Topic
Legal
Alberta company liable for collision caused by employee prohibited from driving
August 25, 2014 by Canadian UnderwriterThe Court of Appeal of Alberta recently ruled against a company which owned a vehicle involved in a collision in Calgary but said its employee was prohibited from driving the company truck and only had keys in order to get…
More than 4,000 speeders caught by Saskatchewan police in July
August 21, 2014 by Canadian UnderwriterPolice caught more than 4,000 drivers exceeding the speed limit during a province-wide traffic safety spotlight focusing on speeding in July, SGI reported this week. In total, law enforcement issued 4,028 speeding violations during the month, including: 3,820 tickets for…
Supreme Court denies insurer leave to appeal ruling on auto insurance family protection endorsement
August 19, 2014 by Canadian UnderwriterThe Supreme Court of Canada recently dismissed an application, from Lombard General Insurance Company of Canada, for leave to appeal a court ruling against Lombard over the limitation period on claims under the Ontario auto family protection endorsement. In July…
Honda Accord most stolen vehicle in U.S. last year
August 18, 2014 by Canadian UnderwriterDiversity reigns when it comes to stolen cars in the United States, with the National Insurance Crime Bureau (NICB) reporting Monday that there is a 50-50 split between domestic and import vehicles. NICB’s annual Hot Wheels report – which identifies…
Mom approves of her son getting MPI summons through Facebook ruse
August 11, 2014 THE CANADIAN PRESSWINNIPEG – A Manitoba man may think it was inappropriate for Manitoba Public Insurance to use a photo of a bikini-clad blonde to trick him into getting a court summons through Facebook, but his mom thinks it was a good…
Manitoba Public Insurance uses picture of woman in bikini to issue a summons on Facebook
August 8, 2014 by Canadian UnderwriterWINNIPEG – A Manitoba man says he thinks it was inappropriate for Manitoba Public Insurance to send him a court summons through Facebook. Andrew Mykichuk says he received a Facebook message from what appeared to be a woman he didn’t…
Who to ask?
August 1, 2014 The CIP Society of the Insurance Institute of CanadaA junior underwriter is being tested by ethical dilemmas, but her manager does not seem open to providing guidance. On one occasion, she feels compelled to seek advice from a manager in another department, which creates tension between her and her manager. Is it okay for her to seek advice from someone other than her manager?
Fleets of Fancy
August 1, 2014 Murray Harris, Senior Associate; and Graham Henderson, Associate; McLennan Ross LLPA recent case out of Alberta considering relief from forfeiture illustrates the need for fleet and risk managers to carefully consider vehicle fleet lists provided to and by insurers to ensure comprehensive coverage.
Substance over Convenience
August 1, 2014 Mark Gelowitz, Senior Partner; and Gerard Kennedy Associate, Osler, Hoskin & Harcourt LLPA 2014 ruling by the Court of Appeal for Ontario, which considers the province’s “pay first, dispute later” regime for insurance, demonstrates the importance of substance over convenience in determining what contracts fall within the ambit of this regime.
Spam Alert
August 1, 2014 Craig Harris, Freelance WriterAlthough brokers and insurers generally do not send mass e-mail solicitations, some industry activities – such as prospecting, use of third-party marketing services and even social media – may get caught in the web of Canada’s new anti-spam legislation.
Judicial panel says utility’s former execs deserve criminal charges in Fukushima nuke crisis
July 31, 2014 Mari Yamaguchi, THE ASSOCIATED PRESSTOKYO – A Japanese judicial panel has recommended that three former executives of the utility that operates the damaged Fukushima nuclear plant face criminal charges over their role in the disaster. A document released by the panel on Thursday showed…
The Mortgage Clause
July 31, 2014 Bruno De Vita, partner; and Hollis Bromley, partner, Alexander Holburn Beaudin + Lang LLPInsurers and adjusters shouldn’t overlook the role of the standard mortgage clause in the property insurance policy.