Canadian Underwriter

Topic Claims

Doctor consulting male patient, working on diagnostic examination of mental illness
News ClaimsInsurersLegalOntarioPersonal Auto

Auto AB claim: Where privacy meets abuse of process

June 1, 2022 by David Gambrill

An Ontario court has rejected the privacy concerns of an auto accidents benefits claimant who refused to attend a psychological examination required by his insurer, finding that the claimant’s privacy concerns amounted to an abuse of process. Ali Baradaran Bagherian

Aerial view of a residential district in Ontario
News CatastrophesClaimsPersonal Home

Canada’s most exposed insurance lines

May 31, 2022 by Jason Contant

Exposure related to insuring personal lines of business in general continues to see steady growth in the Canadian P&C insurance industry, with a whopping $9.3 trillion of personal property assets in Canada now insured against fire, according to Catastrophe Indices

Image of man standing with his hands on his hips, looking at Winnipeg's red river floodway
News AdjustersCatastrophesClaimsClaims ProfessionalsInsurersManitobaOntario

Adjusters stretched thin after back-to-back storms

May 31, 2022 by Alyssa DiSabatino

Manitoba has experienced one of the wettest springs on record, and the back-to-back storms and flooding have stretched adjusters’ resources very thin, claims professionals say.  Strong winds and a rainstorm that occurred in Manitoba last evening have continued into today. This event

Stormy sky with a wall of clouds
News B.C.CatastrophesClaimsOntarioQuebec

Hot summer temperatures, big storms to sweep much of Canada, Weather Network predicts

May 31, 2022 by David Friend - THE CANADIAN PRESS

TORONTO – Seasonal or higher than normal temperatures across much of the country will offer Canadians a chance to enjoy the summer, but predictions from a prominent national forecaster warn the humidity could welcome a rather stormy few months. Chris

elevated view of two cars in an accident. Bottom left car is flipped over, while the top right car is damaged badly in the front hood.
News AlbertaClaimsCommercial AutoInsurersPersonal Auto

Update on how Canada’s newest DCPD regime is doing

May 30, 2022 by Alyssa DiSabatino

Alberta’s transition toward the Direct Compensation for Property Damage (DCPD) framework has been quite seamless for insurers and personal auto policyholders for the most part, says one industry expert, although some commercial vehicle operators who don’t want to pay for

Container ship, heavily loaded, at sea.
News AdjustersBusiness InterruptionCatastrophesClaimsClaims ProfessionalsClaims TechnologyCommercialCyberEmerging RisksInsurersLoss ControlLoss TrendsSupply Chain

War and other factors loom over shipping sector: report

May 27, 2022 by Philip Porado

While fewer total losses of cargo ships worldwide is good news for marine insurers, the number of shipping casualties rose during 2021, said Allianz Global Corporate & Specialty’s (AGCS) annual Safety & Shipping Review. Globally, 54 total vessel losses were

sleeping woman in autonomous car. Driverless car. Self-Driving car. UGV (unmanned ground vehicle).
News ClaimsInsurersLegalLiabilityPersonal Auto

Regulations for insuring self-driving cars required sooner rather than later, lawyers say

May 27, 2022 by David Gambrill

Canada is not ready to insure even partially automated vehicles (AVs), but the move towards fully-automated vehicles could be here by as early as 2026, warn lawyers at Borden Ladner Gervais LLP. Provincial legislatures will therefore need to update their

Container freight train accident
News ClaimsCommercialSaskatchewan

Man killed in Saskatchewan train car accident

May 27, 2022 by The Canadian Press

EDGELEY, Sask. – A Saskatchewan man is dead after the road maintenance vehicle he was driving collided with a train on Thursday afternoon. It happened about three kilometres west of Edgeley, Sask. at a level crossing around 12 p.m. Thursday

Angry woman driving a car.
News ClaimsInsurersLegalPersonal Auto

Fume all you want, don’t hit erratic drivers in front of you

May 26, 2022 by David Gambrill

No matter how much a driver might fume about the slow driver ahead, the driver behind him is still responsible for maintaining a safe distance to avoid a collision — even if the slow driver tries to block the driver

Mechanic working on the underside of a vehicle
News AdjustersB.C.ClaimsClaims ProfessionalsEnvironmentalInsurersLoss ControlPersonal Auto

Auto insurance: How to handle acid spill claims

May 26, 2022 by Jason Contant

Insurers would be well-advised to have experts and claim-handling protocols on hand to identify unique claim situations such as the two sulphuric acid spills in Trail, B.C. several years ago, two forensic engineers say. On Apr. 10 and May 23,

Tree damage following derecho
News AdjustersCatastrophesClaimsClaims ProfessionalsEnvironmentalOntarioPersonal HomeQuebec

Emergency alerts when severe weather happens can be improved: Environment Minister

May 26, 2022 by Mia Rabson - THE CANADIAN PRESS

OTTAWA – Emergency weather alerts that are broadcast over the mobile network should be improved to make sure they are getting to the right people at the right time, Environment Minister Steven Guilbeault said Wednesday. Guilbeault is in Germany for

Delta flooding after hurricane.
News AdjustersAlbertaB.C.BrokersCatastrophesClaimsClaims Canada ArchiveClaims ProfessionalsClaims TechnologyEnvironmentalLoss ControlLoss TrendsManitobaNew BrunswickNewfoundland & LabradorNova ScotiaNunavutNWTOntarioP.E.I.Personal AutoPersonal HomePropertyQuebecSaskatchewanTechnologyYukon

How to speed up claims response for NatCats

May 25, 2022 by Yasser Korany, Mario Delorme and Mazen Habash

Extreme weather events have become common, some bringing unprecedented levels of destruction to structures and facilities, overwhelming owners, property managers and insurers. In response, nearly all major insurers have created centralized Cat units dedicated to handling claims arising from extreme