Canadian Underwriter

Burnt out trucks from a wildfire in Drayton Valley, Alta. in May 2023 News CatastrophesClaimsClaims CanadaClimate ChangeInsuranceMarkets / Coverages

Wildfires in Alberta burned 10 times more area in 2023 than the five-year average

January 5, 2024 by Colette Derworiz - THE CANADIAN PRESS

Alberta Wildfire says it saw an average number of wildfires last year, but the area burned across the province set a record.   The province saw a total of 1,088 wildfires that burned about 22,000 square kilometres from March 1 to…

Single wind turbine, a coal burning power plant with pollution and electricity pylons in the background. News BrokersClaimsClimate ChangeInsuranceLegal

Why your clients may be exposed to more climate change claims

January 4, 2024 by David Gambrill

Your business clients may face increased exposure to climate change liability claims, based on a recent decision by the Federal Court of Appeal (FCA). “With strong language, the Federal Court of Appeal affirmed the ‘existential challenge’ posed by climate change…

Red car with a damaged headlight after an accident News ClaimsInsuranceLegal

Notifying insurer of accident is not the same as making an AB claim: court

January 4, 2024 by Alyssa DiSabatino

Intact Insurance Company won a decision against an insured who notified the insurer of an accident within seven days of his accident, but didn’t apply for accident benefits until almost two years later. In Jakupovic v Intact Insurance Company, an Ontario…

Close up of an industrial bricklayer installing bricks to build back on a construction site News BrokersCatastrophesClaimsInsurance

Should insurers help customers build back better…or not at all?

January 4, 2024 by Philip Porado

Increased severity and frequency of NatCats has Canada’s P&C insurance ecosystem seeking ways to add resilience to the claims process. This includes build back better initiatives to encourage adding things like hurricane straps or hail-resistant shingling to roof rebuilds to…

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Cybersecurity issue delays in-person classes at Newfoundland’s Memorial University

January 3, 2024 by The Canadian Press

ST. JOHN’S, N.L. – A Memorial University campus in western Newfoundland is the latest Canadian post-secondary institution to be grappling with what officials are calling a “cybersecurity incident.” The beginning of most in-person classes for the winter semester at Memorial’s…

Damage to homes from a wildfire outside of Halifax. News CatastrophesClaimsClaims CanadaInsuranceRestoration

Homeowners discuss the high insurance costs of wildfires

January 2, 2024 by Michael Tutton - THE CANADIAN PRESS

HALIFAX – Seven months after a wildfire left a charred, 1,000-hectare scar on the western suburbs of Halifax, less visible damage persists in the lives of those who lost their homes to the flames. Lindsay Law said the financial and…

The road as seen through the eyes of a drunk driver News ClaimsClaims CanadaInsuranceMarkets / Coverages

MPI’s Top 5 auto fraud claims of 2023

January 2, 2024 by Jason Contant

A customer who claimed amnesia following an auto collision and another who said their symptoms were so severe they were unable to work were among Manitoba Public Insurance’s (MPI) Top 5 fraud claims of 2023. Every year, it’s estimated auto…

Greg Smith, Crawford News BrokersClaimsInsurance

2024 Executive Outlook |Greg Smith, Crawford & Company

December 27, 2023 by Canadian Underwriter Staff

Greg Smith, president of Canadian operations, Crawford & Company Macro industry trends, including the impact of climate on claims frequency, the growing talent gap, and technology integration, will continue to be significant stories in 2024. But fraud is an emerging trend…

fortunetelling 2024 with a golden crystal ball in a hand, festive atmosphere for happy new year party or award ceremony or other holiday celebrations, 3d illustration News BrokersCatastrophesClaimsEarnings / RatingsInsurance

Introducing our 2024 Executive Outlook series

December 19, 2023 by David Gambrill

In the 1942 classic film Casablanca, Ilsa Lund, played by Ingrid Bergman, urges the piano player Sam to play the song “As time goes by.” It’s a favourite tune she shares with the lead man in the film, Rick Blaine,…

female hand lighting red candle on christmas tree at christmas eve News AdjustersClaimsInsuranceRisk

Holly, jolly claims follies

December 18, 2023 by David Gambrill

It wouldn’t be the holiday season without someone trying to ignite their house by attaching burning candles to the Christmas tree. An internet search for “crazy Christmas claims” finds insurance broker websites rife with holiday-related claims in the neighbourhood of…

Insurance losses going down the drain News CatastrophesClaimsInsurance

How insurers can manage losses as NatCat events ramp up

December 18, 2023 by Philip Porado

Whatever’s driving increasingly devastating storms over the past decade, one thing is certain — insurers have watched NatCat losses ramp up over the past decade. “It used to be an unusual year where you’d have more than a billion dollars…

Bad car crash News BrokersClaimsInsurance

Do auto clients ask for trouble by hiking deductibles?

December 15, 2023 by Philip Porado

During the recent renewal cycle, many personal auto customers opted to increase their deductibles to reduce their annual premiums. Now, those decisions are leading customers who’ve been in accidents to delay pursuing claims because they don’t have enough cash on…


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