Canadian Underwriter

Topic Property

A leak under the toilet bowl splashing water
News B.C.ClaimsClaims Canada ArchiveLegalLiabilityPersonal HomeProperty

Strata unit owner ordered to pay $25,000 deductible after water leak

May 17, 2024 by Jason Contant

A strata (condo) unit owner in British Columbia has been ordered to pay their strata corporation’s $25,000 insurance deductible after being found responsible for a water leak that damaged other units and the strata’s common property.  Civil Resolution Tribunal vice

The Donnie Creek wildfire burns in an area between Fort Nelson and Fort St. John, B.C. in this undated handout photo provided by the BC Wildfire Service. THE CANADIAN PRESS/HO-BC Wildfire Service **MANDATORY CREDIT **
News B.C.CatastrophesCommercialInsurersPersonal AutoPersonal HomeProperty

Canada’s first wildfire Cat of 2024? Fort Nelson, B.C., on the brink

May 13, 2024 by David Gambrill

Fort Nelson, B.C., is about 1.5 km away from becoming the first major natural catastrophe of Canada’s 2024 wildfire season. The town’s mayor noted wind conditions are putting the community in peril, and evacuation orders have been given to approximately

Collapse of a metal barn roof after a snowstorm
News Business InterruptionClaimsCommercialConstructionEnvironmentalLoss ControlLoss TrendsProperty

Reducing the risk of commercial roof collapse

May 7, 2024 by Yannick Roy and Wei Chiet Thong, J.S. Held

Reports of wood-framed roof collapses, ranging from simple agricultural roofs to complex roofs in industrial buildings, are frequent in North America. These collapses often are caused, or contributed to, by controllable factors like lack of maintenance, chemical attacks, moisture attacks,

A First Nation in Sarnia, Ont. has had repeated exposure to benzene
News ClaimsCommercialEmerging RisksEnvironmentalOntarioProperty

Minister seeking ways to end benzene exposure from chemical plant

April 26, 2024 by Mia Rabson – The Canadian Press

Environment Minister Steven Guilbeault is looking for options to protect a southern Ontario First Nation from repeated exposure to benzene from a nearby chemical plant, as the plant issues a new warning about air pollution. Leaders from Aamjiwnaang First Nation

Houses with solar panels
News CatastrophesClaimsEmerging RisksPersonal HomePropertyTechnology

Are underwriters pricing for new tech in homes?

April 22, 2024 by David Gambrill

Globally, the property and casualty insurance industry may be underestimating the vulnerability of property that uses technology to adapt to climate change, a speaker told attendees at the 38th Swiss Re Outlook breakfast held in Toronto last Tuesday. Also, property

Oil and gas industry plant in the winter
News AlbertaCommercialEnvironmentalProperty

Report suggests little progress in first year of Alberta’s emissions reduction plan

April 19, 2024 by The Canadian Press

A survey from a clean energy think-tank says Alberta has done little to implement its plan to reduce its greenhouse gas emissions. The Pembina Institute has examined the measures included in the province’s plan released one year ago. It says

Fishing Storage Buildings on the Atlantic Coast
News ClaimsCommercialEmerging RisksPersonal AutoPersonal HomeProperty

Feds commit $15 million to flood insurance backstop. Is it enough?

April 18, 2024 by David Gambrill

Although the federal government committed to forge ahead with its long-awaited flood insurance backstop Tuesday, Canada’s property and casualty insurance industry notes the 2024 federal budget was light on details – and funding. The insurance industry has been negotiating with

The McDougall Creek wildfire in West Kelowna, BC.
News B.C.CatastrophesClaimsClaims Canada ArchiveEnvironmentalPersonal HomeProperty

B.C. to get wildfire training and education centre in response to expert task force

April 5, 2024 by The Canadian Press

British Columbia’s premier says a training and education centre for wildfire fighters will be established in response to recommendations by a task force that looked into last year’s catastrophic wildfires. David Eby says the centre at Thompson Rivers University in

Twenty centimetres of snow in Montreal
News ClaimsClaims Canada ArchiveEnvironmentalOntarioPersonal HomePropertyQuebec

Spring storm knocks out power to tens of thousands across Quebec, Ontario

April 4, 2024 by The Canadian Press

A spring storm across Quebec and Ontario on Thursday knocked out power to tens of thousands of customers, closed schools and blanketed the Montreal area with heavy, wet snow. In Quebec, more than 220,000 homes and businesses had no electricity

Lithium ion batteries in laptops, cell phones, e-scooters and other devices create fire risk at disposal sites
News ClaimsCommercialEmerging RisksInsurersLiabilityLoss ControlPropertyRisk ManagersTechnology

How lithium-ion batteries threaten recycling facilities

April 3, 2024 by Philip Porado

Introduction of lithium-ion batteries has introduced new hazards into the everyday lives of Canadians due to their ability to catch fire spontaneously – a phenomenon known as ‘thermal runaway.’ What began as concerns about fires started by cell phone and

Fencing put up during the trucker convoy protest in Ottawa, Canada
News ClaimsCommercialOntarioProperty

3 ways Canadian insurers can prepare for political risk

April 2, 2024 by David Gambrill

Canada is not immune to social divisions resulting in damage caused by political protests, and insurance companies can do three things to prepare for political risk, says a new report published by the Insurance Institute of Canada. First, insurance companies

Tractor bringing in the hay
News BrokersCommercialMGAsProperty

Can farm insurance coverage be delivered online?

March 25, 2024 by Alyssa Di Sabatino

The words ‘technology’ and ‘farm insurance’ aren’t always mentioned in the same breath. Historically, farm insurance providers do most of their business through offer and acceptance — sending either online or paper applications to clients. Underwriters and brokers then use