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personal home

Electrical outlet on fire.
News ClaimsInsurance

Managing insurer concerns about knob-and-tube wiring

February 21, 2024 Brian Cook, PowerCheck

Most insurers see homes with knob-and-tube wiring, aluminum wiring, and 60-amp service as high-risk, which prevents clients with those systems from easily obtaining home insurance. But are wiring types and service levels really the culprits causing fires? I’ve examined electrical

Injured person following an e-scooter accident
News ClaimsInsurance

How potholes lead to serious brain injuries for e-scooter riders

September 8, 2023 Brittany Sinclair, B.Sc., P.Eng. 30 Forensic Engineering

Editor’s note: This is the second of a two-part series on the biomechanics of rider falls from e-scooters. Part 1 appeared Aug. 25.   Road safety is directly linked to maintenance standards. In Ottawa, the city’s recommended maintenance quality standard

House fire destroys building
News ClaimsInsuranceRisk

Where Ontario’s 2022 fire-related deaths ranked

January 13, 2023 Philip Porado

Ontario’s 133 fire-related deaths during 2022 were the highest in more than 20 years, the province’s Fire Marshal Jon Pegg said in a Jan. 3 tweet. In comparison, 2021 saw 124 fire-related deaths. There were 115 fire-related deaths in 2020

News ClaimsInsuranceLegal

Why this home insurer has a duty to defend a road rage claim

August 11, 2020 by David Gambrill

Pembridge Insurance Company of Canada has a duty to defend an insured who has liability coverage under a home insurance policy in a case in which the insured got out of his car and allegedly threatened another driver in a