ADS Forensics launches IRB Policy Limit calculator for brokers

In order to help brokers determine whether a client requires standard coverage or increased coverage, ADS Forensics is releasing an Income Replacement Benefit (IRB) Policy Limit calculator.
The calculator, available at no cost, will allow brokers to determine whether an insured requires the standard $400 coverage, or increased coverage at $600, $800 or $1,000.
The online calculator will only require basic income details, said Michael Sigsworth, principal of ADS Forensics.
Based on a client’s current income and other available coverage, the calculator provides the coverage required at 100% of income, 75% and 125%.
This provides the client with a range to consider, in addition to a PDF printout for file documentation.
Calculations can also be saved online.
To access the calculator, simply signup to be a member at www.adsforensics.com.