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News AdjustersClaimsInsuranceLegal

Are cannabis edibles a “drug”? What adjusters should be asking

February 22, 2019 by Jason Contant

Claims adjusters’ questions should address potential policy wording dilemmas related to the upcoming legalization of cannabis edibles later this year, a lawyer told Canadian Underwriter recently. For example, consider the following question in the context of edible cannabis (or even…

News ClaimsRisk

How railway is dealing with Manitoba oil spill

February 22, 2019 by THE CANADIAN PRESS

LAZARE, Man. – CN is still tallying up the amount of oil spilled in a train derailment on a ranch in western Manitoba. “We are still determining volume estimates at this time,” company spokesman Jonathan Abecassis said in an email…

News CatastrophesClaimsLegal

Next step for $2-billion building collapse lawsuit against Loblaws

February 21, 2019 by Greg Meckbach

A $2-billion class-action lawsuit against Canada’s largest food retailer could reach the Supreme Court of Canada. The bodily injury lawsuit against Loblaw Companies Limited was filed in 2015 in Ontario by victims of a 2013 commercial building collapse in Bangladesh.…

News ClaimsInsuranceMarkets / CoveragesReinsurance

One solution for non-damage business interruption

February 21, 2019 by Jason Contant

Parametric insurance can help fill a gap in some policies by covering non-damage business interruption, a speaker said Tuesday at AXA XL’s Fast Forward LIVE event in downtown Toronto. Caused by a variety of factors, including severe weather conditions, non-damage…

News ClaimsInsuranceLegal

AB case generates massive confusion around “but for” causation test

February 21, 2019 by Jason Contant

A recent Ontario accident benefits case has highlighted ongoing confusion about how to identify and apply the proper causation test — including the contentious “but for” clause. The case revolves around whether the “but for” test of causation or the…

News ClaimsInsurance

400 plus vehicles written off since acid spill on B.C. highway last year: ICBC

February 19, 2019 by THE CANADIAN PRESS

TRAIL, B.C. – British Columbia’s public auto insurer says about 450 vehicles have been written off since sulphuric acid spilled along a busy commuter route near Trail, B.C., in two incidents last spring. The Insurance Corp. of B.C. says there…

News ClaimsInsurance

Sinkhole prompts evacuation order for 14 B.C. homes

February 15, 2019 by THE CANADIAN PRESS

SECHELT, B.C. – Residents of an upscale neighbourhood on British Columbia’s Sunshine Coast will officially be barred from returning to their dream homes today. Sinkholes throughout the subdivision have prompted the District of Sechelt to issue evacuation orders covering 14…

News CatastrophesClaims

Judge questions wildfire mitigation plan

February 14, 2019 by Sudhin Thanawala - THE ASSOCIATED PRESS

SAN FRANCISCO – A U.S. judge who has berated Pacific Gas & Electric Corp. for its role in California wildfires demanded Thursday that the utility answer more questions about its efforts to clear trees and branches that can fall on…

News AdjustersClaimsInsuranceLegislation / Regulation

The type of claims that may arise from legalization of cannabis edibles

February 14, 2019 by Jason Contant

With the upcoming legalization of edibles containing cannabis this October, Canadian claims adjusters may see more indirect injury loss and damage claims, suggests a lawyer with Field Law in Calgary. Compared to regular smoked marijuana, edibles have a more delayed…

News ClaimsClimate ChangeInsurance

Why post-tropical storms can be worse than the original storm

February 13, 2019 by Jason Contant

Inland flood damage arising from post-tropical storms can be an even greater risk than wind damage, a meteorologist from Aon said last week at the CatIQ Connect conference in downtown Toronto. “That’s concerning because here in Canada, as in the…

News ClaimsLegal

Lawsuit over flooding, catch-basin access could reach Supreme Court

February 11, 2019 by Greg Meckbach

A property owner who was sued for more than $100,000 over laneway flooding is hoping to appeal to the Supreme Court of Canada. Marilyn Marks owns commercial property in the community of Tottenham, Ont., about 40 kilometres north of Toronto…

News EngineeringInsurance

Why leaking sewers are contributing to higher flood risk

February 11, 2019 by Jason Contant

Brand new storm and sanitary sewers are leaking water at an unacceptable rate, putting individual homes at higher risk of flooding, a civil engineer said last week at the CatIQ Connect conference in Toronto. “We have allowable leakage, a little…