November 1, 2017 by Canadian Underwriter
Peace Hills Insurance said in a press release on Wednesday that the new Legal Expense Insurance coverage “provides policyholders with financial protection against significant legal expenses, and empowers them with unlimited access to a telephone Legal Advice Helpline, where they can obtain general advice on any legal issue.”
The coverage is being added to Peace Hills Insurance’s personal lines property policies in Alberta effective Dec. 1, 2017. Legal Expense Insurance coverage will be included in all of the company’s condo and tenant, homeowner and seasonal policies. Legal costs include lawyers’ fees, disbursements (expert reports, court fees, etc.) and an opponent’s legal costs (should somebody lose their case and be required to pay them).
While the product is currently only available in Alberta, “there are plans to roll it out to the rest of the areas we serve shortly,” Chad Shurnaik, Peace Hills Insurance’s vice president of underwriting and marketing, said in the release. “The additional layer of protection in our personal property coverage helps us better care for our insureds in a society with increasingly complex legal matters,” he added.
Alex Manning, director of corporate partnerships with DAS Canada, said that “DAS is delighted to be entering into partnership with Peace Hills Insurance to include Legal Expense Insurance coverage within their policies. Through the LEI coverage from Peace Hills, Alberta customers will enjoy access to unlimited general legal advice, plus financial coverage for a range of everyday legal events. The Peace Hills partnership reaffirms our vision to provide all Canadians with access to justice.”
Peace Hills Insurance is a licensed, general insurance company, which has been insuring western Canadians since 1982. The insurer employs more than 200 staff who serve over 478 broker offices across British Columbia, Alberta, Saskatchewan, Manitoba, the Northwest Territories, Nunavut and Yukon.
DAS Canada is a full-service specialist in legal expense insurance. Working with brokers and insurer partners across the country, the company provides coverage to group and association members, individuals and business owners when they face unexpected legal issues. A DAS policy “offers customers financial protection against costly legal expenses, allows them to defend and pursue their legal rights, and gives them unlimited access to general legal advice at any time.” DAS Canada is part of DAS Group, a global provider of legal expense insurance and subsidiary of ERGO, the primary insurer of the Munich Re Group. Legal Expense Insurance is underwritten by DAS Legal Protection Insurance Company Limited.