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‘Word on the street’ about Ontario auto electronic pink slips


April 27, 2018   by Greg Meckbach


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Only one province in Canada officially accepts electronic proof of auto insurance right now, but industry scuttlebutt suggests police are already accepting them in some quarters, and Ontario will soon be in line to accept the electronic slips.

“Word on the street” is that some police officers in Ontario are already accepting electronic proof of auto insurance, Bill Redford, vice president of product development at Keal Technology, told Canadian Underwriter Wednesday. In other words, an officer will not write a ticket if the motorist does not have a paper pink slip, as required by law, but can show an electronic copy of the pink slip instead.

“At the moment, only Nova Scotia has taken steps to allow drivers the convenience of an electronic pink slip,” Insurance Bureau of Canada (IBC) CEO Don Forgeron said in a prepared text delivered by David McGown, IBC senior vice president of strategic initiatives, at the association’s 2018 annual general meeting Thursday. “We’re hopeful that Ontario will follow suit shortly.”

Multiple broker solutions are available for the delivery of electronic pink slips to clients. Sharp Mobile has offered electronic pink slips for some time. Centre for Study of Insurance Operations (CSIO) has been ready to roll with an industry electronic document delivery system (including pink slips) since early this year. Keal announced this week its integration of CSIO’s My Proof of Insurance eDelivery, available May 15.

Now that brokers are able to send electronic pink slips to clients, “we are hoping that the provinces will catch up in due time [and] that they are going to accept it officially or unofficially just by sheer demand and need,” Redford said.

My Proof of Insurance eDelivery lets brokers send electronic copies of personal and commercial policy documents by email.

“This solution would allow brokers and carriers not only to send auto liability cards but all policy documents for personal lines and commercial lines insurance without requiring the end consumer to download an app or to create a profile on a company or a broker portal,” CSIO president and CEO Catherine Smola said during CSIO’s recent annual members meeting.

“Providing digital documents to today’s tech-savvy consumer is a baseline expectation of service,” Smola told CSIO members April 17 during the meeting at the National Club in downtown Toronto.

With My Proof of Insurance eDelivery, any documents in a Keal broker management system could be sent by email from the broker to the customer, Redford said Wednesday in an interview. Those documents include eSlips (electronic auto pink slips) that CSIO announced in June 2017.

The Ontario government promised in its budget document for 2017-18 that electronic proof of auto insurance would be accepted. The promise is in line with a recent recommendation from the Canadian Council of Insurance Regulators. But the Financial Services Commission of Ontario has yet to estimate when electronic proof will be accepted, citing risks such as liability if a police officer accidentally damages a motorist’s phone.


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2 Comments » for ‘Word on the street’ about Ontario auto electronic pink slips
  1. Jenny K says:

    So I have been sending docs from my bms to my clients for 10 years. I have never had anything tied to CSIO in the past. Especially not for something as basic as a “wallet file” which my grandkids could make. I have no idea what’s going on with Keal. Seems like a lot of noise for distraction.

  2. June says:

    This isn’t about sending docs from your BMS. It sounds like maybe you don’t know what a smart wallet is. Check out CSIO’s website and you will see what this is about.
    This isn’t noise. This is something brokers are demanding and CSIO has delivered a free solution to deliver. BMS vendors like Keal are right to support this industry wide solution.

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