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Court orders parent to produce underwriting file to prove she denied permission for her child to drive

August 16, 2018 by Greg Meckbach

If a parent does not give permission to a child to drive the car, then if the child gets into a serious accident, a court could order the parent to produce the underwriting file to prove they did not grant

News ClaimsLegal

Insurer’s quote on a home rebuild leads to lawsuit between homeowner and contractor

August 14, 2018 by Greg Meckbach

After her home burnt down, a homeowner tried to get the proposed rebuild to fit the quotation of an insurer, contributing to a breakdown in the relationship between the homeowner and the contractor. The dispute led to a lawsuit to

News ConstructionEmploymentInsuranceLegalRisk

Mechanic barred from suing employer over workplace injury

August 13, 2018 by Greg Meckbach

A Newfoundland and Labrador construction company no longer faces a lawsuit from the estate of an injured worker, after the Supreme Court of Canada announced Thursday it will not hear an appeal. Many Canadian corporate clients lack liability insurance covering

News LegalLegislation / RegulationRiskTechnology

Canadian tech firm flags effect of EU’s new privacy law

August 10, 2018 by Greg Meckbach

New privacy rights for Europeans have changed the way a Canadian multinational business software provider looks at its liability risk. The European General Data Protection Regulation (GDPR) took effect May 25 and makes it mandatory for companies to disclose data

News BrokersInsuranceLegal

After a seven-year, $33K insurance settlement, claimant disputes his $5K legal bill

August 9, 2018 by David Gambrill

A seven-year lawsuit against a B.C. insurance brokerage that settled for $33,000 ultimately led to a legal dispute between the claimant and his lawyer over a $5,124 legal bill. The claimant, Larry Jones, sued his insurance brokerage, RHC Insurance Agency

News AdjustersInsuranceLegal

Regulator allows adjuster to co-own a moving company that sells to insurers

August 9, 2018 by David Gambrill

In a clear conflict of interest case, the Insurance Council of B.C. has allowed an insurance adjuster who co-owns an adjusting firm with his wife to double as a minority owner in a moving and storage company that sells its

News InsuranceLegalRisk

Court balks at auto injury medical expert witness fee

August 3, 2018 by Greg Meckbach

When a motorist gets sued by an accident victim, should the defendant be ordered to pay $5,000 to reimburse the plaintiff for half a day’s court testimony from a plaintiff’s doctor? A British Columbia court official says no. Gary Senner

News InsuranceLegal

The danger of lying about gender for cheaper auto insurance

August 1, 2018 by Greg Meckbach

If a young male motorist is thinking of telling his insurer he is female for the sole purpose of getting a lower rate, there is some simple advice a broker can give: Don’t do it. This is because a motorist’s

News InsuranceLegal

Car wash operator found not liable for $1,800 claim caused after malfunction

July 31, 2018 by Greg Meckbach

A British Columbia motorist who made an $1,800 vehicle damage insurance claim arising from an ill-fated trip to an automated car wash cannot get reimbursed by the car wash operator. This was the finding of a recent decision from the

News InsuranceLegalMarkets / Coverages

What your hospitality clients need to know about their liability limits

July 29, 2018 by Jason Contant

In the restaurant and bar business, those serving alcohol are trained to recognize the symptoms of intoxication to prevent an “overservice” problem, and subsequent liability to the business. But what happens when a customer has been drinking in multiple establishments before

News LegalRisk

One-third of victims in car crash deaths not wearing seatbelts: NL RCMP

July 29, 2018 by Jason Contant

JOHN’S, N.L. – RCMP in Newfoundland and Labrador say one-third of collision fatalities over a five-year span involved people not wearing seatbelts. They say that from 2013 until mid-July, 182 people were killed in 154 crashes with about 35 per

News ClaimsInsuranceLegal

Court tosses elderly couple’s 15-year-old auto insurance claim

July 26, 2018 by David Gambrill

Fifteen years after their auto accident, an elderly couple representing themselves in court lost their bid to further postpone their claim against their auto insurer, following years of adjourning trial dates and failing to show up in court. “The trial