Canadian Underwriter

Topic Legal

Phone call from an unknown number - possible scam fraud or phishing
News ClaimsClaims Canada ArchiveCommercialCyberLegalLoss ControlTechnology

Government impersonation, phishing are top financial scams, Interac survey finds

November 30, 2023 by Ritika Dubey - THE CANADIAN PRESS

TORONTO – Government impersonation is one of the most common financial scams plaguing people across Canada, a new survey from payment processing company Interac Corp. has found. The report, released Tuesday, said 42 per cent of survey respondents reported dealing

Cardboard Boxes at new apartment
News ClaimsInsurersLegalNova ScotiaPersonal Home

‘Vacancy’ confusion in a home insurance policy: what the court said

November 29, 2023 by David Gambrill

A Nova Scotia court awarded more than $225,000 against a home insurer after its telephone agent placed coverage for a couple’s newly purchased house, when in fact it was unclear if the property was vacant, thus triggering a policy exclusion

Kitchen fire
News B.C.ClaimsCommercialLegalProperty

Are short-term renters covered by condo insurance?

November 29, 2023 by Philip Porado

An Airbnb renter can be considered an insured under a strata’s insurance policy but may not necessarily rely on other liability protections in a strata’s bylaws, a B.C. Supreme Court justice determined in Strata Plan VR 2213 v Schappert, 2023

Man with injured wrist and a policy on the desk across from another man
News InsurersLegalOntarioPersonal Auto

Psychologist fined over accident benefits statements

November 29, 2023 by Alyssa DiSabatino

An Ontario registered psychologist has been fined $15,000 and suspended from practice for a total of 24 months after a regulator found he made misleading accident benefits statements to insurers.  The Financial Services Regulatory Authority of Ontario (FSRA) has imposed

auto and handcuffs on shiny background.
News ClaimsCommercial AutoInsurersLegalOntarioPersonal Auto

How auto insurers responded to Ontario’s auto fraud announcement

November 24, 2023 by David Gambrill

Ontario auto insurers are commending the provincial government for committing $18 million over three years to help police services combat and prevent auto theft. “Last year marked the first time in history when Canada’s insurers paid over $1 billion in claims

Red warning flag
News BrokersLegalLiabilityMergers and AqcuisitionsOperations

These red flags may waive a brokerage buyer off a deal

November 24, 2023 by David Gambrill

Rising interest rates are changing the brokerage M&A environment and giving sellers a shorter timeline to produce the projected earnings. And chances are, if they haven’t produced reliable returns already, the buyers may balk on a purchase, said Yan Charbonneau,

Car Accident Detail.
News BrokersInsurersLegalOntarioPersonal Auto

What Ontario drivers might save by dropping DCPD coverage

November 23, 2023 by David Gambrill

Ontario brokers are questioning the value of the Ontario government’s forthcoming new law allowing drivers to drop out of direct compensation property damage (DCPD) coverage for their cars. DCPD coverage is currently mandatory and protects policyholders in the event of

House model with man holding magnifying glass home inspection or searching for a house
News B.C.InsurersLegalLiabilityPersonal Auto

Auto insurance: How you can live with someone but not be in a “household”

November 22, 2023 by David Gambrill

A passenger seriously injured in an auto collision caused by an uninsured driver is not considered an “insured” under her father’s or boyfriend’s auto policies, even though she was living with them at the time of the crash, B.C.’s Court

Trois-Rivières, Quebec
News Business InterruptionCommercialCyberInsurersLegalOperationsQuebecSupply Chain

What worries Canadian businesses about Quebec’s language law

November 22, 2023 by Jason Contant

Quebec’s recently enacted French-language law is causing some Canadian businesses concerns about compliance and even fear of losing employees, a new business risk report from Beazley suggested. Bill 96, An Act respecting French, the official and common language of Québec,

Computer Vision - Conceptual Illustration
News LegalTechnology

Competition Bureau investigating Applied Systems

November 21, 2023 by David Gambrill

Canada’s Competition Bureau has obtained a court order to advance a civil investigation into allegations of anti-competitive conduct by Applied Systems Inc. and its affiliates, including Applied Systems Canada Inc. Both the Competition Bureau and Applied Systems replied in separate

Person getting hurt while riding an e-scooter
News ClaimsCommercialEmerging RisksInsurersLegalLiabilityLoss ControlLoss TrendsProperty

Whose insurer pays when e-scooter drivers crash?

November 17, 2023 by Philip Porado

News reports about drivers of stand-up e-scooters injuring pedestrians in several Canadian cities are raising questions about insurance coverage for the vehicles — and how injured pedestrians might recover damages. But what about the e-scooter drivers themselves? Can they recover

Glass of whiskey on a bar counter
News BrokersClaimsCommercialInsurersLegal

Why this insurer doesn’t have to defend an injured bar patron’s lawsuit

November 13, 2023 by Alyssa DiSabatino

An Ontario insurer is not required to defend a Woodstock, Ont., sports bar against a “mixed” claim from a patron who said he sustained injuries after he was over-served and then forcibly removed from the bar, the Ontario Superior Court