F3 tornado devastates southwestern Ontario town

An F3 tornado devastated Goderich, Ontario, causing extensive damage, killing one person and injuring 37.
On Aug. 21, at approximately 4pm, the tornado touched down packing winds around 280 km-h. It carved a path, roughly 20 kilometres in length and through the downtown core of Goderich, tearing the roof and first floors off of several businesses, downing trees and destroying cars, cbc.ca reported.
“”Canada’s Prettiest Town,” as the town’s official Web site calls it, is now in a state of emergency,” cbc.ca reported.
“Access to the downtown area is blocked off, and police have closed all entrances to the town for safety reasons and likely to discourage looting.”
In a release, Insurance Bureau of Canada issued a statement with reminders for consumers in the wake of such a storm. They include:
•Most debris and business insurance policies will cover damage caused by wind, including broken windows and removal of debris;
•Auto policies cover wind damage if comprehensive coverage has been purchased;
•Marine insurance policies will usually cover damage to boats from wind;
•Homeowner’s and tenant’s policies usually provide coverage for additional living expenses if a home is uninhabitable.
“First and foremost, those affected should ensure they and their families are safe,” said Ralph Palumbo, vice president, Ontario, IBC.
“The property damage to homes and personal property, businesses and public buildings is extensive. Ontario’s home, car and business insurers will be there to help residents and businesses recover from this disaster.”