheryl Ubelacker - THE CANADIAN PRESSTORONTO – A raised bit of concrete on a sidewalk. An icy patch on the road. A misstep on the stairs at home. All of these can lead to accidental falls – landing a person not only on the ground,…
What happens when your mechanic gives you insurance advice
June 29, 2018 by David GambrillAfter following up on their mechanic’s suggestion to file a retroactive insurance claim, a B.C. couple is now on the hook for an $800.75 repair job to their 2010 Toyota Prius. Blenda and Raymond Pilon made an auto insurance claim…
Why brokers need to stay in front of students who move away from home
June 28, 2018 by David GambrillStudents who leave home for school represent a big opportunity for brokers to provide value-added advice on a variety of insurance coverage changes, but the key is for brokers is to get in front of the students before they make…
Priority dispute in mechanic test-drive case could reach top court
June 27, 2018 by Greg MeckbachA priority dispute between Ontario auto insurers over who should pay accident benefits to a mechanic injured while test-driving a customer’s car could be headed to Canada’s highest court. Auto repair shop owner Jing Hua Fan was hurt in 2011…
Auto insurer on hook for $300K after client address mix-ups
June 26, 2018 by David GambrillIf you can’t find your itinerant clients, have they failed to cooperate with your defence of an auto insurance liability action? An Ontario court recently ordered Gore Mutual Insurance Company to pay a $300,000 balance owing on a settlement judgment,…
Insurer owes $234K in priority dispute when “named insured” is not the actual car owner
June 22, 2018 by David GambrillOntario’s Motor Vehicle Fund has recovered $234,574 in a priority dispute arising when GAN Canada Insurance (since acquired by Aviva Traders) sent a policy termination notice in 2001 to a named insured who was not the owner of the car…
“Hey Broker, I need a quote.” Voice technology for brokerages arrives.
June 21, 2018 by Jason ContantAlexa, ask Excalibur Insurance for a car insurance quote. That possibility is just around the corner, as Wawanesa Mutual Insurance Company announced Thursday that it had opened an Innovation Outpost lab in Kitchener, Ont. that will connect customers with brokers…
Is the sun setting on auto insurance in Canada?
June 20, 2018 by David GambrillIs the sun setting on auto insurance as a dominant line of business in Canada? Property lines premium is catching up to auto insurance premiums, causing many to predict that auto insurance will recede in the rearview mirror over the…
Why this broker takes exception to usage-based auto insurance app
June 19, 2018 by Greg MeckbachUsage-based insurance has raised the profile of insurers on consumers’ electronic devices, and this could be bad news for some brokers. Several auto insurers are using UBI to offer discounts based on data gather from telematics. That technology lets insurers…
The obligation to defend additional insureds
June 19, 2018 Talaal Bond, partner, Matthews Abogado LLPIt was snowing heavily on February 8, 2013 when Antonio Carneiro Jr. drove his car downhill on Brock Rd. near Pickering, Ontario. He lost control. His vehicle slid into the path of an oncoming vehicle at the intersection with Whitevale…
The untapped potential of telematics in auto claims
June 12, 2018 by Greg MeckbachTelematics, which records data on vehicle behaviour, is used now mainly for underwriting, but the technology can also provide a treasure trove of information for claims adjusters, one vendor suggests. Auto insurance claims adjusters could potentially use telematics to determine…
Supreme Court rules against city over 2008 hockey riot vandalism
June 12, 2018 The Canadian PressOTTAWA – The Supreme Court of Canada has ruled against the City of Montreal in a case involving rioters who damaged police vehicles after a 2008 Montreal Canadiens victory. Several police cars were set ablaze and some were destroyed in…