Why diamonds are not forever

Allstate claims adjusters released a cautionary press release on Valentine’s Day, listing some of the most common reasons why that diamond you just bought, gave or received may not be forever.
According to claims professionals at Allstate, who handle thousands of jewelry-related claims each year, the following are among the top reasons why diamonds are often lost forever.
Flushed Away: Jewelry often ends up inside the pipes as a result of being left on a counter near a sink or toilet.
Tossed to the Curb: Often jewelry is accidentally thrown into the trash, the inadvertent result of someone hiding valuables in a secret place. Apparently, many family members will throw away trash that doubles as a secret hiding place for jewelry.
Opportunity Knocks: Theft occurs when people leave their rings out on display. Whether in a hotel or at home, leaving valuables out in the open is a risky proposition, particularly when others have access.
Poor Stitching: Rings go on fingers, not in pockets. When they get put in pockets, they often slide through unknown holes in the stitching and are lost forever.
Slippery Proposition: Rings often fall of fingers because someone doesn’t take the time to resize the ring.
Depending on the value of the jewelry, it may or may not be covered under their current property insurance policy, Allstate notes. Many policies insure jewellery items only to a maximum value of $1,000.