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Staying on the right side of Quebec’s language law, Bill 96

March 7, 2024 David Gambrill

Canada’s property and casualty insurance industry is advised to establish a policy and train employees to comply with Bill 96, Quebec’s French language law, which calls for all policy contracts with clients in the province to be done in French

Wildfires releasing CO2 emissions and other greenhouse gases
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More evacuations in Quebec as record breaking fires continue to burn

June 8, 2023 Sidhartha Banerjee and Jacob Serebrin

MONTREAL — Quebec’s wildfire season, which has forced thousands from their homes and left other communities on high alert, is the worst on record, officials said Wednesday. Premier Francois Legault told reporters in Quebec City that the areas in the

Earthquake in central Montreal
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What’s the best way to increase earthquake insurance take-up in Quebec?

February 8, 2023 by Jason Contant

The best way to get consumers to buy earthquake insurance in provinces like Quebec is to find a balance between highlighting the benefits of early intervention and not making the narrative too scary, a research social scientist told delegates at

Authoritative person sitting in front of gray background. His face is showing. Insuring the vehicle safely. Car insurance protects any damage to the vehicle. The hand of the person wearing the white shirt prevents the boards from damaging the falling vehicle.
News ClaimsClaims CanadaInsuranceLegalLegislation / Regulation

Auto insurance doesn’t always apply just because an auto’s involved

November 29, 2022 by David Gambrill

Two Quebec Court of Appeal decisions in 2022 demonstrate it’s not enough to show an auto is involved in a claim for an insured to be eligible for compensation under the province’s auto insurance scheme, a Quebec lawyer writes in

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‘Race discrimination’: Indigenous Quebec man who lived on reserve denied insurance

November 4, 2022 Sidhartha Banerjee CANADIAN PRESS

MONTREAL – An Indigenous Quebec man who was denied car insurance because he lived on a reserve was the victim of race discrimination, the province’s human rights commission concluded in a recent decision. Alexis Wawanoloath, a lawyer and ex-Parti Quebecois

Employees working on construction site,
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One key difference between a builders’ risk policy and a liability policy

August 30, 2022 by David Gambrill

Starr Insurance & Reinsurance Limited does not have to defend its insured in a Quebec construction case, because its builders’ risk policy is essentially a property policy, not a liability policy, Quebec’s Superior Court has ruled. In construction, a builders’

Photo of pinned Quebec on a map of Canada.
News Commercial LinesInsuranceLegalLegislation / Regulation

Good news for Quebec’s D&O insurance market

May 3, 2022 by David Gambrill

Quebec has taken a big step towards aligning its duty to defend rules with those of other Canadian provinces, meaning certain insurance contracts in Quebec will be exempt from a legal requirement to pay for insurance defence costs above and

News BrokersCommercial LinesMarkets / Coverages

Top 5 insurer expanding into Quebec commercial

January 13, 2021 by Greg Meckbach

Quebec brokers can now place commercial coverage with Wawanesa Mutual Insurance Company for policies starting Feb. 1. The Manitoba-based insurer announced Monday that it is offering commercial coverage in Quebec, making good on a promise made to the province’s brokers

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New 250 person public gathering limit fairly low risk: Quebec health official

August 4, 2020 Morgan Lowrie - THE CANADIAN PRESS

MONTREAL – The decision to allow public gatherings of up to 250 people comes with a relatively low risk of COVID-19 transmission compared to other riskier social activities, Quebec’s public health director said Monday. Dr. Horacio Arruda said there weren’t

Feature BrokersCommercial Lines

Briefing Note: Quebec

July 7, 2020 Canadian Underwriter Staff

Quebec brokers are facing a hard commercial market, says Eric Manseau, executive director of RCCAQ, an association representing brokers in Quebec. “Premium increases are a major issue for us in commercial. On average, I would say [rate increases of] between

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Report recommends measures to avoid repeat of flooding in Quebec community

May 4, 2020 Stephanie Marin- THE CANADIAN PRESS

MONTREAL – A report into the rupture of a dike in Ste-Marthe-sur-le-Lac, Que., during spring flooding last year suggests several problems including a lack of awareness among the population about the associated risks of living in the area. The report

News Risk

Quebec to reopen retail, construction and manufacturing businesses


MONTREAL – Premier Francois Legault says most Quebec stores as well as companies operating in construction and manufacturing will gradually be allowed to reopen in the coming weeks. Under the plan, stores outside Montreal can reopen next Monday while those