Canadian Underwriter


The wreckage of the fatal bus crash involving the Humboldt Broncos junior hockey team
News Legislation / RegulationRisk

Multiple trucking violations by Humboldt semi driver noted in government report

January 29, 2019 Bill Graveland - THE CANADIAN PRESS

MELFORT, Sask. – A Saskatchewan government report says the driver of a semi-truck should not have been on the road the day he flew through a stop sign and caused a crash with the Humboldt Broncos team bus. The report

a silver cars front bumper has collided with a darker cars back bumper. Both cars have damage.
News InsuranceMarkets / Coverages

How many Ontario motorists got placed in the residual market

January 28, 2019 by Greg Meckbach

The number of Ontario auto policies in the residual market has increased by nearly a third in little more than a year, figures released to Canadian Underwriter show. Since the fall of 2017, there has been “some uptick” in the

News Insurance

CPP benefits received after a trial deductible from auto injury lawsuit awards, appeal court rules

January 28, 2019 by Greg Meckbach

Has your client been successfully sued after a vehicle accident in Nova Scotia? The damages may be reduced if the claimant can get disability benefits in the future through the Canada Pension Plan, a court has ruled. Sparks v. Holland,

News LegalRisk

How your commercial clients are exposed to pot liability even if they don’t produce cannabis

January 25, 2019 by Greg Meckbach

Marijuana poses a liability risk for commercial clients even if they are not in the cannabis business, an insurance lawyer suggests. Suppose your client operates a hotel where a party takes place. If someone smokes cannabis at that party, drives,

News ClaimsInsuranceLegal

Your drunk client arrives home safely. Why your exposure does not end there

January 24, 2019 by Jason Contant

Social hosts owe a duty of care beyond the time when an intoxicated guest returns home safely, the Court of Appeal for Ontario has ruled in a recent decision. In more intimate settings, there is an enhanced risk, and therefore

News Earnings / RatingsInsurance

By how much did your clients’ auto rates increase last quarter?

January 24, 2019 by David Gambrill

Ontario auto insurance rates increased by an average of 3.35% in the fourth quarter of 2018, with several companies receiving approval for double-digit rate increases, the province’s regulator reported. Overall, 23 insurers representing approximately 51% of the market based on

News BrokersClaimsInsuranceLegal

Trial required to confirm insured’s cash payment to broker, court finds

January 23, 2019 by David Gambrill

A dispute between an auto insurance claimant and a carrier over whether or not the claimant paid her broker in cash to update an auto policy is a genuine matter for trial, an Ontario court has ruled. Marie-Therese Dakane brought

News InsuranceLegislation / Regulation

Driverless cars are now allowed on Ontario roads

January 23, 2019 THE CANADIAN PRESS

Transportation Minister Jeff Yurek has announced that, as of Jan. 1, participants in Ontario’s automated vehicle pilot program can test driverless cars on public roadways, under strict conditions. The program’s nine participants – including BlackBerry’s QNX, Magna, Uber and the

News Insurance

Can’t hear the ambulance? Turn down your radio

January 17, 2019 by David Gambrill

A B.C. driver has failed in his bid to receive a refund for his insurance premium increase and deductible after B.C.’s public auto insurer found him 100% responsible for failing to clear an intersection for an ambulance. A B.C. ambulance

News BrokersInsuranceMergers and Aqcuisitions

What these brokerages bring to the table in Hub merger

January 15, 2019 by Greg Meckbach

A Quebec brokerage recently acquired by Hub International Ltd. brings expertise in construction and auto dealerships to the table. “Hub is already major player, if not one of the biggest brokers in Quebec,” Alain Giroux, executive vice president of Montreal

a silver cars front bumper has collided with a darker cars back bumper. Both cars have damage.
News InsuranceLegislation / Regulation

Alberta auto cap leading to broker-carrier contract cancellations

January 14, 2019 by Greg Meckbach

Alberta’s ceiling on auto rate increases is causing some brokers to lose their contracts with carriers. In Alberta, as a general rule carriers may not hike rates by more than 5% across their book of business. “It has resulted in

News CatastrophesEngineering

Experts call for federal investigation of fatal bus crash

January 14, 2019 Alanna Rizza THE CANADIAN PRESS

Experts are calling on the federal transportation safety board to investigate a deadly bus crash in Ottawa to prevent similar incidents from occurring again. Ahmed Shalaby, a civil engineering professor at the University of Manitoba, said the Transportation Safety Board