Detail-Oriented
June 1, 2010 Vanessa Mariga Associate EditorRIMS 2010 Annual Conference and Exhibition (Boston); Considering an appropriate level of detail is crucial not only in lowering insurance costs and purchasing accurate coverage amounts, but also in developing high-level risk management standards.
Ontario Appeal Court refines concept of damages “too remote” for recovery
May 31, 2010 byThe Ontario Court of Appeal has refined the concept of “damages too remote for recovery,” recently distinguishingthefactsituationin Frazer v. Haukioja from that of the Supreme Court ofCanadacase, Mustapha v. Culligan of Canada Ltd. In Frazer, the Ontario Court of Appeal…
Surveillance Hot or Not?
May 31, 2010 Monika M.L. ZauharHave you ever suspected the plaintiff is exaggerating their disability or been suspicious the claimant might be malingering? Have you considered placing them under surveillance? If so, you may want to keep in mind the Personal Information Protection and Electronic…
Managing Data, Reducing Risk
May 1, 2010 Wesley GillCompanies improving their data management processes might find a correlated improvement in their risk modeling.
Legislative Muscle
May 1, 2010 Vanessa Mariga, Associate EditorB.C.’s insurance regulator believes OSFI’s amendments to Part XIII reduce regulatory transparency and increase risk. And so whereas the CCIR issued a voluntary consent and undertaking to deal with any potential uncertainty, B.C. decided to legislate protection.
Blind to Fraud: The OPC’s Guidelines on Covert Surveillance Unduly Inhibit Private Investigators
March 31, 2010 Norman GrootThe Canadian Association of Private Investigators (CAPI) recently made submissions to the Office of the Privacy Commissioner of Canada (OPC) regarding its Guidelines on Covert Surveillance in the Private Sector. CAPI and its members assert the implementation of the Guidelines’…
McGrimmon v. Personal: Anomaly or Harbinger?
March 31, 2010 Michael TeitelbaumJustice McKinnon of the Ontario Superior Court recently found in McGrimmon v. Personal Insurance, 2010 ONSC 108, that a homeowner’s insurer owed a duty to defend to the defendant owners/vendors of the insured property in respect of allegations of misrepresentation,…
Absence Of Malice
January 1, 2010 James (Jamie) E. DunnHow to investigate suspicious claims without drawing accusations of “bad faith.”
Facing the Facts on Facebook
January 1, 2010 John Young & Jennifer M. MalchukCourts across the country are defining how insurers may use plaintiffs’ Facebook pages to investigate potentially fraudulent claims.
Canadian Market (December 01, 2009)
December 1, 2009 by Canadian UnderwriterINSURERS CONTINUE TO TAKE BEATING IN AUTO ACCIDENT BENEFIT LINES IN 2009 Q3 Canadian and foreign insurers licensed with the Office of the Superintendent of Financial Institutions (OSFI) continued to take a beating in the auto-personal accident category (which includes…
Civil Justice Changes
November 30, 2009 BY: CHRISTOPHER R. DUNNThe subtleties and nuances of the various provincial civil justice systems are often of interest only to those of us who represent Canadian insurers and risk managers in court. I can’t say I’ve ever impressed a client with a detailed…
Climate Change In Canada’s North
November 30, 2009 byPollution liability arising from permafrost degradation, climate change disclosure and risks associated with new shipping lanes are among the emerging insurance implications of climate change in Canada’s North, according to a report by the National Round Table on the Environment…