Canadian Underwriter

Topic
Legal

Cannabis plants growing on a window sill
News InsuranceLegalMarkets / Coverages

Manitoba government plans to lift ban on homegrown recreational cannabis

April 24, 2024 Steve Lambert – The Canadian Press

The Manitoba government is planning to end its ban on homegrown recreational cannabis — a move that would leave Quebec as the only province with such a restriction. “We’re just allowing Manitobans to have the same rights that people in

Prescription pills spilled on a table
News ClaimsClaims CanadaInsuranceLegalMarkets / Coverages

Quebec court approves class action alleging opioid makers misled users about risks

April 16, 2024 The Canadian Press

A Quebec Superior Court judge has authorized a class-action lawsuit against 16 pharmaceutical companies that are alleged to have misled consumers about the efficacy and dangers of opioid medications. The class action includes everyone in Quebec who was diagnosed with

Law, Consultation, Agreement, Contract, Attorney or Lawyer holding a pen is consulting with a client to explain the pattern of answering questions before going to court to decide a lawsuit.
News ClaimsInsuranceLegal

Why an auto insured didn’t have to help with his insurer’s defence

April 15, 2024 by David Gambrill

An Ontario court has set aside a judgement of almost $155,000 that an auto insurer obtained against its insured for not complying with a legal obligation to participate in the insurer’s defence. In this case, the insured was not driving

Mallet of the judge, books, scales of justice
News ClaimsInsuranceLegal

Why LAT is reconsidering an accident benefits claim after an auto accident

April 12, 2024 by Alyssa DiSabatino

A decision in which a woman whose psychological trauma was triggered after she viewed the dashcam footage of an auto accident she was involved in — and spotted a house in the background where she’d lived and was the victim

Scales of justice loaded with money symbolizing high cost of litigation legal action
News Commercial LinesInsuranceLegal

Small businesses face rising risk of litigation from Canadians

April 9, 2024 by Alyssa DiSabatino

Canadians are getting more litigious, and that means small business owners face a heightened risk of legal disputes, according to a recent survey by Zensurance.  The majority (69.3%) of Canadian consumers say they’d sue a small business if they were

Female medical practitioner reassuring a patient
News AdjustersClaimsInsuranceLegalLegislation / Regulation

Court upholds Aviva’s travel deductible for trips to medical appointments

April 8, 2024 by David Gambrill

Newfoundland and Labrador’s Supreme Court has dismissed a proposed class action lawsuit against Aviva Canada and Aviva General Insurance Company over a discretionary travel deductible the insurer imposed on medical and rehab accident benefits expenses. Aviva imposed a 25-kilometre (round

Quebec taxi driver protesting new government regulations.
News InsuranceLegalLegislation / RegulationMarkets / Coverages

Class-action lawsuit by taxi drivers against Quebec government begins

April 2, 2024 Jacob Serebrin – The Canadian Press

A trial opens Tuesday in a class-action lawsuit accusing the Quebec government of wiping out hundreds of millions of dollars in the value of taxi permits by allowing ride-hailing company Uber to operate and then by abolishing the permit system.

Car keys laying on top of an auto insurance policy
News ClaimsClaims CanadaInsuranceLegalMarkets / Coverages

What the P&C industry thinks of Ontario’s 2024 budget

March 27, 2024 by Jason Contant

Proposed reforms to Ontario auto insurance will make life simpler for accident victims but could increase premiums and costs for insurers, says David Marshall, who’s served as senior advisor to the provincial government on auto insurance and pension funds.  In

Much money and a motorcycle.
News BrokersClaimsInsuranceLegalLegislation / Regulation

Innocent victim of insurance fraud? Why a tribunal found otherwise….

March 25, 2024 by David Gambrill

An injured motorcyclist claiming he was the innocent victim of fraud had the wherewithal to know he was not carrying valid insurance, thus disqualifying him from receiving accident benefits, the Ontario Licence Appeal Tribunal (LAT) ruled Thursday. The tribunal said

A quad on its side after it has been accidentally flipped.
News ClaimsInsuranceLegalLegislation / Regulation

‘Negligent operation’ of ATV includes turning it over to inexperienced driver

March 18, 2024 by David Gambrill

If parents permit an adult child to use their all-terrain vehicle (ATV), and the son or daughter then negligently turns over control of that ATV to an inexperienced driver who gets seriously injured in a crash, the parents can be

Justice and law symbol statue
News ClaimsLegalLegislation / Regulation

Top court clarifies standard for judicial review of LAT decisions

March 15, 2024 by David Gambrill

Canada’s top court has kicked an auto accident benefits dispute back to the Ontario Licence Appeal Tribunal, effectively confirming courts have discretion to review decisions from the LAT, even if claimants only have a limited right to appeal LAT decisions.

Hourglass, stopwatch and clock floating in blue water
News ClaimsCommercial LinesInsuranceLegalRisk

Paid the claim? No need to re-appraise after limitation period, court says

March 12, 2024 by Alyssa DiSabatino

An insurer that has already paid a claim doesn’t have to do a follow-up appraisal after the limitation period has expired, Ontario’s Superior Court of Justice has ruled.  “An admission of liability to pay on the part of an insurer