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The challenges of assessing seasonal home damage

May 13, 2019 by Adam Malik

Despite being told flooding in Ontario’s Cottage Country back in 2013 was one-in-100-years event, area businesses and residents are cleaning up from a second and more widespread flooding incident in less than a decade. Climate is playing a key role

News CatastrophesRestoration

Health and safety inspection teams head to flood affected zones in New Brunswick

May 3, 2019 Kevin Bissett - THE CANADIAN PRESS

FREDERICTON – Health and safety inspection teams are fanning out across flood-affected regions of New Brunswick, assessing homes and businesses that are still drying out amid receding floodwaters. New Brunswick’s Emergency Measures Organization says the teams will inspect electrical systems

News CatastrophesRestoration

Health Canada warns mould is a serious concern in flood hit homes

May 2, 2019 Kevin Bissett - THE CANADIAN PRESS

Health Canada is warning of the dangers of mould in homes and cottages hit by this year’s spring flooding. Federal biologist Francis Lavoie says it’s important to dry wet walls and belongings within 48 hours, but that’s not always possible

News InsuranceRisk

Why CBI insurance is on the rise in Canada

January 16, 2019 by Jason Contant

Contingent business interruption (CBI) insurance is on the rise in Canada, with an increase in both demand and higher limits, says the CEO and chief agent for Allianz Global Corporate & Specialty (AGCS) Canada. “This is one of the most

Feature Claims CanadaInsurance

Restoration Myth-Busting – Three-day drying Part 2

July 11, 2018 Kris Rzesnoski, vice-president, business development, Encircle

In the last article we talked about three-day drying as a myth that is not supported by the restoration industry. We also discussed the change in science from the 2000s to today and how it has opened insurers to expanded

Feature Claims CanadaInsurance

Restoration Myth-Busting: Three-day Drying

May 8, 2018 Kris Rzesnoski, vice-president, business development, Encircle

Insurance carriers could dramatically improve cycle time, profitability and improve customer service if they abandon misinformation about restorative drying. It has been nine years since one of the world’s leading restoration minds wrote the article “The three-day drying myth.” By

Feature Claims CanadaInsurance

Insurance implications of marijuana legalization

March 2, 2018 Jennifer Huneault and Jason Arcuri

With legalization of recreational marijuana use slated to take effect in Canada on July 1, 2018, challenge and change is on the horizon. But with change also comes great opportunity, not only for businesses and industries directly involved in the

News InsuranceLegalMarkets / Coverages

Strata’s ‘quick fix’ repair doesn’t have to be perfect: tribunal

January 11, 2018 by Greg Meckbach

A British Columbia strata corporation is not negligent in attempting to fix a leaking skylight by re-caulking instead of replacing it, even though the skylight started leaking later, the province’s civil resolution tribunal found in a ruling released Tuesday. Karen

News InsuranceMarkets / Coverages

Condo insurance: who’s responsible for dryer vent condensation?

November 30, 2017 by Canadian Underwriter

A strata corporation is partly on the hook for water damage to a condo unit arising from a buildup of water in a dryer vent, but there is no indication the damage is covered by the strata company’s insurance. Adding

News InsuranceMarkets / CoveragesTechnology

Top 3 issues for adjusters

November 27, 2017 David Gambrill, Editor-in-Chief

Monica Kuzyk, president of the Canadian Independent Adjusters’ Association (CIAA), talked to Canadian Underwriter Monday about the most significant issues facing Canadian insurance adjusters going into 2018. Here is her list of Top 3 issues facing adjusters today: Number 1:

News CatastrophesInsuranceMergers and Aqcuisitions

Quebec homeowners face potential post-flooding woes: mosquitoes, critters, parasites

June 12, 2017 Sidhartha Banerjee - THE CANADIAN PRESS

MONTREAL – Even as swollen rivers have receded in Quebec, some experts suggest historic flooding this year could mean critter and pest-related woes in months and years to come. For now, heavy water accumulation has created standing pools of water

News CatastrophesConstructionInsuranceLegalMarkets / CoveragesMergers and Aqcuisitions

XL Catlin launches new contractors pollution liability program in Canada and the U.S.

June 8, 2017 by Canadian Underwriter

XL Catlin announced on Thursday that it has launched its new Contractors Pollution Liability Express Program in Canada and the United States to provide consumers with “speed to market and a streamlined environmental insurance underwriting approach” for small to midsize