Canadian Underwriter

News AdjustersClaimsClaims CanadaLegal

Insurers’ medical examiner gets his day at Supreme Court of Canada

November 16, 2019 by Greg Meckbach

The Supreme Court of Canada is considering whether or not to send an insurance medical examiner’s libel case to trial, based on comments made by a personal injury lawyer about the examiner’s work in a closed forum that got leaked…

News ClaimsClaims CanadaInsurance

Why you might be having a hard time finding coverage in liability lines

November 14, 2019 by Greg Meckbach

Liability loss inflation may be a new topic of discussion for securities analysts who watch the property and casualty sector, but for Canada’s largest insurer, it’s nothing particularly novel. “There is inflation,” Charles Brindamour, CEO of Intact Financial Corp., observed…

News CatastrophesClaimsInsurance

A new way to make insurance for high-risk homes in flood plains affordable

November 14, 2019 by Adam Malik

Amphibious architecture could be the key to mitigating flood risk and making insurance affordable for those living and working in floodplains, according to one expert. The technology allows structures to float as water levels rise. Amphibious construction and retrofitting of…

News AdjustersClaims CanadaInsuranceLegal

Two-year window to dispute auto claim denial not a ‘hard limitation,’ court rules

November 13, 2019 by Greg Meckbach

The two-year time limit to take auto accident benefits disputes to Ontario’s Licence Appeal Tribunal (LAT) is not a “hard limitation” period, the province’s appeal court has ruled. In Tomec v. Economical Mutual Insurance Company, released Nov. 8, the Court…

News Claims CanadaEngineeringLegal

How change of backyard elevation spawns liability risk

November 12, 2019 by Greg Meckbach

A London, Ont. homeowner is in legal trouble because the water that was supposed to flow east from his neighbour’s backyard, across his property, started going the wrong way 12 years ago. In Dankiewicz v. Sullivan, released Nov. 4, Justice…

News ClaimsInsurance

Maritimes hit with another blast of early winter weather

November 12, 2019 by The Canadian Press

FREDERICTON – The Maritimes are getting another blast of early wintry weather with a mix of snow, freezing rain and rain. Much of New Brunswick and Prince Edward Island awoke to snow and slippery roads, while Nova Scotia is seeing…

News ClaimsInsurance

Why crop insurance won’t come soon enough for these Prairie farmers

November 11, 2019 by Bill Graveland - THE CANADIAN PRESS

Winter’s icy fingers have touched most of the Prairies since late September, causing havoc and frustration for many farmers trying to get crops off their fields. Dave Reid, who farms near Cremona, northwest of Calgary, estimates 20 to 25 per…

News CatastrophesInsuranceRestoration

Evacuation order lifted nearly two months after crane collapse

November 6, 2019 by The Canadian Press

HALIFAX – The last three businesses evacuated when a crane collapsed in downtown Halifax are being allowed to return to their locations, almost two months after a storm toppled it. The final stage of the crane and debris removal from…

News ClaimsCommercial LinesInsuranceLegal

Court finds corporate director personally liable for worker’s comp injury claim

November 5, 2019 by David Gambrill

A corporate director can be held personally liable for injuries that happen to employees in a workplace while the director is simultaneously engaged in the work “as part of the business of the corporation,” the Court of Appeal of Alberta…

News ClaimsInsuranceLegislation / Regulation

How this statutory benefits ruling hinged on the word “the”

November 5, 2019 by Jason Contant

Saskatchewan’s highest court has ruled in favour of the province’s government auto insurer in a case involving statutory death benefits paid collectively to three dependant children. The Court of Appeal for Saskatchewan’s ruling in Johnson v Saskatchewan Government Insurance, released…

News ClaimsInsurance

Power outage restoration enters “most difficult phase”: Hydro Quebec

November 5, 2019 by The Canadian Press

MONTREAL – Hydro-Quebec says it is aiming to have all of the roughly 40,000 customers still without power Monday afternoon reconnected to the grid by Tuesday. The 1,400 employees working to restore power across the province following Friday’s windstorm have…

News Claims CanadaEngineeringInsurance

Why this commercial food spoilage claim from ice storm was denied

November 4, 2019 by Greg Meckbach

If your client has coverage for business interruption and spoiled perishable food inventory, does that still kick in if the loss was caused by damage to power transmission lines off the client’s property? For a Toronto bakery, the answer is…